Important Dates
|
Particulars |
Date |
|---|---|
|
Commencement date of on-line application |
06.02.2026 |
|
Last Date of the online application |
26.02.2026 |
| Date of Online Examination
| Shall be advised shortly |
Number of Vacancies
|
Post / s |
Minimum Age |
Maximum Age (as on 01.02.2026) |
Total Vacancies |
|---|---|---|---|
|
Senior Manager MSME Relationship Scale III |
30 |
40 |
113 |
|
Senior Manager Credit Analyst Scale III |
29 |
37 |
19 |
|
Manager-Credit Analyst Scale II |
25 |
34 |
34 |
Relaxation in Age Limit
|
Sr. |
Category |
Age relaxation (in years) |
|
|---|---|---|---|
|
1 |
Scheduled Caste/ Scheduled Tribe |
5 years |
|
|
2 |
Other Backward Classes (Non-Creamy Layer) |
3 years |
|
|
3 |
Persons with Benchmark Disabilities (PwBD) |
Gen/EWS |
10 years |
|
(OBC) |
13 years |
||
|
SC/ST |
15 years |
||
|
4 |
Persons affected by 1984 riots |
5 years |
|
|
5 |
Ex-servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within one year from the last date of receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment |
Gen/EWS |
5 years |
|
OBC |
8 years |
||
|
SC/ST |
10 years |
||
Note: Maximum age indicated is for General category candidates as on 01.02.2026.
Qualification & Experience (As on 01.06.2024)
|
Posts |
Qualifications |
Experience |
|---|---|---|
|
Senior Manager MSME Relationship Scale III |
Mandatory: Graduation in any discipline Preferred: Two Year Full Time MBA / PGDM in Finance / Marketing / Sales / Banking |
Mandatory: Minimum -08- years of experience in Banking, out of which -04- years experience in Credit Processing / Sales of Loan Products with any Bank / NBFC / Financial Institutions in India Preferred: Experience in MSME Credit Processing / Sales of MSME Loans |
|
Senior Manager Credit Analyst Scale III |
Mandatory: Graduation in any discipline Preferred : CA/CFA/CMA or Two Year Full Time MBA / PGDM in Finance |
Mandatory: Minimum -06- years of experience in Credit Processing with any Bank / NBFC / Financial Institutions in India OR Minimum -06- years of experience as Analyst in RBI approved Rating Agencies Candidate having CA/CMA as qualification, for them minimum 5 years experience is required Preferred: Experience in MSME Credit Processing |
|
Manager-Credit Analyst Scale II |
Mandatory: Graduation in any discipline Preferred : CA/CFA/CMA or Two Year Full Time MBA / PGDM in Finance |
Mandatory: Minimum -03- years of experience in Credit Processing with any Bank / NBFC / Financial Institutions in India OR Minimum -03- years of experience as Analyst in RBI approved Rating Agencies Candidate having CA/CMA as qualification, for them minimum 2 years experience is required Preferred: Experience in MSME Credit Processing |
Probation Period, Service Bond
Credit History
Selection Procedure
- Selection stages: Application scrutiny, online test, psychometric test/other tests, Group Discussion, and/or Interview.
- Psychometric Test/PI: Assess personality, communication, problem-solving, efficiency, adaptability, suitability.
- Bank’s discretion: May change/cancel/modify/add criteria, methods, or allotment.
- Interview call ratio: Decided solely by the Bank.
- Shortlisting basis: Qualifications, experience, domain expertise, skill set, suitability, and other internal criteria (confidential).
- Eligibility ≠ Guarantee: Meeting minimum norms does not ensure interview/selection.
- Final decision: Bank’s shortlisting/selection is binding; no correspondence entertained.
- Alternate positions: Bank may consider candidates for other posts if eligibility criteria are met.
|
Section |
Name of the Tests |
No. of Questions |
Maximum Marks |
Duration |
|
1 |
Reasoning |
25 |
25 |
75 Minutes |
|
2 |
English Language |
25 |
25 |
|
|
3 |
Quantitative Aptitude |
25 |
25 |
|
|
4 |
Professional Knowledge |
75 |
150 |
75 Minutes |
|
|
Total |
150 |
225 |
|
- Language: All sections/tests (except English) available in English & Hindi.
