PNB SO Credit Manager Study Plan

Published on Monday, September 14, 2020


Link to PNB SO Credit Officer Course

This plan is based on PNB Specialist officer course 2020 by Team BankExamsToday

Week 1-7

  • Financial Awareness: RBI Circulars (April-October 2020)
  • Financial Awareness: Quiz January-June 2020
  • Go through the Financial Awareness course

Week 1 

Quantitative Aptitude


Day 1
  • Percentage and Interest
  • Approximation

Day 2
  • Partnership
  • Profit and Loss


Day 3
  • Time and Work
  • Pipes and Cisterns

Day 4
  • Time, Speed and Distance
  • Problems on Trains
  • Boats and Streams

Day 5-6-7
  • Data Interpretation
  • Data sufficiency

Week 2

Quantitative Aptitude

Day 1
  • Number series

Day 2
  • Ratio and proportions
  • Mixtures and alligation

Day 3
  • Quadratic equations

Day 4
  • Data Interpretation practice

Week 2

Reasoning

Day 5
  • Blood Relation

Day 6
  • Syllogism

Day 7
  • Inequalities

Week 3

Reasoning

Day 1-2
  • Puzzles

Day 3-4
  • Seating arrangements

Day 5
  • Coding-Decoding
  • Direction and Distance

Day 6
  • Statement and Assumptions
  • Statement and Conclusion
  • Cause and Effect
  • Statement and Argument

Day 7
  • Machine Input Output

Week 4

English language

Day 1-3
  • Read English Grammar notes

Day 4-7
  • Practice Reading comprehensions
  • Practice all types of questions

Week 5

Working Capital Management

  • Need for working capital
  • Cash cycle

Ratio analysis

  • Liquidity ratio
  • Turnover ratio
  • Profitability ratio
  • Solvency ratio

Time value of money

  • The Future Value of a Single Cash Flow
  • The Future Value of a Series of Cash Flows
  • The Present Value of a Single Cash Flow
  • The Present Value of a Series of Cash Flows

Capital budgeting

  • Discounted Payback Period
  • Payback Period
  • Internal Rate of Return (IRR)
  • Average Accounting Rate of Return (ARR)
  • Net Present Value
  • Profitability Index (PI)
  • Investment Decision Criteria

Week 6

Risk Management

  • Concept of Risk
  • Risk Management Process
  • Determination of Business Objectives
  • Identification of Risks
  • Measurement of Risk
  • Types of risks

Derivatives: Forwards, Futures, Swaps and Options

  • Basics of Derivative Pricing and Valuation
  • Forwards and Futures Valuation
  • Forward Rate Agreements and Swap Valuation

Short-term Financing

  • Working Capital Concepts
  • Working Capital Issues
  • Working Capital Cycle
  • Aggressive and Conservative Approach
  • Sources of Short-Term Financing

Long-Term Financing

  • Considerations of Issuers and Investors
  • Sources of Long-term Finance

Money Markets

  • Money Market Instruments
  • Coupon Bearing Instruments
  • Discount Instruments
  • Risks involved in Money Market

Capital Markets

  • Process, types of securities and parties involved
  • Types of bonds
  • Bond valuations
  • Debt and Equity

Week 6-7

Portfolio Management

  • Portfolio Risk and Return
  • Capital Allocation
  • Optimal Portfolio
  • Modern Portfolio Theory
  • Performance Measurement

Yield Curve Analysis

  • Concept of Yield Curve and its Types
  • Yield to Maturity concept
  • Types of Interest Rates and their Computation
  • Yield Interpolation

Duration

  • Concept of Duration and Modified Duration
  • Macaulay duration
  • Effective duration
  • Computation of Duration for different types of bonds
  • Relationship between duration, yield, coupon and maturity
  • Duration of a Portfolio

Convexity

  • Concept of Convexity and its Properties
  • Convexity of a Portfolio
  • Impact of price change on convexity
  • Positive and Negative Convexity

Interest Rate Options

  • Interest Rate Options
  • Over-the-Counter Options, Calls and Puts on LIBOR Caps, Floors and Collars

Interest Rate Swaps

  • Basic Structure
  • Price Quoting Conventions
  • Pricing & Valuing Interest Rate Swaps
  • Variants of Interest Rate Swap
  • Swaption

Mock Tests

  • Take full-length mock tests from week 6

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