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NaBFID Lending Operations Recruitment Notification 2023

Published on Friday, November 03, 2023


Important Dates



Commencement date of on-line application

23rd October 2023

Last Date of the online application

13th November 2023

Date of Online Examination

During the month of November - December 2023

Download of Examination Call Letters

10 days before the date of Online Examination


Number of Vacancies

Post / s

Minimum Age

Maximum Age as on (01.10.2023)

Total Vacancies

Lending Operations

21 Years

32 Years


Note: A candidate must have been born not earlier than 02.10.1991 and not later than01.10.2002 (both days inclusive)

Relaxation in Age Limit



Age relaxation (in years)


Scheduled Caste/ Scheduled Tribe



Other Backward Classes (Non-Creamy Layer)





Persons with Benchmark Disabilities (PwBD)








Ex Servicemen, Commissioned officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within 6 months from the last date of receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment, subject toceiling as per Government guidelines.


Note: Cumulative Age Relaxation will not be available either under the above items or in combination with any other items. Maximum age indicated is for General/EWS category candidates. Reservation for candidates belonging to reserved category will be in accordance with the prevailing Govt. of India guidelines.

Qualification (As on 01.10.2023)



Lending Operations

MBA (Finance)/ICWA/ CFA / CMA/CA /Post-GraduationDegree /Diploma in Management with Specialization in Finance

Selection Procedure

The Selection Process will comprise of Online Exam and Personal Interview. Candidates who are shortlisted based on their performance in the Online Exam will be eligible to be called for Interview.

Online Examination (Exam pattern)

Name of section

No. of questions

Time allotted 

Section (A) Objective Type

Reasoning and Quantitative Aptitude


30 Mins.

English Language


Data Analysis and Interpretation


Subtotal – (A)



Section (B) Objective Type

Professional Knowledge


30 Mins.

Subtotal – (B)



Total (A) & (B)


60 Mins.

Note : Multiple choice questions. Candidates will be given the option to respond either in Hindi or English except English Language Test.


Reasoning & Quantitative Aptitude

  • Machine Input Out
  • Puzzles
  • Seating Arrangement
  • Order and Ranking
  • Inequalities
  • Statement and Assumptions
  • Statement and Conclusion
  • Coding-Decoding
  • Cause and Effect
  • Statement and Argument
  • Venn Diagram/Syllogism
  • Blood Relation
  • Direction and Distance
  • Data Interpretation
  • Boats and Streams
  • Time and Work
  • Time, Speed and Distance
  • Partnership
  • Mixtures and Alligation
  • Ages and Average
  • Profit and Loss
  • Percentage and Interest
  • Problems on Trains
  • Pipes and Cisterns
  • Area and Volume
  • Number Series
  • Linear equations
  • Quadratic equations
  • Data sufficiency

English Language

  • Reading Comprehensions
  • Para Jumbles
  • Para Completion
  • Vocabulary
  • Error Spotting
  • Sentence Improvement
  • Cloze test
  • Rearrangement of sentences

Data Analysis and Interpretation

  • Pie Charts
  • Ratio
  • Percentage
  • Averages
  • Line Charts
  • Bar Graphs
  • Tabular Charts
  • Mixed Graphs
  • Paragraph or Caselet DI

Professional Knowledge

Module A
Overview of Credit

  • Principles of lending
  • Credit policy
  • Types of borrowers & types of credit facilities
  • Credit delivery
  • Credit Appraisal
  • Credit rating

Module B
Analysis of Financial Statements

  • Basics of Financial statements
  • Ratio analysis
  • Cash flow statement
  • Fund flow statement
  • Project appraisal
  • Working capital management

Module C
Financial management

  • Indian Financial System
  • Regulatory bodies in India
  • Money market and Capital market instruments
  • Time value of money
  • Basics of derivatives
  • Leverages
  • Capital budgeting

Module D
Other credits

  • Export finance
  • Priority sector lending
  • Non-fund based Credit Facilities
  • Government sponsored schemes
  • Retail loans

Module E
Management of Impaired assets

  • Documentation
  • IRAC norms
  • Types of charges
  • Management of impaired assets
  • IBC 2016

Module F
RBI circulars and related laws

  • RBI circulars (1 year)
  • Companies act
  • Contract act 1872
  • Banking regulation 1949
  • RBI act 1934
  • Negotiable instruments act 1881
  • Payment and settlement act 2007

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