Indian Overseas Bank Specialist Officer Recruitment 2025

Published on Monday, September 15, 2025

 Important Dates

Particulars

Date

Commencement date of on-line application

12.09.2025

Last Date of the online application

03.10.2025

Date of Online Examination

Will be informed separately

Date of GD / Interview

Will be Informed Separately

Number of Vacancies

Post / s

Minimum Age

Maximum Age (As on 01.09.2025)

Total Vacancies

Manager (Treasury) Scale II

25

35

11

Manager (Corporate Credit) Scale II

25

35

6

Senior Manager (Corporate

Credit) Scale III

30

40

4

Manager – Risk Scale II

25

35

5

Senior Manager - Risk Scale III

30

40

5

Relaxation in Age Limit

Sr.

Category

Age Relaxation

1

Scheduled Caste/ scheduled Tribe Candidates

By 5 years

2

Other Backward classes (OBC) Candidates (Non-Creamy layer)

By 3 years

3

Persons with Benchmark Disabilities (PwBD)

By 10 years

4

Persons affected by 1984 riots

By 5 years

5

Ex-servicemen, Commissioned Officers, including Emergency Commissioned Officers COs) / Short Service Commissioned Officers (SSCOs), who have rendered at least 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within 12 months from the date prescribed for closing of online registration) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment, subject to ceiling as per Government guidelines

By 5 years

Notes
  • Candidates eligible under multiple categories can combine relaxation with only one other category (Points 3–5), for SC/ST/OBC up to max age 50 years.
  • Max age limit applies to General and EWS candidates.
  • Relaxations apply only if Govt. conditions are met; valid certificates must be shown at interview.
  • No reservation for Ex‑servicemen in Officers’ Cadre, but age relaxation as per Govt. norms.

Qualification & Experience (As on 01.09.2025) 

Posts

Qualifications

Experience

Manager (Treasury) Scale II

Full Time Degree in any discipline. Preference will be given to

  1. MBA or Post graduate Diploma in Management and Finance/International
  2. Business/Trade Finance. 
  3. Treasury Management conducted by IIBF/NIBM certificate.
  4. CA/CFA/CMT

Or

Full time degree in any discipline. Preference will be given to

  1. Full time MBA or Post Graduate Diploma in Management in Finance/International business/Trade Finance
  2. Certificate for Documentary Credit Specialists (CDCS) certification/Certificate in Trade Finance/Certificate in International banking

Minimum 2 years of work experience in Foreign/Domestic Dealing room operation in any Bank/Financial Institution

Or

Minimum 2 years of work experience in Trade Finance with any Bank/Financial Institution

Desirable: Experience in Foreign/Domestic derivatives desk is Desirable

Essential – Outstanding communication, presentation and processing skills

Manager

(Corporate

Credit) Scale II

Full Time Bachelor's degree and Professional qualifications such as MBA (Finance) or CFA/CA/PGDBA/PGDBM/MMS(Finance)/FRM Any certificate course from IIBF/or any institutions of repute in Trade finance/Corporate lending/Risk management along with JAIIB/CAIIB

3 years of work experience in Bank/ Financial Institution out of which minimum 2 years in the domain of credit assessment

Senior

Manager

(Corporate

Credit) Scale III

Full Time Bachelor's degree and Professional qualifications such as MBA (Finance) or CFA/CA/PGDBA/PGDBM/MMS(Finance)/FRM Any certificate course from IIBF/or any institutions of repute in Trade finance/Corporate lending/Risk management along with JAIIB/CAIIB

5 years of work experience in Bank/ Financial Institution out of which minimum 3 years in the domain of credit assessment

Manager (Risk) Scale II

CA/CMA/ICWA/CFA

Or

Graduation in any discipline and MBA (Finance)/PGDM (Finance)/PGDBF (NIBM Pune)/MFM/MFC

Or

Graduation in any discipline With Masters in Mathematics /Statistics/Economics with minimum 60% marks (from a govt recognized Institute)

Or

Graduation in any discipline with Certification in Financial Risk management from Global Association of Risk Professionals (GARP)USA

Or

Graduation in any discipline with Professional Risk Management Certification from PRMIA Institute

Desirable:

  1. Certificate examination in Risk in Financial Services, IIBF C
  2. Certification course in Risk Management, NIBM
  3. Diploma in Treasury, Investment & Risk Management (DTIRM), IIBF
  4. CAIIB with specialization in Risk Management
  5. SCR from Global Association of Risk Professionals(GARP-USA) or equivalent

2 years (In nationalized or private sector Bank/PSU/NBFC/Financial Institution as an officer in the area of Risk, Credit, Forex, Treasury and Finance)

Senior

Manager

(Risk)

Scale III

CA/CMA/ICWA/CFA

 Or

Graduation in any discipline and MBA (Finance)/PGDM (Finance)/PGDBF (NIBM Pune)/MFM/MFC

Or

Graduation in any discipline With Masters in Mathematics /Statistics/Economics with minimum 60% marks (from a govt recognized Institute)

Or

Graduation in any discipline with Certification in Financial Risk management from Global Association of Risk Professionals (GARP)USA

Or

Graduation in any discipline with Professional Risk Management Certification from PRMIA Institute

Desirable:

  1. Certificate examination in Risk in Financial Services, IIBF C
  2. Certification course in Risk Management, NIBM
  3. Diploma in Treasury, Investment & Risk Management (DTIRM), IIBF
  4. CAIIB with specialization in Risk Management
  5. SCR from Global Association of Risk Professionals(GARP-USA) or equivalent

4-years (In nationalized or private sector Bank/PSU/NBFC/Financial Institution as an officer in the area of Risk, Credit, Forex, Treasury and Finance)

 Notes:

  • Required work experience should be full time, relevant to the post applied and should be post qualification i.e., from the date of acquiring the prescribed qualification till 01.09.2025. (inclusive). 
  • Educational qualifications should be from a university recognized by Govt. of India approved by Govt. regulatory bodies with a minimum of 60% marks in aggregate (In both graduation, post-graduation, and professional qualification for all the 26 posts). 

Probation & Bond Period  

PROBATION PERIOD 

  • Candidates selected will be on probation for a period of 2 years (active service) from the date of joining the Bank. Their confirmation in Bank’s service will be as determined by the Bank in terms of Officers’ Service Regulation (OSR). 

BOND AMOUNT 

  • Candidates selected for appointment will be required to execute a Financial Service Indemnity Bond for Rs.2,50,000/- (Rupees Two lac Fifty Thousand only) for posts under MMGS II & III for a minimum period of 3 years.

Selection Procedure

  • Online Examination → Interview.
  • Meeting eligibility norms doesn’t guarantee selection for either stage.
  • Bank may shortlist candidates based on qualifications, experience, and job fit.
  • Results for each stage and the final selection list will be published on the website.

Online Examination (Exam pattern)

Name of section

No. of questions

Maximum Marks

Medium

of Exam

Time allotted 

English Language

25

25

English

30 minutes

General Awareness with

Special reference to

Banking Industry

25

25

English

30 minutes

Professional Knowledge

50

50

English

60 minutes

Total

100

100

 

2 hours

Notes:
  • The online examination will consist of 100 objective type questions under 3 sections as mentioned above. 
  • The duration of the objective test will be 2 hours with separate timing for each section. 
  • There will be sectional qualifying marks with 30% for reserved candidates and 35% for unreserved candidates
  • 1/4th of the mark allotted to the respective question for which a wrong answer is given. There shall be no penalty for an unattended question. 

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