Advice to Over-qualified candidates in IBPS Clerk Exam

Many readers ask this questions many times in comments, forums and on my mail. So I decided to answer this query now.

Why you appeared for Clerk exam if you are overqualified

I have seen many engineers, MBAs  and many other overqualified aspirants who appeared for IBPS Clerk this year. If you one of these candidates then you are in a "Wild Goose Chase". Banks would be really happy to have an MBA working as a Clerk in their branches. You will get the job easily, but after getting the job you will realize that you deserve more than this. You were feeling weird when interview panel was asking you weird questions, don't worry they are not going to reject you at any cost. After all they are going to get over-qualified clerks.

Bond Requirement

All though there is no financial bond in Clerk level job but there is probation of 6 months. Further you won't be eligible to appear for any PSU interview until you have a No Objection Certificate from the bank you are working. You have to submit a 3 months notice. After getting you will be eligible to appear for PSU interviews. As many of you know that many candidates in IBPS PO were allowed to appear for interviews because they didn't have NOC with them.

NOC makes you eligible to appear for other PSU interviews. All of you know that nothing is predictable in case of public sector jobs. 57000 candidates qualified for 19000 jobs in IBPS PO, nobody can predict your chances. So after getting an NOC, you will get a chance to appear for interview.  

Conclusion

All of those engineers, MBA's and over-qualified, I request you in your own favor to give best start to your career. If you are fed up of private sector jobs, then getting a Clerk job is not the solution. At least prepare for IBPS PO or SO and give a respectable start to your career. Just imagine, normally branch managers of  PSU banks are graduates. Further salary in hand is just Rs 15,000 to 17,000. It is very difficult to survive this small salary. It's better to prepare for 3-4 months and then give your best at PO exams. I promise that if anyone prepare for 3 months, he/she will get interview call for PO/SO.

Best of Luck 
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68 comments:

  1. sir my po 3 score was 48 ST cutt off was 26 and my PI was ok. now my clerk 3 score is 82 ST. sir should i appear for clerk interview????? plz reply me sir... m so confused..

    ReplyDelete
    Replies
    1. Yes definitely...

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    2. PO 44 ST andhra pradesh,..any chance..?

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    3. thank u so much sir...

      Delete
  2. even fresher engineer in small pvt software company get peanut salary only. i was offer 8000 rs in bangalore that city do u think we can survive in bangaluru with this peanut salary software engineer has nothing but an educated labourer to get into mnc comany we need reference with that angle clerk job is good and if we see future prospect we can be officer and move futher as we posses techinical dgree they give us good promotion compare to others in bank .

    ReplyDelete
    Replies
    1. well said, we are eligible to attend departmental exam after our probationaryperiod of clerk and can become po. it is easy to clear dept exams than po exam and can get posting at least nearest to our convenience

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    2. aboslutely right

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    3. kya baat kya baat kya baat

      Delete
  3. Sir I am an MBA and going to sit for IBPS Clerk interview, want know what reply should I give if they ask why you want to become clerk after doing mba !!!

    ReplyDelete
    Replies
    1. Simply say I need stability and I am unemployed right now. That's the best answer, trust me.

      Delete
  4. when will the next ibps po exas be held ..nd also sbi po ...can uplz tell

    ReplyDelete
    Replies
    1. IBPS 2014 - November 2014

      SBI PO - February-March 2014

      Delete
  5. ramdeep sir i have one doubt when i attempt aptitude in exam i know almost more than 50 % sums but but doing each sum takes more time so in 30 min i end up doing only 15 sum rest all i leave even though i know . this is how i do i do sums by writing steps on paper and then try to slove them fast i tried doing everything in head but i tend to forget intermiadiate result how do i change my thinking please help me .......... i ask this question evryever everybody seems to go away by giving any as practice belive me i did practice help me out .

    ReplyDelete
    Replies
    1. pay attention. u need to identify the chapters in maths that you're good at and solve only those.
      most people can solve all the 40 questions in bank exams but that's not needed.
      u need to plan it in a manner that u do 15-20 questions and move on to next sections. if u get spare time, come back and attempt those again. all the best.

      Delete
  6. many time interviewer will ask you are you not overqualified for this job(specially MBA,MCA,BTECH)
    but answer....yes,But I am suitable for this job.I have more techincal knoweldge and patience.banking is an intresting area where I can get job satisfacetion and job secuirty. and bank also demand well educated person who have more knowledge.
    MOHIT

    ReplyDelete
    Replies
    1. Overqualified quits too quickly, they don't want unstable employees

      Delete
  7. Thanks sir..so wen can we expect ibps po4

    ReplyDelete
  8. Suppose i get clerk job..
    Then how many year or how many departmental exams..
    I have to pass to get a
    probationary officer job
    reply please urgent

    ReplyDelete
    Replies
    1. computer field minimum 2year experience and jaiib and caiib clear

      Delete
    2. IT VARIES FROM BANK TO BANK MINIMUM 2 YRS TO MAX 6 YRS

      Delete
  9. Hello,
    Many Engineers are getting starting salary of Rs.8,000 to 10,000 in metropolitian cities and other tech cities.
    While 10th bipartite settlement is underway, after that bank clerks will get starting salary of around Rs. 20,000.

