Important Dates
Particulars |
Date |
Commencement date of on-line application |
25.10.2024 |
Last Date of the online application |
24.11.2024 (Till 5:30 P.M.) |
Date of Online Examination |
Tentative |
Number of Vacancies
Post / s |
Maximum Age (as on 24.11.2024) |
Total Vacancies |
Assistant Manager (Finance & Accounts) |
30 years |
10 |
Assistant Manager (HR) |
30 years |
6 |
Assistant Manager (Legal) |
30 years |
1 |
Relaxation in Age Limit
Category |
Age Relaxation |
|
Scheduled Caste/ scheduled Tribe Candidates |
5 years |
|
Other Backward classes (OBC) Candidates (Non-Creamy layer) |
3 years |
|
Persons with Benchmark Disabilities (PwBD) |
PwBD (SC/ST) |
15 Years |
PwBD (OBC) |
13 Years |
|
PwBD (GEN/EWS) |
10 years |
- Relaxation in upper age limit to Ex-servicemen will be as per extant Government rules.
- The upper age limit specified in the advertisement is for general candidates from the open market.
- Relaxation of age would be permissible to persons with disabilities as per the extant rules only to such persons who have minimum 40% disability.
- Computation of age, minimum post-qualification experience and qualification shall be as on 24.11.2024.
- There shall be no age bar for the in-service SPMCIL employees who fulfills the required qualification and experience provided they have at least three years of service left as on the date of advertisement.
- No relaxation in upper age limit is admissible to SC/ST/OBC candidates applying for UR vacancies
Qualification (As on 24.11.2024.)
Posts |
Qualifications |
Assistant Manager (F & A) |
Bachelor of Commerce (B.Com) degree along with CA/ICWA |
Assistant Manager (HR) |
1st Class Full Time Master’s Degree in Personnel Management & IR/MSW/MBA with HR elective from recognized University/Management Institute or 1st Class two years Full Time Post Graduate Diploma in Management with HR elective claiming to be equivalent to MBA from recognized University/Management Institute. |
Assistant Manager (Legal) |
Essential Qualification: 1st Class degree in Law (Regular Course) from Govt. recognized University/Institute. Desirable: Law degree from a National Law School/Law faculty of Delhi University. |
Bond Period
Level |
Bond Amount |
Bond Period |
E - 1 |
Rs. 3.00 Lakh |
3 years |
Selection Procedure
- Selection process for the posts will comprise of an online test (75% weightage) and Interview (25% weightage). The candidates will be shortlisted in the order of merit in the respective category in the ratio of 1:4.
Online Examination (Exam Pattern)
Name of section |
No. of questions |
Max. Marks |
Version |
Time |
Professional Knowledge |
60 |
90 |
Hindi & English Language except English language section |
Composite time of 120 Minutes |
General Awareness |
15 |
15 |
||
English Language |
15 |
15 |
||
Logical Reasoning |
15 |
15 |
||
Quantitative Aptitude |
15 |
15 |
||
Total |
120 |
150 |
- All the questions will have multiple choices. Out of the five answers to a question only one will be the correct answer.
- The alternative/ option clicked will be treated as answer to that question.
- There will be penalty for wrong answers marked.
- For every wrong answer marked, 1/4th of the marks assigned to that question will be deducted as penalty.
Syllabus
Professional Knowledge (F & A)
Module A
- Overview of Credit
- Principles of lending
- Credit policy
- Types of borrowers & types of credit facilities
- Credit delivery Credit Appraisal
- Credit rating
Module B
- Analysis of Financial Statements
- Basics of Financial statements
- Ratio analysis
- Cash flow statement
- Fund flow statement
- Project appraisal
- Working capital management
Module C
- Financial management
- Indian Financial System
- Regulatory bodies in India
- Money market and Capital market instruments
- Time value of money
- Basics of derivatives
- Leverages
- Capital budgeting
Module D
- Other credits
- Export finance
- Priority sector lending
- Non-fund based Credit Facilities
- Government sponsored schemes
- Retail loans
Module E
- Management of Impaired assets
- Documentation
- IRAC norms
- Types of charges
- Management of impaired assets
- IBC 2016
- SARFAESI ACT
Module F
- RBI circulars and related laws
- RBI circulars (1 year)
- Companies act
- Contract act 1872
- Banking regulation 1949
- RBI act 1934
- Negotiable instruments act 1881
- Payment and settlement act 2007
The Basic Financial Statement
- Trial Balance
- Balance Sheet
- Cash flow statement
- Income Statement
Cost accounting concepts (basics)
- Marginal costing
- Cost volume profit analysis
- Cost sheet
- Forecasting
- Absolute costing
- Social accounting
Management accounting
- Cost of capital
- Capital structure
- Capital budgeting
- Sources of finance
Corporate accounting
- Dividend distribution in cooperative
- Share issues
Indian Financial System
- Banking Reforms
- Regulatory Bodies in India- NABARD, SEBI etc.
