Banking Awareness Quiz : Part 122

banking
1. Exporters in India get insurance cover and risk cover from which of the following organizations?
(a) SIDBI
(b) NABARD
(c) ECGC
(d) RBI
 

2 . The govt. of India does not provide and direct financial assistance to which of the following schemes?
(a) Mahatma Gandhi National Rural Employment Guarantee scheme.
(b) Rural Health mission
(c) India Aawas Yojana
(d) Jeevan sathi Yojana
 

3. Which of the following terms is used in banking and finance?
(a) Abiotic
(b) Demand Deposit
(c) Fat scales
(d) A diabetic
 

4. Names of which of the following rates/ratios cannot be seen in financial newspapers?
(a) Bank rate
(b) Repo Rate
(c) Cash Reserve Ratio
(d) Pulse Ratio
 

5. Who amongst the following can take benefit of the Social Security Fund established by the Govt. of India for unorganized workers?
(a) Primary school teacher
(b) Employee of Sugar Factory
(c) Taxtile Mazdoor
(d) Rickshaw Puller
 

6. Who amongst the following was never a Governor of the RBI ?
(a) Bimal Jalan
(b) Y.V. Reddy
(c) Arup Roy Choudhary
(d) D. Subbarao
 

7. Which of the following in NOT the name of a bank having branches in India?
(a) State Bank of India
(b) Naively Lignite Corporation
(c) Barclays
(d) HSBC
 

8. Banks do not provide which of the following services?
(a) Issuing Bank Drafts
(b) Deposting  Money
(c) Sale of post cards and postal stamps
(d) Lockers for valueable items/ documents
 

9. The loan given by a bank to a person to purchase house is called........... .
(a) Project
(b) Business Loan
(c) Credit Loan
(d) Top up Loan
 

10. Which of the following is an example of cash less purchase?
(a) ATM withdrawal
(b) Credit Card
(c) Debit Card
1. Only 1
2. Only 2
3. Only 1 and 2
4. All of these
 

11. Which of the following programmes  the Govt. of India has launched to develop comprehensive rural infastructure in the country?
(a) Bharat Nirman
(b) Indira Aawas Yojana
(c) Watershed Development Programme
(d) None of these
 

12.The name of which of the  following great leaders is now associated with National Rural Employment Guarantee Scheme?
(a) Indira Gandhi
(b)Mahatma Gandhi
(c) Jawaharlal Nehru
(d) None of these
 

13. Which of the following  is NOT the name of a multinational bank?
(a) BNP Paribas
(b) British Bank of Middle East
(c) Standard Chartered Bank
('d) Cathay Pacific
 

14. Which of the following terms is NOT associated with banking  operations?
(a) Repo Rate 
(b) Prime Lending rate
(c) Equator
(d) Corporate Finance
 

15. Which of the following schemes was launched to promote exports of agricultural produce and their value added products in India?
(a) Vishesh Krishi and Gram Udyog Yojana
(b) Financial Inclusion Scheme
(c) Rastriya Krishi Vikash Yojana
(d) None of these
 

16. As per the instructions given by the RBI, now all banks are required to provide which of the following in all its branches mandatorily?
(a) Note Sorting Machines
(b) Special Counters for senior Citizens
(c) Service  sector
(d) All of these
 

17. Which of the following terms is NOT used in the field of Banking & Finance ?
(a)Overdraft
(b) Base Line
(c) RTGS
(d) GBC
 

18. Which of the following apex body and regulators has asked banks to swap customer related information so that the frauds and defaults may be prevented in future?
(a) Bombay Stock Exchange (BSE)
(b) Indian Bank's Association (IBA)
(c) Securties & Exchange Board of India (SEBI)
(d) Reserve Bank of India (RBI)
 

19. Who amongst the following is the author of the book (released recently) "India and Global Financial Crisis : Managing Money and Finance"?
(a) Dr. Bimal Jalan
(b) Dr. C. Rangarajan
(c) Dr. Manmohan Singh
(d) Dr. Y.V. Reddy
 

20.The Reserve Bank of India does not print currency notes of the denomination of .............. .
'(a) 20/-
(b) 50/-
(c) 3,000/-
(d) 1,000/-
 

21. Which of the following is considered as the financial capital of India?
(a) New Delhi
(b) kolkata
(c) Ahmedabad
(d) None of these
 

22. "Micro Credit" means:
(a) Loans of small amounts to people in unorganized sector
(b) Loans to self Help Groups
(c) Loan amounting rs. 50 lakhs t rs 5 crores to Medium and Small Industries Units
1. Only (1)
2. Only (2)
3. Only (1) and (2)
4. None of these
 

23. The RBI has given its permission for cash withdrawal at "POS terminals." What is the full form of "POS"?
(a) permitted on sale
(b) potential of service
(c) point of sale
(d) permission of sale
 

24. " The Doing Business Report" is prepared by which of the following organization every year?
(a) Asian Development Bank
(b) World Bank'
(c)International Monetary Fund 
(d)World Trade Organisation
 

25. "Yen" is the currency of ....
(a) China
(b) south Korea
(c) North Korea
(d) None of these
 

26. A new Foreign Bank Sarasin & Co. has launched its operations in India recently.
This is a bank based in:
(a) USA
(b) Switzerland
(c) France
(d) None of these
 

27. The Head of the Reserve Bank of India is designated as the :
(a) Chief Executive Officer
(b) Managing Director
(c) chief Banking Officer
(d) None of these
 

28. Whenever RBI does not open Market operation Transaction, actually it wishes to regulate which of the following?
(a) Inflaction only
(b) Liquidity in economy
(c) Borrowing powers of the banks
(d) flow of Foreign Direct Investment
 

29.In economics it is generally believed that the main objective of a Public Sector Financial Company like Bank is to:
(a) Employ more and more people
(b) Maximize total profits
(c) Maximize total productions
(d) Provide financial service to the people of the nation of its origin across the country
 

30.In a Company the use of price sensitive corporate information by the Caompany__people to make gains or cover losses is known as:
(a)insider trading
(b) future trading
(c) foreign trading
(d) stock trading
 

31. Which of the following cannot be called as a debt Instrument as referred in financial transactions?
(a) Certificate of Deposits
(b) Bonds
(c) stocks
(d) Commercial Papers
 

32. Which of the following Committees has given its recommendations on " Financial Inclusion"?
(a) Rakesh Mohan Committee
(b) Rangarajan Committee
(c) sinha Committee
(d) None of these 

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