    ReplyDelete
  10. Ramandeep Singh keep your valuable advice to you ..you are trying to demotivate engineers and mba holders to sit for clerk exams

    ReplyDelete
  11. Raman Sir,ab to bolo SBI P.O.ki vacancy ayegi bhi ya nahi aur kab tak ? Please, reply us.

    ReplyDelete
  12. hello sir,
    I got 81 in IBPS clerk III and Im from Tamilnadu. I feel less confident to attend the Interview. Do I hold any chance ?

    ReplyDelete
  13. sir my score in ibps po is 55 and i belong to sc catagory . interview is also good. i qualified in ibps clerk 3 and my score in ibps clerk 3 is 101 i want to know the chances of selection in po and clerk3 kindly tell me ...

    ReplyDelete
    Replies
    1. Please these type of questions on www.IBPStoday.com

      Delete
  14. hi sir... I have got 76 marks in IBPS PO3, 134 in RRB and 147 inIBPS CLERKS. And im belongs to ST Category. Sir i have done ibps po interview well. And i have shortlisted for APGVB and also having other bank interviews.. Iam not able to decide whether to attend the interview or not. Bcz if i wont attend to the interview may be others have the chance. Sir can please clarify my doubt. Please reply sir.

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  15. Dear Laxmi. . Plz attend apgb interview ,u may not know wht wil happn in po3 allotment. . Grab evry opporthunity in ur way. . Be smart nt dumb

    ReplyDelete
  16. Sir, I want to know that if overqualified candidates join as a clerk and the very next year he/she got a very good score in ibps po,then you are saying that such candidates wont be selected despite good score...so after completing graduation if he/she remains unemployed for 2-3years..then if they clear clerk exam and join as a clerk then its not gud to start as a clerk and should give one more year for preparation...plz clear your views Sir...
    It's a genuine request to answer these above queries..n i hope u will respond soon...

    ReplyDelete
    Replies
    1. You are right but I recommend to join a private company for that period.

      Delete
    2. Doing pvt job and preparing for ibps po is not that easy sir ji...think about it

      Delete
  17. Hai sir i have cleard clerk 3exam sir got 81 marks i m a 2009 passed canditate in interview definitely they wil ask wat u did these much days???? i did msc computer science. And pgdca course correspondence yet i didnt complete those degree from 2012 i m preparing and writing bank exams sir in interview wat should i reply for tis question sir my father is a business man and for past 3years i m taking home tution pl help me wat should i reply for tis question pl help me sir waiting for ur reply sir i will be more thankful if u reply and give idea for tis querry

    ReplyDelete
    Replies
    1. Be honest and tell them the truth

      Delete
    2. Thank u for ur reply sir i just confused and worry abt is thank u for ur reply sir

      Delete
    3. Hello sir wen they ask y u prefer banking means wat should i reply and i feel i m poor in gk to improve gk wat should i do sir if interviewer ask question in Tamil whether i should reply in Tamil r should i reply in English r Tamil both language in which language should i reply for tem sir

      Delete
  18. most valuable advice for me.
    Thanks a lot.

    ReplyDelete
  19. Sir in my ol form of ibps clerk3 I filled ma passing yr of grad.as 2012. But it is actually 2010. It was by mistk sir. I have all original degrees of yr 2010.which I ll b providing at the time of intrvw, Will there b any problem at d time of intrvw.can I provide them with an affitavid.
    Plzzz do reply sir I m quite worried abt dis

    ReplyDelete
  20. I got 82 marks frm punjab ....sc ....n the cut off is 53... What r my chances.....i appeared last yr also but lostthe job by mere 2%......

    ReplyDelete
  21. Sir, i have cleared IBPS Clerk III..the thing is i had cleared IBPS Clerk II and was allotted Bank of Baroda but i didn't join..so in interview if they ask me if i appeared for Clerk II should i hide it? even if i conceal it can they find out??

    ReplyDelete
  22. respected sir........
    i have scored 108 in ibps clerk
    70 in ibps po
    126 in ibps rrb po
    127 in ibps rrb clerk
    mere selection ke koi chance h kya.????????????????????
    plz sir i need ur valuable advice...........
    plz sir help me



    piya (m.p.)

    ReplyDelete
    Replies
    1. hello priya...
      U hve appeared almost in every exam of ibps.......u shld be known of d main aspect of scores...i.e. CATEGORY...mention ur category b,coz if u belongs to general thn ur chances in rrb r good but if u comes under any reserve category thn u hve a sure shot chance in every exam u appeared.

      Delete
  23. anybody from pondicherry?

