New Student Offer - HELLO

Join Here

Bank of Baroda Relationship Manager MMG/S-III & IV Recruitment 2024

Published on Friday, June 14, 2024
Bank of  Baroda has invited applications for - Relationship Manager MMG/S-III & IV . Today we are providing a syllabus and exam pattern for the exam.

Important Dates



Commencement date of on-line application


Last Date of the online application


Date of Online Examination

Shall be advised shortly


Number of Vacancies

Post / s

Minimum Age

Maximum Age as on (01.12.2023)

Total Vacancies

Credit Analyst Scale -II

28 Years

35 Years


Credit Analyst Scale -III35 Years42 Years22

Relaxation in Age Limit



Age relaxation (in years)


Scheduled Caste/ Scheduled Tribe

5 years


Other Backward Classes (Non-Creamy Layer)

3 years




Persons with Benchmark Disabilities (PwBD)


10 years


8 years


5 years


Persons affected by 1984 riots    

5 years



Ex-servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within one year from the last date of receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment


10 years


8 years


5 years

Qualification & Experience (As on 01.06.2024)



Work Experience


Manager Scale III

Mandatory- Graduation (in any discipline)


Post Graduate Degree / Diploma with Specialization in Finance (Min 1 Year course)

Preferred – CA/CFA/CS/CMA

Min. 4 Years of Work Experience in Public / Private / Foreign Banks/Financial Institutions with at least 2 years exposure in

Sales/ Relationship Management in Corporate Credit


Manager  Scale IV

Min. 8 Years in Public / Private / Foreign Banks/ Financial Institutions with at least 4

years exposure in Sales/ Relationship Management in Corporate Credit.

Probation Period, Service Bond & Credit History

  • Probation Period:  The selected candidate will be on probation for a period of 12 months (-1- year) of active service from the date of his/ her joining the Bank. 
  • Service Bond: For those selected on Regular basis, they will be required to mandatorily execute a Service Bond as under: ‘‘Serve for a minimum period of -3- years in the Bank after joining the services or in lieu thereof an amount of R 1.5 Lacs’
  • Credit History: The candidate applying for the above positions shall ensure that, they maintain a healthy Credit history and shall have a minimum CIBIL score of 650 or above at the time of joining. The minimum credit score will be as per the Banks policy, amended from time to time.

Selection Procedure

The selection process may comprises online test, psychometric test or any other test deemed suitable for further selection process followed by Group Discussion and/or Interview of candidates, qualifying in the online test.

Name of section

No. of Questions

Maximum Marks





150 Minutes

English Language



Quantitative Aptitude



Professional Knowledge






  • The above Sections / Tests except the Test of English Language will be available bilingually, i.e. English and Hindi.
  • Section/Test 1, 2 & 3 are qualifying in nature and marks secured in these sections will not be reckoned for final result. The minimum qualifying marks/percentage of marks in each of the section would be 40% for General & EWS Category and 35% for Reserved Categories. However, the Bank reserves the right to change the minimum/ waive off qualifying criteria at its sole discretion.
  • Marks Section/Test 4 i.e. Professional Knowledge shall be reckoned for shortlisting the candidates for participation in further selection process and drawing the rank list. There will be penalty for wrong answers in this section (i.e. section 4). For each question for which a wrong answer has been given by the candidate, 0.25 of the marks assigned to that question will be deducted as penalty to arrive at corrected score. If a question is left blank, i.e. no answer is given by the candidate; there will be no penalty for that question.



  • Machine Input Out
  • Puzzles
  • Seating Arrangement
  • Order and Ranking
  • Inequalities
  • Statement and Assumptions
  • Statement and Conclusion
  • Coding-Decoding
  • Cause and Effect
  • Statement and Argument
  • Venn Diagram/Syllogism
  • Blood Relation
  • Direction and Distance

English Language

  • Reading Comprehensions
  • Para Jumbles
  • Para Completion
  • Vocabulary
  • Error Spotting
  • Sentence Improvement
  • Cloze test
  • Rearrangement of sentences

Quantitative Aptitude

  • Data Interpretation
  • Boats and Streams
  • Time and Work
  • Time, Speed, and Distance
  • Partnership
  • Mixtures and Alligation
  • Ages and Average
  • Profit and Loss
  • Percentage and Interest
  • Problems on Trains
  • Pipes and Cisterns
  • Area and Volume
  • Number Series
  • Linear equations
  • Quadratic equations
  • Data sufficiency

Professional Knowledge

Module A
Overview of Credit

  • Principles of lending
  • Credit policy
  • Types of borrowers & types of credit facilities
  • Credit delivery
  • Credit Appraisal
  • Credit rating

Module B
Analysis of Financial Statements

  • Basics of Financial Statements
  • Ratio analysis
  • Cash flow statement
  • Fund flow statement
  • Project appraisal
  • Working capital management

Module C
Financial management

  • Indian Financial System
  • Regulatory bodies in India
  • Money market and Capital market instruments
  • Time value of money
  • Basics of derivatives
  • Leverages
  • Capital budgeting

Module D
Other credits

  • Export Finance
  • Priority sector lending
  • Non-fund based Credit Facilities
  • Government-sponsored schemes
  • Retail loans

Module E
Management of Impaired assets

  • Documentation
  • IRAC norms
  • Types of charges
  • Management of impaired assets
  • IBC 2016

Module F
RBI circulars and related laws

  • RBI circulars (1 year)
  • Companies act
  • Contract act 1872
  • Banking regulation 1949
  • RBI act 1934
  • Negotiable Instruments Act 1881
  • Payment and Settlement Act 2007

BOB Senior Manager - Relationship Manager MMG/S-III & IV Course by Team BankExamsToday

Team BankExamsToday is offering is a full-fledged, comprehensive, and systematic course for the preparation of the Bank of Baroda exams.

Course features
  • Daily video classes
  • Study Material
  • Live sessions
  • Unit tests
  • Special attention to Professional Knowledge section from Day 1
  • 5 full-length mock tests
  • Interview preparation guide
Call/WhatsApp - 9067201000

ebook store

About Me

Ramandeep Singh

Ramandeep Singh - Educator

I'm Ramandeep Singh, your guide to banking and insurance exams. With 14 years of experience and over 5000 successful selections, I understand the path to success firsthand, having transitioned from Dena Bank and SBI. I'm passionate about helping you achieve your banking and insurance dreams.

  • Follow me:
Close Menu
Close Menu