- Qualifying nature: Sections 1, 2, 3 are qualifying only; marks not counted in final result.
- Cut-off:
- General/EWS: 40%
- Reserved: 35%Bank may revise/waive criteria.
- No negative marking: Wrong answers = no penalty; blank answers = no penalty.
- Flexibility: Bank may change exam structure (e.g., add descriptive test/case study) and will notify via website.
- PI Call: Bank decides ratio; based on online/written test performance.
- Written Test: Must clear sectional + overall cut-off to qualify for Psychometric/PI.
- Tie-breaker: If same cut-off score → older candidate ranked higher.
- Psychometric/PI: Assess personality, communication, problem-solving, efficiency, adaptability, suitability.
- PI Cut-off:
- General: 60%
- Reserved: 55%
- Bank may revise criteria.
- Final Selection: Based on combined scores of Online Test + PI (and/or other methods).
- PI Scores: Not disclosed if candidate fails to qualify.
- Eligibility: Must qualify in all stages and rank high in merit for allotment.
- Vacancy-based: Only those clearing Online Test/PI considered for further selection.
Syllabus
Reasoning
- Machine Input Out
- Puzzles
- Seating Arrangement
- Order and Ranking
- Inequalities
- Statement and Assumptions
- Statement and Conclusion
- Coding-Decoding
- Cause and Effect
- Statement and Argument
- Venn Diagram/Syllogism
- Blood Relation
- Direction and Distance
English Language
- Reading Comprehensions
- Para Jumbles
- Para Completion
- Vocabulary
- Error Spotting
- Sentence Improvement
- Cloze test
- Rearrangement of sentences
Quantitative Aptitude
- Data Interpretation
- Boats and Streams
- Time and Work
- Time, Speed, and Distance
- Partnership
- Mixtures and Alligation
- Ages and Average
- Profit and Loss
- Percentage and Interest
- Problems on Trains
- Pipes and Cisterns
- Area and Volume
- Number Series
- Linear equations
- Quadratic equations
- Data sufficiency
Professional Knowledge
Module A
Overview of Credit
- Principles of lending
- Credit policy
- Types of borrowers & types of credit facilities
- Credit delivery
- Credit Appraisal
- Credit rating
Module B
Analysis of Financial Statements
- Basics of Financial Statements
- Ratio analysis
- Cash flow statement
- Fund flow statement
- Project appraisal
- Working capital management
Module C
Financial management
- Indian Financial System
- Regulatory bodies in India
- Money market and Capital market instruments
- Time value of money
- Basics of derivatives
- Leverages
- Capital budgeting
Module D
Other credits
- Export Finance
- Priority sector lending
- Non-fund based Credit Facilities
- Government-sponsored schemes
- Retail loans
Module E
Management of Impaired assets
- Documentation
- IRAC norms
- Types of charges
- Management of impaired assets
- IBC 2016
- SARFAESI ACT
Module F
RBI circulars and related laws
- RBI circulars (1 year)
- Companies act
- Contract act 1872
- Banking regulation 1949
- RBI act 1934
- Negotiable Instruments Act 1881
- Payment and Settlement Act 2007
Module G: Government Schemes & Msme Initiatives
- CGTMSE
- CGSSSD : Minimum & maximum loan
- Stand-Up India
- PMS Scheme (Procurement & Marketing Support)
- TEAM Initiative : Budget
- SFURTI
- MSME Lean
- ZED Certification
- Credit Cards to Micro Enterprises (Budget 2026–27)
Module H
Marketing For MSMES
- 4 P’s of Marketing
- 7 P’s of Marketing
- Promotion in marketing mix
- Red Ocean Strategy
- Product Life Cycle (4 stages)
- Useful life of product
Module I
Trade Finance, Export & International Norms
- UCPDC 600
- Export MSME percentage
- FATF – role & function
- CRAs regulator (SEBI)
- KYC parameters
- TReDS
- CGTMSE limit revision
- MSME credit cards – numbers
- CRR reduction – objective
- TEAM budget
- Medium enterprise revised limits
- LEI deadline updates
BOB Senior Manager - Specialists Officers Course by Team BankExamsToday
- Daily video classes
- Study Material
- Live sessions
- Unit tests
- Special attention to Professional Knowledge section from Day 1
- 5 full-length mock tests
- Interview preparation guide