    ReplyDelete
    Replies
    1. Yes I am. What is your doubt? mail me @ selvakumar20_05@yahoo.co.in i am 112 in CL-III and waiting for interview date.

      Delete
  24. Hi sir , I have got RRB PO -112 and IBPS CLERK-130 (OBC CATEGORY), is there any chance???. I belongs to U.P.

    ReplyDelete
  25. Most of the ppl frm othr states like tamil nadu, punjab, kerala etc r getting less than 100 marks in ibps clerk3, n gettng a chnc to attnd d intrvw...n we frm WB gettng above 100 marks has been disqualified fr d intrvw only because of 2marks!!! not at all fair cutoff!! n above tht nw u r sayng tht MBAs n B.Techs hav more chnce to work as a clerk!!! is it a joke haapening with us or u all r playing wid our careers??? if bank should only prefer B Techs n MBAs as their qualificatn requirmnts while publishin any recruitmnt notice!! vry disappontng overall frm all d sources!

    ReplyDelete
  26. Don't be disheartened. you've mistaken. It just means that being overqualified is not a hindrance, it's not that the priority is for them but they do ve chance, is what it means. Will u be happy if the bank don't entertain B.Tech and MBA candidates.. Every applicant has his/her own dreams.. cheer up.

    ReplyDelete
  27. sir, i got interview call from various govt companies and iam pursuing CA and iam b.com(h) gradute from SRCC. Recently i gave interview of IBPS PO.They asked me '' if iam pursuing CA, then why should not i wait for completion of CA AS I CAN GET VERY DECENT JOB AFTER IT?'' I WAS NOT ABLE TO GIVE PROPER ANSWER.... Plz suggest me proper answer of this ques for upcoming interview.......

    ReplyDelete
  28. is the date of passing is important or not

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  29. I AM ALREADY WORKING AS A CLERK IN PRIVATE BANK FROM LAST 1 YEAR.WHAT SHOULD I SAY IF THEY ASK WHY FOR SAME POST.

    ReplyDelete
  30. NOC IS NECESSARY OR NOT FOR PRIVATE EMPLOYEES / NBFC'S

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  31. WHAT CUT OFF FOR st AP

    ReplyDelete
  32. I m working in public sector bank...applied for noc but dont get it yet..fr my bank .what should i do?my interview is on 20th feb

    ReplyDelete
  33. good advice.. me too, engineer and MBA marketing and worked as execuive in idbi bank ltd... and while working i found i deserve far more than that... dont go for clerk or this executive post MBAs deserve more...and engineers dont even go in bank... engineering field is far more interesting than banking... banking is hell and sucks.. though m working in banking..

    ReplyDelete
  34. Hello Ramandeep sir,
    I finished my ibps clerk interview in bangalore. It went fine. My written scores are 102 general . cut-off 63. All the candidates who were with me in the interview were in gen category and had scores in the range of 90-120. What are my chances of selection. Also will i get bangalore location as i am married and settled in bangalore.
    Plsss reply.

    ReplyDelete
  35. sir i have 94 score in gujarat what my chance in obc categary please reply fast

    ReplyDelete
  36. sir I have got 95 and cut off is 84 AGR interview me 65mil jaye to join chance hai in first Allotment plz rply

    ReplyDelete
  37. Sir I have done m.com b.ed but I am not interested in teaching job anymore.can I go for banking job now.l am so confused.please help me
    out.

    ReplyDelete
  38. Respected Sir,
    I am working as a Assistant in Public Sector general insurance company. I have answered IBPS CLERK 3. If i am selected for IBPS CLERK 3, should i continue with insurance sector or take up the bank job?? Please Guide me considering all the aspects. I am very confused, Please Help..

    ReplyDelete
  39. Sir,

    I have 75% in MCA but in BSC i have 57% so can i apply for the bank exams if they ask for 60% in graduation?

    ReplyDelete
  40. got indian overseas bank on provisional allotment.

    ReplyDelete
  41. Good point Raman, but we can give internal exams like JAIIB after being selected as a clerk in Banks for promotion and increment? Isn't it?

    ReplyDelete
  42. Sir,Can u please tell us about the Baroda Manipal program.Is it good to join bank of Baroda through this exam.

    ReplyDelete
  43. TCS(Assistant system engineer)/Bank PO

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  44. Hi sir.

    Please advise me ...is it compatible to do private job n than study for po...i get only 4hrs per day....thanks in advance

    ReplyDelete
  45. I am working as a clerk in SBH for last 3 years. Now i got EPFO SSA . Which is the best. Kindly give advice to me.

    ReplyDelete
  46. sir i m computer engg (B.E) , i m looking for a job in banking sector as a IT officer but seats for IT officer is very less In IBPS SO category , so wat i hv decided to join bank as a clerk and after joining whenever there will be vacancy for IT officer in any respective i'll appear it in INTERNAl SO bank exam and get promoted, so is it possible to achieve this feat

    ReplyDelete

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