Bank of India has invites application from experienced professionals for the post of Credit Officers in GBO Stream scales II, III, & IV. Today we are providing detailed analysis of the official notification.
Important Dates
|
Event |
Date |
|---|---|
|
Notification Release |
29 June 2026 |
|
Online Application Starts |
30 June 2026 |
|
Last Date to Apply |
20 July 2026 |
|
Last Date for Fee Payment |
20 July 2026 |
|
Eligibility Cut-off Date |
1 June 2026 |
|
Online Examination |
To be announced separately |
Number of Vacancies
|
Scale |
Vacancies |
|---|---|
|
MMGS-II |
677 |
|
MMGS-III |
61 |
|
SMGS-IV |
41 |
|
Total |
779 |
Age Relaxation
|
Category |
Relaxation |
|---|---|
|
SC/ST |
5 Years |
|
OBC (Non-Creamy Layer) |
3 Years |
|
PwBD |
10 Years |
|
PwBD + OBC |
13 Years |
|
PwBD + SC/ST |
15 Years |
|
Ex-Servicemen |
As per Government rules |
|
Persons affected by 1984 riots |
5 Years |
The maximum age limit specified as on 01.06.2026 is applicable to General Category and EWS candidates.
Qualification & Experience (As on 01.06.2026)
|
Post Name |
Educational Qualification |
Preferred Qualification/Certification |
Work Experience |
|---|---|---|---|
| Credit Officer – MMGS-II |
Graduation in any discipline with 60% (55% for SC/ST/OBC/PWBD) OR CA/CMA-ICWA/CS/CFA |
PG Degree in Commerce/Banking/Finance/Management/Marketing OR MBA/PGDBM/CA/CFA/CMA-ICWA OR Certified Credit Professional course (IIBF/Moody’s/recognized institution) |
Minimum 3 years as officer, with 2 years in MSME/Commercial Credit/Project Finance/Mid & Large Credit in Banks/FIs/NBFC |
|
Credit Officer – MMGS-III |
Minimum 5 years as officer, with 3 years in MSME/Commercial Credit/Project Finance/Mid & Large Credit in Banks/FIs/NBFC |
||
|
Credit Officer – SMGS-IV |
Minimum 7 years as officer, with 4 years in MSME/Commercial Credit/Project Finance/Mid & Large Credit in Banks/FIs/NBFC |
Selection Procedure
Selection will be through online test and/ or personal interview, depending on the number of applicants/ eligible candidates.
Online Examination Pattern
|
Section |
Questions |
Marks |
|---|---|---|
|
English Language |
25 |
25 |
|
Professional Knowledge |
100 |
100 |
|
Total |
125 |
125 |
Composite duration of 120 minutes for both sections
Notes:
- The tests (except English Language ) will be available bilingually in English & Hindi .
- The English Language Test is of qualifying nature only , marks not added to the merit list.
- Minimum qualifying marks: 35% in English Language & Professional Knowledge for General/EWS .
- SC/ST/OBC/PWD candidates get 5% relaxation , and it is mandatory to qualify each test.
