SBI SO Credit Analyst (Manager) 2021: Exam Pattern & Syllabus

Published on Saturday, April 17, 2021

Dear Students,

State Bank of India has released an official SBI SO Recruitment 2021 Notification to hire candidates for Specialist Officer posts. A total of 45 vacancies has been announced for SBI SO Recruitment 2021 Notification.

Important Dates


Tentative Dates

Start Date of Online Registration of Application


Last date of Online Registration of Application & Payment of Fees


Vacancy Details


No of Vacancies













Educational Qualification

Age as on (01.01.2021)

  • Minimum: --
  • Maximum: 35 Years


  • Graduation in any stream, AND MBA/ PGDBA/ PGDBM or their equivalent (with a specialist in Finance) as a 2-year regular course. Candidates having qualification in CA/ CFA/ ICWA (CMS) are also eligible to apply.


  • Minimum 3 years Post Qualification experience (as on 01.01.2021) in Corporate/ SME Credit as an executive in Supervisory/ Management role in a Scheduled Commercial Bank/ Associate or Subsidiary of a Scheduled Commercial Bank OR a Public Sector or listed Financial Institution/ Company. Post-qualification experience in high-value credit is a must. Experience should be in appraisal/ assessment of Credit proposals of Medium/ Large Corporates.

Selection Process

  • The selection will be based on shortlisting & interview. Mere fulfilling minimum qualification and experience will not vest any right in a candidate for being called for an interview. The Shortlisting Committee constituted by the Bank will decide the shortlisting parameters and thereafter, an adequate number of candidates, as decided by the Bank will be shortlisted and called for interview. The decision of the Bank to call the candidates for the interview shall be final. No correspondence will be entertained in this regard. Merit list for final selection will be prepared in descending order of scores obtained in interview only, subject to a candidate scoring minimum qualifying marks. In case more than one candidate score common cut-off marks, such candidates will be ranked in the merit in descending order of their age.

Call Letter For Interview

  • Intimation/ call letter for interview will be sent by email or will be uploaded on Bank's website. NO HARD COPY WILL BE SENT.

Application Fees

Application fees & Intimation Charges (Non-refundable) is as under:
  • General/ EWS/ OBC candidates- 750/- (Seven Hundred Fifty only).
  • SC/ ST/ PWD candidates- Nil

Syllabus for SBI SO Credit Analyst (Manager)

Financial Awareness

  • RBI Circulars
  • Latest Government Schemes
  • Banking products
  • Banking Awareness (Updated on monthly basis)
  • Priority sector lending
  • Basel Norms
  • RBI regulations for Commercial banks, RRBs, Small Finance Banks, HFCs, NBFCs and UCBs
  • Indian Financial System
  • Financial market instruments
  • International reports and indices
  • Important committees
  • Foreign investment and trade 
  • Union budget
  • Latest mergers and MOUs of banks and financial institutions
  • Financial regulatory institution in India
  • Mutual Funds

Financial Management

  • Ratio Analysis
  • Break-even Analysis
  • Time Value of Money
  • Working capital management
  • Factoring
  • Dividend Policy
  • Derivatives- Future and Forward Contract
  • Capital Structure
  • Cost of Capital
  • Cash Flow Statement

Acts to be covered

  • Banking Regulations Act, 1949
  • Negotiable Instruments Act, 1881
  • SARFAESI Act, 2002
  • Currency Act
  • Consumer Protection Act, 1986
  • Taxation Acts (Income Tax and GST)
  • Companies Act, 2013
  • RBI Act, 1934

SBI SO Credit Analyst Course by Team BankExamsToday

Team BankExamsToday is offering is a full-fledged, comprehensive course for the preparation of SBI SO Credit Analyst.

Course features

  • Video classes for Financial Awareness
  • RBI circulars analysis
  • Credit management analysis
  • Complete study material in PDF

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