Bank of India Credit Officer Course 2018

Bank of India has invited application for the posts of Credit Officer. The applications will be received online on the official website of Bank of India. The number of posts is  158 and the application process has started from April 20th, 2018 and it will close on 5 May 2018. Let us find out the details of the exam.
Team has analysed the complete syllabus and exam pattern of the exam and after intense research, we have been able to offer you a complete learning platform for Bank of India Credit Officer exam preparations.

Our team has prepared Bank of India Credit Officer 2018 course which is designed to provide you with a platform with all the study material and required guidance to crack the exam. This course is a compact, precise yet complete learning solution for all the aspirants of the Credit Officer Exam to be held by Bank of India.

Following are the features of our course

  • Complete Coverage of Syllabus
  • Short and Comprehensive Notes
  • Easy to Understand Video Lectures
  • Sectional Quizzes for all topics
  • Video lectures and Notes for general awareness
  • Video lectures and Notes for Financial Management
  • Video lectures and Notes for the English Language
  • Static GK PDFs
  • E-books- Reasoning Made Easy, Quantitative Aptitude Made Easy, English Grammar Book, English Workbook
  • Doubt Clearing through the discussion board
  • Easily accessible faculty
  • Up-to-date study guides
  • 10 Mock tests with solutions
In case of any doubt, call us - 9067201000

Notification and application link 

Official Notification

Application Link
  • Organisation: Bank of India
  • No. of Vacancies: 158
  • Profile: Junior Management Grade Scale 1
  • Designation: Credit Officer

Eligibility Criteria

⇒Age: 21-30 years
Relaxation in age limit will be provided according to the government norms. 
⇒Educational Qualification: Candidates must have a Graduation degree in any discipline with 60% minimum marks along with MBA/PGDBM/ PGBM/ PGDBA from the Institute of repute (two/three-year programme) / Post-graduation degree in Commerce or Science or Economics / Chartered Accountant / ICWA / Company Secretary Certificate.
Candidates appearing in the final year of examination of MBA/ PGDBM/ PGBM/ PGDBA from
the Institute of repute (two/ three-year programme) / Post-graduation degree in Commerce/ Science / Economics are eligible to apply.
⇒Experience: No Experience is required for JMGS Scale I- Credit Officer profile.

Exam Pattern

Selection will be through an online test and/or personal interview, depending on the number of applicants/eligible candidates.
  • English Language: 50 Marks
  • General Awareness: 50 Marks
  • Financial Management:  50 Marks
➡️ The above tests will be available bilingually, i.e. English and Hindi. The test of English Language will be of qualifying nature i.e. Marks obtained in the English Language will not be added while preparing merit List.

➡️ Candidates belonging to the Reserved Category (SC/ST/OBC/PWD), filling in vacancies reserved
for the relevant category, will be entitled to a relaxation of 5% marks in relation to that
stipulated for general category candidates. 

➡️ For each question for which a wrong answer has been given by the candidate one fourth or 0.25 of the marks assigned to that question will be deducted as penalty to arrive at corrected score. If a question is left blank, i.e. no answer is marked by the candidate; there will be no penalty for that question


  • Merit list of the candidates based on the marks obtained by them in online examination will be prepared in descending order for the respective categories i.e. SC/ST/OBC/GEN. 
  • Candidates securing the minimum qualifying marks stipulated for Online Tests and ranking sufficiently high in the order of merit shall be called for Personal interview.
  • Mere passing in the Online Test shall not vest any right in a candidate for being called for Personal Interview. 
  • In case of equal marks by two or more candidates, the merit order of such group of candidates will be on the basis of Date of Birth i.e. Candidate senior in age will be placed higher in the Merit List. 
  • The total marks allotted for Interview are 100. The minimum qualifying marks for the general/unreserved category candidates will be 40% and for SC/ST/OBC/PWD is 35%. 


English Language

  • Reading Comprehension
  • Phrase Replacement
  • Sentence Completion
  • Error Spotting
  • Cloze Test
  • Vocabulary
  • Fill-ups
  • Vocabulary
  • Synonyms/Antonyms
  • Sentence Rearrangement
  • Theme Detection
  • English Grammar
  • Idioms and Phrases

General Awareness (Special Reference to Banking)

  • Important Notifications from RBI, SEBI 
  • Important Banking Terms
  • News Related to Banking
  • MoUs and Pacts
  • National and International Summits
  • Military Exercises
  • National and International Events
  • Budget
  • India Yearbook
  • Economic Survey
  • Government Schemes
  • Awards and Honours
  • Static GK

Financial Management

  • Financial Management
  • Financial Planning
  • Time Value of Money
  • Valuation of Bonds and Shares
  • Cost of Capital
  • Leverage
  • Capital Structure
  • Capital Budgeting
  • Risk Analysis in Capital Budgeting
  • Capital Rationing
  • Working Capital Management 
  • Cash Management
  • Cash flow statement
  • Inventory Managemen
  • Receivable Management
  • Dividend Decisions
  • Financial terms
  • Foreign trade finance

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