Indian Overseas Bank Local Bank Officer Recruitment 2026-27
Post: Local Bank Officer (LBO) – JMGS I / Assistant Manager, Scale I
Advertisement No.: HRDD/RECT/02/2026-27, dated 07.08.2026
- Total Vacancies: 250
- States: 4
- Application Period: 08.08.2026 to 24.08.2026
- Last Date: 24.08.2026
- Age Limit: 20 to 30 years
- Selection: Online Examination → Language Proficiency Test → Personal Interview
- Official Website: www.iob.bank.in
Important: Selected candidates will be posted within the state for which they applied, subject to the prescribed posting conditions.
Notification at a Glance
| Particular | Details |
|---|---|
| Organisation | Indian Overseas Bank, a Government of India Undertaking, Chennai |
| Post | Local Bank Officer (LBO) – JMGS I / Assistant Manager |
| Total Vacancies | 250 |
| Advertisement No. | HRDD/RECT/02/2026-27 dated 07.08.2026 |
| Apply Online | 08.08.2026 to 24.08.2026 at www.iob.bank.in |
| Application Fee | Rs. 850 for GEN/EWS/OBC and Rs. 175 for SC/ST/PwBD |
| Selection Process | Online Examination → Language Proficiency Test → Personal Interview |
| Posting | Within the applied state for the first 12 years or until promotion to SMGS-IV, whichever is earlier |
Important Dates
Remember: The application window is only 17 days.
| Event | Date |
|---|---|
| Opening date of online registration | 08.08.2026 |
| Payment of application fee / intimation charges | 08.08.2026 to 24.08.2026 |
| Closing date of online registration | 24.08.2026 |
| Cut-off date for age and educational qualification | 01.08.2026 |
Details of Vacancies
A total of 250 Local Bank Officer vacancies are available across Tamil Nadu, Karnataka, Maharashtra and Gujarat.
| State | Language | Vacancies | SC | ST | OBC | EWS | UR | VI | HI | OC | ID |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Tamil Nadu | Tamil | 100 | 15 | 6 | 33 | 9 | 37 | 1 | 1 | 1 | 1 |
| Karnataka | Kannada | 50 | 8 | 3 | 16 | 4 | 19 | 0 | 0 | 2 | 1 |
| Maharashtra | Marathi | 50 | 7 | 4 | 15 | 5 | 19 | 0 | 0 | 2 | 1 |
| Gujarat | Gujarati | 50 | 6 | 5 | 16 | 4 | 19 | 1 | 1 | 0 | 0 |
| Total | — | 250 | 36 | 18 | 80 | 22 | 94 | 2 | 2 | 5 | 3 |
PwBD Abbreviations
- VI: Visually Impaired
- HI: Hearing Impaired
- OC: Orthopedically Challenged
- ID: Intellectual Disability
PwBD reservation is horizontal. Some states include backlog vacancies. Vacancy numbers are provisional and may vary.
State-wise and Category-wise Vacancy Summary
State-wise Vacancies
| State | Vacancies |
|---|---|
| Tamil Nadu | 100 |
| Karnataka | 50 |
| Maharashtra | 50 |
| Gujarat | 50 |
Exam Fact: Tamil Nadu accounts for 40% of the total vacancies.
Category-wise Total
| Category | Vacancies |
|---|---|
| UR / General | 94 |
| OBC | 80 |
| SC | 36 |
| EWS | 22 |
| ST | 18 |
| PwBD, Horizontal Reservation | 12 |
Eligibility Criteria
Cut-off date for age and educational qualification: 01.08.2026
Nationality
A candidate must satisfy the prescribed nationality requirements, including any of the following eligible categories:
- Citizen of India
- Subject of Nepal or Bhutan
- Tibetan refugee who came to India before 01.01.1962
- Person of Indian origin who migrated from specified countries, subject to applicable conditions
Age Limit
- Minimum Age: 20 years
- Maximum Age: 30 years
- Candidates should have been born between 02.08.1996 and 01.08.2006, both dates inclusive.
