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Bank of Baroda Senior Manager - MSME Relationship (MMG/S-III) Recruitment 2023-24

Published on Thursday, December 07, 2023
Bank of  Baroda has invited applications for Senior Manager - MSME Relationship (MMG/S-III). Today we are providing a syllabus and exam pattern for the exam.

Important Dates



Commencement date of on-line application


Last Date of the online application


Date of Online Examination

Shall be advised shortly


Number of Vacancies

Post / s

Minimum Age

Maximum Age as on (01.12.2023)

Total Vacancies

Senior Manager -MSME Relationship(MMG/S-III)

28 Years

37 Years


Note: Maximum age indicated is for General category candidates as on 01.12.2023.

Relaxation in Age Limit



Age relaxation (in years)


Scheduled Caste/ Scheduled Tribe

5 years


Other Backward Classes (Non-Creamy Layer)

3 years




Persons with Benchmark Disabilities (PwBD)


15 years


13 years


10 years



Ex-servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within one year from the last date of receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment


10 years


8 years


5 years

Qualification & Experience (As on 01.12.2023)



Work Experience

Senior Manager -MSME Relationship


Graduate in any discipline with minimum 60% marks in all
Minimum 8 years of experience of Relationship/Credit Management,
preferably in MSME Banking with any Bank/ NBFC/Financial
Institutions in India


Post Graduate / MBA (Marketing & Finance) or equivalent professional qualification.


Minimum 6 years of experience of Relationship/Credit Management,
preferably in MSME Banking with any Bank/ NBFC/Financial
Institutions in India.
Note: All the educational qualifications mentioned should be from a recognized University/ Institute/ Board recognized by Govt. of India/ approved by Govt. Regulatory Bodies. Proper document from Board/ University / Regulatory Body has to be submitted at the time of application / interview / asand when called for by the Bank.
Note: Please note that the eligibility criteria specified herein are the basic criteria for applying for the post. Candidates must necessarily produce the relevant documents pertaining to category, nationality, age, educational qualifications, work experience etc. in original along with a photocopy thereof in support of their identity and eligibility as indicated in the online application form at the time of interview and/or any subsequent stage of the recruitment process as required by the Bank. Please note that no change of category will be permitted at any stage after registration of the online application and the result will be processed considering the category which has been indicated in the online application, subject to guidelines of the Government of India in this regard. Merely applying for the said post/ appearing for and being shortlisted in the Online examination and/or in the subsequent GD/interview and/ subsequent processes does not imply that a candidate will necessarily be offered employment in the Bank. No request for considering the candidature under any category other than in which applied will be entertained.

Probation Period & Service Bond


Probation Period

Service Bond

Senior Manager - MSME Relationship
1 year

3 years

Note: Serve for a minimum period of -3- years in the Bank after joining the services or in lieu thereof an amount of R 1.5 Lacs.

Selection Procedure

The selection process may comprises online test, psychometric test or any other test deemed suitable for further selection process followed by Group Discussion and/or Interview of candidates, qualifying in the online test.

Name of Test

No. of questions






 150 Minutes


English Language



Quantitative Aptitude



Professional Knowledge






  • The above Sections / Tests except the Test of English Language will be available bilingually, i.e. English and Hindi.
  • Section/Test 1, 2 & 3 are qualifying in nature and marks secured in these sections will not be reckoned for final result. The minimum qualifying marks/percentage of marks in each of the section would be 40% for General & EWS Category and 35% for Reserved Categories. However, the Bank reserves the right to change the minimum/ waive off qualifying criteria at its sole discretion.
  • Marks Section/Test 4 i.e. Professional Knowledge shall be reckoned for shortlisting the candidates for participation in further selection process and drawing the rank list. There will be penalty for wrong answers in this section (i.e. section 4). For each question for which a wrong answer has been given by the candidate, 0.25 of the marks assigned to that question will be deducted as penalty to arrive at corrected score. If a question is left blank, i.e. no answer is given by the candidate; there will be no penalty for that question.



  • Machine Input Out
  • Puzzles
  • Seating Arrangement
  • Order and Ranking
  • Inequalities
  • Statement and Assumptions
  • Statement and Conclusion
  • Coding-Decoding
  • Cause and Effect
  • Statement and Argument
  • Venn Diagram/Syllogism
  • Blood Relation
  • Direction and Distance

English Language

  • Reading Comprehensions
  • Para Jumbles
  • Para Completion
  • Vocabulary
  • Error Spotting
  • Sentence Improvement
  • Cloze test
  • Rearrangement of sentences

Quantitative Aptitude

  • Data Interpretation
  • Boats and Streams
  • Time and Work
  • Time, Speed, and Distance
  • Partnership
  • Mixtures and Alligation
  • Ages and Average
  • Profit and Loss
  • Percentage and Interest
  • Problems on Trains
  • Pipes and Cisterns
  • Area and Volume
  • Number Series
  • Linear equations
  • Quadratic equations
  • Data sufficiency

Professional Knowledge

Module A
Overview of Credit

  • Principles of lending
  • Credit policy
  • Types of borrowers & types of credit facilities
  • Credit delivery
  • Credit Appraisal
  • Credit rating

Module B
Analysis of Financial Statements

  • Basics of Financial Statements
  • Ratio analysis
  • Cash flow statement
  • Fund flow statement
  • Project appraisal
  • Working capital management

Module C
Financial management

  • Indian Financial System
  • Regulatory bodies in India
  • Money market and Capital market instruments
  • Time value of money
  • Basics of derivatives
  • Leverages
  • Capital budgeting

Module D
Other credits

  • Export Finance
  • Priority sector lending
  • Non-fund based Credit Facilities
  • Government-sponsored schemes
  • Retail loans

Module E
Management of Impaired assets

  • Documentation
  • IRAC norms
  • Types of charges
  • Management of impaired assets
  • IBC 2016

Module F
RBI circulars and related laws

  • RBI circulars (1 year)
  • Companies act
  • Contract act 1872
  • Banking regulation 1949
  • RBI act 1934
  • Negotiable Instruments Act 1881
  • Payment and Settlement Act 2007

BOB Senior Manager -MSME Relationship (MMG/S-III) Course by Team BankExamsToday

Team BankExamsToday is offering is a full-fledged, comprehensive, and systematic course for the preparation of the Bank of Baroda exams.
Course features
  • Daily video classes
  • Study Material
  • Live sessions
  • Unit tests
  • Special attention to Professional Knowledge section from Day 1
  • 5 full-length mock tests
  • Interview preparation guide
Call/WhatsApp - 9067201000

 Bank of Baroda Senior Manager - MSME Relationship (MMG/S-III) Course.

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