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Indian Bank SO - Questions asked in Previous Papers

Published on Saturday, February 08, 2020
Hello students,
Today I am sharing important topics that you should cover for Professional Knowledge section of Indian Bank SO(Credit) exam.

I have prepared this list based on my experience in various Credit Officer exams.


  • Committees related to banking
  • Government schemes related to banking
  • Important RBI guidelines and circulars
  • Taglines, headquarters, CEO’s of banks
  • Priority sector lending
  • Mobile apps, products by banks(very important)
  • Chairman of important organizations related to the financial industry
  • MOU’s by banks
  • Union budget 2020-21
  • Loans by international organizations (World bank, IMF)
  • Important awards and honours
  • Mutual funds
  • Taxation (Tax exemption, GST collection etc)
  • Export policy
  • Money market and capital market
  • Derivatives


  • Break-even point
  • Cost of capital
  • Capital budgeting
  • Depreciation (Types and numerical)
  • Ratio analysis(Very important)
  • Time value of money
  • Capital structure
  • Dividend decision
  • Leverages

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Ramandeep Singh, your guide to banking and insurance exams. With 14 years of experience and 5000+ selections, Ramandeep understands the path to success, having transitioned himself from Dena Bank and SBI. He's passionate about helping you achieve your banking and insurance dreams.

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