- The standard upper age limit applies to General and EWS candidates.
Educational Qualification
- A degree or graduation in any discipline from a recognised university is required.
- The candidate must possess a valid marksheet or degree certificate on the date of registration.
- The percentage of marks obtained in graduation must be entered in the online application.
Language Proficiency
- Candidates must be able to read, write and speak the local language of the state for which they apply.
- Candidates who studied the applicable local language in Class 10 or Class 12 are exempt from the Language Proficiency Test.
- Other candidates must clear the Language Proficiency Test before the interview.
Relaxation in Upper Age Limit
| Category | Age Relaxation |
|---|---|
| SC / ST candidates | 5 years |
| OBC, Non-Creamy Layer | 3 years |
| Persons with Benchmark Disabilities | 10 years |
| Persons affected by the 1984 riots | 5 years |
| Ex-servicemen / ECOs / SSCOs with a minimum of 5 years of service | 5 years |
OBC candidates belonging to the creamy layer, or whose caste is not included in the Central List, must apply under the General category.
Online Examination Pattern
- Total Questions: 140
- Total Marks: 200
- Total Duration: 3 hours
- Negative Marking: 0.25 mark for each wrong answer
- Sectional Qualifying Marks: No
- Minimum Aggregate: 30% for reserved candidates and 35% for unreserved candidates
| Section | Questions | Marks | Medium | Duration |
|---|---|---|---|---|
| Reasoning & Computer Aptitude | 30 | 60 | English & Hindi | 60 minutes |
| General / Economy / Banking Awareness | 40 | 40 | English & Hindi | 30 minutes |
| Data Analysis & Interpretation | 30 | 60 | English & Hindi | 60 minutes |
| English Knowledge | 40 | 40 | English | 30 minutes |
| Total | 140 | 200 | — | 3 hours |
Selection Process
Online Examination → Language Proficiency Test → Personal Interview
- Online Examination: The examination carries 200 marks. Candidates need a minimum aggregate score of 30% for reserved categories and 35% for unreserved categories to qualify.
- Language Proficiency Test: This applies to candidates who did not study the applicable state language in Class 10 or Class 12. Failure to clear the LPT will end the candidature.
- Personal Interview: The interview carries 100 marks. Minimum qualifying marks are 45% for reserved candidates and 50% for unreserved candidates.
Final Merit
| Component | Weightage |
|---|---|
| Online Examination | 80% |
| Personal Interview | 20% |
- Minimum combined score: 30% for reserved and 35% for unreserved candidates.
- The merit list will be prepared state-wise and category-wise.
- Selection will be made strictly from the top of the merit list.
Salary, Probation and Service Bond
Post: Assistant Manager, Scale I
Pay Scale
Rs. 48,480 – 2000/7 – 62,480 – 2340/2 – 67,160 – 2680/7 – 85,920
DA, HRA, CCA and other allowances will be payable according to the rules in force from time to time.
| Particular | Details |
|---|---|
| Probation Period | 2 years of active service from the date of joining. Confirmation will be according to the Officers' Service Regulation. |
| Service Bond | Rs. 2 lakh Financial Service Indemnity Bond for a minimum service period of 3 years. |
| Advance Increments | Up to 2 increments. One increment may be granted for each completed year of experience as an officer in a scheduled commercial bank, if the job profile matches. |
How to Apply
Applications are accepted through online mode only. No other mode of application will be accepted.
- Visit www.iob.bank.in and open the Careers page.
- Open "Recruitment of Local Bank Officers – 2026-27" and complete the online registration.
- Note the registration number and password sent through email and SMS.
- Upload the photograph, signature, left thumb impression and handwritten declaration.
- Fill in all required details carefully and click Complete Registration.
- Pay the application fee online through debit card, credit card, net banking, BHIM or UPI.
- Save the e-receipt and retain a printout of the submitted application.
Application Fee
| Category | Fee |
|---|---|
| GEN / EWS / OBC | Rs. 850, including GST |
| SC / ST / PwBD | Rs. 175 as intimation charges |
