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SBI PO Descriptive Exam: Sample Letter and Format

Published on Thursday, July 16, 2015
As SBI PO Mains exam notification is already out and many of you haven't started preparations for Descriptive paper. Today I am going to format and Sample for letter writing.
Sample Letter

I have already share ebooks, tips and sample here

Topic - Credit manager of your bank misguided you regarding Credit card product. Write a letter to Branch manager complaining about inefficiency and negligence of employees
Ramandeep Singh

4th Floor, Sutlej Tower,

Bindraban road, Civil Lines,

Ludhiana, 141001

Date – 16/07/2015


The Branch Manager

State Bank of India

Tagore Nagar, Ludhiana.

Dear Sir/Madam,


I am writing this letter to make a complaint of poor service and misguidance provided by Manager Rakesh Kumar. 

I am a savings as well as current account holder of your branch from past 4 years. My savings account number is 34525424564 and current account number is 3979797856322.

On 6 June 2015, I visited the branch to make an application for credit card. I made clear that I need a Global credit card to make international payments. Mr. Rakesh Kumar insisted me to apply for an secured credit card, so asked me to make an Fixed Deposit account for Rs.50,000. I made an secured credit card application as suggested by Mr. Rakesh Kumar.

After 1 month I got my credit card. I was surprised to see that it was not a Global credit card. When inquired from branch, your staff told me that making Global payments is possible by using this card. Assistant Manager Priyank Gupta wasn't aware about Global Credit Card product. Next day I brought your bank's brochure to explain her that Global credit card product actually exist. 

I request you to take a strict action against branch staff and solve my problem as soon as possible. You can contact me on 99149686** for during business hours to discuss this matter further.

Yours sincerely,
Ramandeep Singh
Enclosed: Copy of bank account details, credit card number, bank brochure and copy of my credit card application.


Your name
Your address with Pin code


[Name and title of authority]
[Name of company]

SUBJECT: Describe the Agenda or Goal of letter in one line

Dear (Sir/ Madam):

[Letter body]

[Your contact details]


[Your signature]

[Your name]

Enclosure(s): [List attached documents]

Important tips

  • Follow the above format, format is important in format letters.
  • Try to keep letter as short as possible
  • Always provide your contact details
  • Provide reference number, for example while contacting a bank, provide your bank account number.
  • Attach copies of all important documents.
  • Avoid repetitive
  • Brevity and precision are two golden principles to write a perfect letter

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ramandeep singh

Ramandeep Singh is a seasoned educator and banking exam expert at BankExamsToday. With a passion for simplifying complex concepts, he has been instrumental in helping numerous aspirants achieve their banking career goals. His expertise and dedication make him a trusted guide in the journey to banking success.

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