- International Banking
- Important RBI Circulars
- Latest Updates in Financial & Capital Markets
- Financial Terms
- Banking Terms
- Latest Acts related to Banking
- Priority Sector Lending
- NPA - latest news
- SARFAESI Act
- RBI Monetary Policy
- Capital & Money Market Instrument
- Commercial Banks, NBFCs, HFC - Latest news
- Mergers and Acquisitions in Banking Companies
- Credit Rating and Agencies
- Payment Options- NEFT, RTGS, Bharat Bill payment etc.
10. Banking Regulation Act
11. Knowledge of IT and Cooperative
12 . Knowledge of IT and Digital Transaction
13. Compliance of KYC Norms
Professional Knowledge (HR)
- Human Resource Management
- Human Resource Planning
- Recruitment & Selection
- Human Resource Development: Strategies and Systems
- Performance Management & Appraisal
- Competency Mapping
- Training and Development
- Management of Compensations and Benefits
- Rewards & Recognition
- Organizational Structure Design and Change
- Management Process and Organizational Behavior
- Management of Change and Organization Effectiveness
- Managing Interpersonal and Group Processes
- Emotional Intelligence and Managerial Effectiveness
- Transactional Analysis
- Industrial Relations & Trade Unions
- Labour Laws
- Conflict Management
- Collective Bargaining and Negations process
- Grievance Management
- Management Science
- Business Policy and Strategic Analysis
- Corporate Evolution and Strategic Management
- Cross Cultural and Global Management
- International Business Environment
- Business Ethics, Corporate Governance & Social Responsibility
- Understanding Society and Social Structure
- Managerial Economics
- Financial Management and Accounting
- Marketing Management
- Quantitative Methods & Research Methodology
- Production and Operations Management
- Marketing Research
- Computer Applications in Business
- Management Information Systems
- Human Resource Information System
- Total Quality Management
Professional Knowledge (Legal)
- Companies Act, 2013
- The Arbitration and Conciliation Act of 1996 along with the Arbitration and
- Conciliation Amendment Act, 2015
- The Indian Contract Act, 1872
- Transfer of Property Act, 1882
- The Code of Civil Procedure, 1908
- The Constitution of India
- The Industrial Disputes Act, 1947
- The Factories Act, 1948
- The Payment of Wages Act, 1936
- The Minimum Wages Act, 1948
- The Contract Labour (Regulation & Abolition) Act, 1970
- The Employees Provident Fund & Miscellaneous Provisions Act, 1952
- The Employees Compensation Act, 1923
- The Employees State Insurance Act, 1948
- Maternity Benefit Act, 1961
- The Payment of Gratuity Act, 1972
- The Payment of Bonus Act, 1965
- Rules of Drafting and Conveyancing
- CCS(CCA) Rules on service matters
General Awareness
- Regulatory Bodies in India- NABARD, SEBI etc.
- Latest circulars of RBI and SEBI
- Latest Updates in Financial & Capital Markets
- Commercial Banks, NBFCs, HFC - Latest news
- Mergers and Acquisitions in Banking Companies
- Complete List of Obituaries 2024
- Recently Appointed Brand Ambassadors List
- Monthly GK Digest
- Ministry of Cabinet Ministers
- Renamed Govt. Schemes, Cities, Airports & Railway Stations
- Indian Financial System
- Financial market instruments
- International reports and indices
- Important committees
- Foreign investment and trade
- Growth numbers by various organizations
- Union Budget
- Latest mergers and MOUs of banks and financial institutions
- Heads of various financial organizations
- Regulatory organizations: SEBI/NABARD/RBI
- Joint Military Exercises of India
- List of Summits and Conferences
- India's Rankings in Different Indices
- List of Appointments in 2024
- List of Important Days With Themes
- List of MoUs signed by India in 2024
- List of Sports Events & Winners – 2024
- Awards and Honours 2024
English Language
- Reading Comprehension
- Cloze Test
- Error Spotting
- Double Fillers
- Sentence Rearrangement
- Vocabulary Based Questions
Logical Reasoning
- Machine Input Out
- Puzzles
- Seating Arrangement
- Order and Ranking
- Inequalities
- Statement and Assumptions
- Statement and Conclusion
- Coding-Decoding
- Cause and Effect
- Statement and Argument
- Venn Diagram/Syllogism
- Blood Relation
- Direction and Distance
Quantitative Aptitude
- Data Interpretation
- Data Sufficiency
- Number Series
- Time and Work
- Time and Distance
- Approximation
- Simple and Compound Interest
- Ratio and Proportion
- Averages
- Mixture and Allegation
- Pipes and Cisterns
- Problems based on trains
- Percentages
- Partnership
- Profit, Loss and Discount
- Elements of Algebra
- Quadratic Equations
SPMCIL Scale I Course by Team BankExamsToday
Course features
- Daily video classes
- Study Material
- Live sessions
- Unit tests
- Special attention to Professional knowledge section from Day 1
- 5 full-length mock tests
- Interview preparation guide
- Call/WhatsApp - 9067201000