Punjab& Sind: Credit Manager Exam Analysis 2025

December 28, 2025

  1. Women's Premier League (Cricket)- Mumbai Indians 
  2. GI Tag Expiry- 10 year 
  3. Train of Pakistan- Kushwant Singh 
  4. Land of thunder dragon - Bhutan 
  5. Coin Legal Tender- 50 Paisa 
  6. UCB Teir I single district- Rs 2 crore capital
  7.  Bank authorized Gold & Silver 2025?
  8. World Peace centre India 
  9. Padmavishubha 2025woman 
  10. 73rd Constitution Act  1992-8th 
  11. NRI A/c opening-SA, CA, RD, FD
  12. LTV Rate Gold 
  13. Green Airport- Japan 
  14. Girl Child Scheme-Sukanaya Samridhi Yojana 
  15. Full form of MSF- Marginal Standing Facility
  16. Agri PSL Target Excluding RRB, SFB 
  17. What is DSCR and why it is important for term loan appraisal?
  18. What is formula of DSCR?
  19. Calculate DSCR when Net operating Income=Rs 12lakh and Total debt obligation= R s 8 lakh 
  20. What is current ratio and it s ideal benchmark for MSME Loans?
  21. Diff. b/w Current Ratio and Quick Ratio 
  22. Which ratio is considered the most important ratio for bankers while appraising loans?
  23. A firm has current assets r s 15 lakh and current liabilities Rs 10 lakh. Calculat e the current ratio
  24. What is cash ratio? How it is different from current  ratio?
  25. Why is DSCR preferred figures in project appraisal?
  26. Which ratios are mandatory for term loan appraisal?
  27. latest MSME Classificatio

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