LIC HFL Junior Assistant Recruitment 2026
LIC Housing Finance Limited (LIC HFL) has released the notification for Junior Assistant Recruitment 2026. Candidates who are graduates and looking for an opportunity in the housing finance sector can apply online within the given dates.
Important Dates
| Particulars | Date |
|---|---|
| Commencement of Online Application | 16 April 2026 |
| Last Date to Apply Online | 30 April 2026 |
| Call Letter Download | 7 to 10 days before exam |
| Online Examination (Tentative) | 1st week of June 2026 |
Vacancy Details
| Post | Minimum Age | Maximum Age | Total Vacancies |
|---|---|---|---|
| Junior Assistant | 21 Years | 30 Years | 180 |
- Age Limit as on 01.04.2026: Candidates must have been born not earlier than 02.04.1996 and not later than 01.04.2005 (both dates inclusive).
Eligibility Criteria
|
Eligibility Criteria |
Junior Assistant |
|
Nationality |
Indian |
|
Educational Qualification (as on 01.04.2026) |
Graduate (minimum aggregate 55% marks) in any discipline from a university recognized by the Govt. of India or any equivalent qualification recognized as such by the central Government. Course completed through correspondence / distance / part-time are not eligible. |
|
Computer Literacy |
Operating and Working knowledge in computer systems |
|
Work Experience |
Preferred |
|
Computer Skills |
Yes |
- Recognised institutions only: All qualifications must be from Govt. of India recognised/approved universities, institutes, or boards.
- Result declared by 01.04.2026: Final results must be officially declared on or before 1 April 2026 with proper proof.
- Valid proof required: Submit original mark‑sheet/provisional certificate or authority‑signed document showing date of passing.
- Percentage entry: Enter graduation/post‑graduation percentage to two decimals in the online application.
- CGPA conversion : If CGPA/OGPA is given, convert to percentage as per university norms and produce conversion certificate at interview.
- Percentage calculation rule : Divide total marks obtained in all subjects by aggregate maximum marks ×100; ignore fractions (54.99% = less than 55%).
Probation Period
The probation period will be 6 months from the date of joining, which may be extended as per rules.
Selection Process
The selection will be based on:
- Online Examination
- Interview
Online Exam Pattern
| Section | No. of Questions | Maximum Marks |
|---|---|---|
| English Language | 40 | 40 |
| Logical Reasoning | 40 | 40 |
| General Awareness (Housing Finance Focus) | 40 | 40 |
| Numerical Ability | 40 | 40 |
| Computer Skill | 40 | 40 |
| Total | 200 | 200 |
Exam Duration: 120 Minutes
Notes
- The exam will be conducted in English only.
- 0.25 marks will be deducted for each wrong answer.
- No penalty for unanswered questions.
Syllabus
1. English Language
- Reading Comprehension
- Para Jumbles
- Vocabulary
- Error Spotting
- Cloze Test
2. Reasoning Ability
- Coding & Decoding
- Syllogism
- Machine Input Output
- Puzzles
- Seating Arrangements
- Direction Sense Test
- Blood Relations
- Problems based on Ages
- Ranking and Order
- Data Sufficiency
- Statement and Conclusions
- Statement and Assumptions
- Statement and Arguments
3. General Awareness with Special Emphasis on Housing Finance Industry
Module A: Indian Banking & Financial System
- Evolution of Banking in India
- Types of Banks
- NBFCs vs Banks
- Functions of RBI
- Monetary Policy Tools
- Inflation Targeting
- RBI Digital Initiatives
- Money Market vs Capital Market
- Government Securities
- Bonds and Debentures Basics
Module B: Housing Finance Industry
- Role of National Housing Bank (NHB)
- Regulation of Housing Finance Companies (HFCs)
- RBI Guidelines for Housing Loans
- Types of Home Loans
- Loan-to-Value (LTV) Ratio
- EMI Calculation Concept
- Fixed vs Floating Interest Rates
- Prepayment & Foreclosure Charges
- Mortgage & Legal Concepts
- Risk & Credit Aspects
Module C: Government Schemes
- Pradhan Mantri Awas Yojana (Urban & Gramin)
- Credit Linked Subsidy Scheme (CLSS)
- Affordable Housing Scheme
- Housing for All Mission
- Smart Cities Mission
- AMRUT Scheme
- Jan Dhan Yojana
- Mudra Yojana
- Stand-Up India
Module D: Economy & Financial Awareness
- GDP, GNP, Inflation (CPI/WPI)
- Fiscal Deficit, Revenue Deficit
- Balance of Payments
- Union Budget Highlights
- Economic Survey Key Points
- Priority Sector Lending
- Financial Inclusion Initiatives
- Digital Banking Trends
Module E: Regulatory Bodies & Institutions
- Reserve Bank of India (RBI)
- National Housing Bank (NHB)
- SEBI
- IRDAI
- Regulation of Banks, HFCs, and Markets
- Consumer Protection
- Financial Stability
Module F: Financial Products & Retail Banking
- Home Loans and Loan Against Property (LAP)
- Insurance Products linked to loans
- Mutual Funds Basics
- Fixed Deposits and Recurring Deposits
- Credit Cards and Retail Lending
Module G: Static General Awareness
- Important Days and Themes
- Awards and Honors
- Books and Authors
- Headquarters of Banks
- CEOs and Chairpersons
Module H: Current Affairs (Last 6 Months)
- RBI Circulars and Updates
- Policy Changes in Housing Sector
- Mergers and Acquisitions
- New Banking Products
- Inflation Trends
- Budget Announcements
- Government Initiatives
- Affordable Housing Updates
- Real Estate Policy Changes
- Interest Rate Trends
4. Numerical Ability
- Data Interpretation
- Data Sufficiency
- Number Series
- Time and Work
- Time and Distance
- Approximation
- Simple and Compound Interest
- Ratio and Proportion
- Averages
- Mixture and Allegation
- Pipes and Cisterns
- Problems based on Trains
- Percentages
- Partnership
- Profit, Loss and Discount
- Elements of Algebra
- Quadratic Equations
5. Computer Skill
- History of Computers
- Introduction to Computer
- Basics of Hardware and Software
- Input / Output Devices
- Number System
- Operating System Basics
- Basic Internet Knowledge and Protocol
- MS Office Basics (Word, Excel, PowerPoint)
- Networking and Communication
- Database Basics
- Memory and Storage Devices
- Computer Shortcut Keys
- Computer Abbreviations
LIC HFL 2026 Course by Team BankExamsToday
Team BankExamsToday is offering is a full-fledged, comprehensive and systematic Interview preparation course of Indian Bank exams.
Course features
- Daily video classes
- Study Material
- Live sessions
- Unit tests
- Special attention to General Awareness (Housing Finance Focus) from Day 1
- One to One Mock Interview Session
- Interview preparation guide
Call/WhatsApp - 9067201000
LIC HFL JUNIOR ASSISTANT COURSE 2026
