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Products Launched by Various Banks

Product Launched by Aim
Credit PassBajaj Finserv This subscription service allows you to track and monitor your credit health.
‘eSvarna’ IndusInd Bank  eSvarna credit card facilitates smooth transactions at merchant outlets and allows users the flexibility to make UPI payments by linking the card with UPI-enabled apps.
‘Bima Vistaar’, Insurance Regulatory and Development Authority of India To establish a women-centric dedicated distribution channel focused on enhancing insurance inclusion and creating awareness in every village / Gram Panchayat.
Axis Privilege Credit CardAxis Bank Cashback of flat 3% on online food delivery 3% on local commute on leading ride-hailing apps, 3% on entertainment on online ticketing platforms,Customers also get a 1% cashback on all online and offline transactions
Electronic Bank GuaranteeRBL Bank To make the process more efficient and secure.
Co-Branded credit card LIC Cards, IDFC First Bank, and Mastercard To cater to the diverse financial needs of over 27 crore LIC policyholders throughout India.
‘Alpha Wealth’Canara HSBC Life Insurance To ensure financial security for the insured and their family.
Nari Shakti Savings Account' Bank of India  offers attractive locker facility rebates for Gold and Diamond SB A/C holders, and free facilities for Platinum SB A/C holders.

EMIs on RuPay Credit Cards


Its aim is to buy expensive items or services without paying the full amount upfront



The platform aims to offer a swift, paperless, and self-service banking experience to the bank’s customers

Business-to-business (B2B) services


This initiative aims to reshape the landscape of business payments and collections

Maiden Mutual Fund Schemes

Zerodha Fund House

It aims to build simple, transparent, and affordable mutual funds that leverage technology at every touchpoint

Bob LITE Savings Account

Bank of Baroda

The purpose of this bob LITE Savings Account is to offer customers a hassle-free banking experience without any minimum balance requirement.

Super Cash Plan,


The super cash plan designed to provide regular income and security

Platinum RuPay Credit Card

IndusInd Bank

Its aim is to allows cardholders to earn rewards for their UPI transactions.

ONDC Network Gift CardONDCTo empower companies for corporate gifting and employee engagement, as well as for consumers 
IB SAATHIIndian BankAims to offer an enhanced user experience through the simplified delivery of services, encompassing both basic and value-added offerings to customers.
SEWAMax Life Insurance It is comprehensive plan that covers hospitalization, ICU stay, surgeries, critical illness, and disability, besides life cover. 
White Label ATM (WLA)Hitachi Payment Services It allows users to withdraw cash from multiple accounts using the United Payments Interface (UPI) app, without the need for physical cards.

Metal Credit Card
Indian BankTo provide a seamless and transparent credit consumption experience to the digitally savvy consumers in India.
Infinity Savings AccountAxis BankAimed at digitally savvy customers who prefer convenience and transparency over hidden charges and balance requirements.
She Leads Bharat: UdyamAirtel Payments Bank and Mastercard Partner Aims to support 100,000 women-owned small businesses in India by providing them with access to tools, resources and networks.
10 specialized startup cellsIndian Bank Provide a range of tailor-made banking solutions for startups, such as payment gateways, corporate credit cards, credit facilities, and a customised loan product called 'IND SPRINGBOARD’.
Public Tech Platform for Frictionless CreditRBI To facilitate the smooth provision of credit by ensuring the effortless transmission of essential digital data to lenders.
Canara Jeevan DharaCanara BankIt is a great option for senior citizens who want to enjoy financial security and convenience in their golden years.
G.O.L.D. planIndiaFirst Life InsuranceOffers regular long-term income to the policyholders, with flexible premium paying terms and three income options.
RuPay credit card-based UPI paymentsCRED  It is a convenient and secure way to use credit cards for day-to-day expenses and also enjoy exclusive benefits, offers, and rewards
Jeevan KiranLICThat offers life cover with premium return
MoneySaver Export AccountRazorpayTo help Indian exporters save up to 50% on overseas bank transfers.
UPI LITEGoogle Pay lets users make quick and simple UPI transactions without having to enter their UPI PIN, allowing them to make one-click transactions.
travel credit card IDFC FIRST Offers a range of exclusive benefits and rewards for frequent flyers and travel enthusiasts
 RuPay Select Debit CardIndian Overseas BankOffers luxury, convenience and security benefits such as gym memberships, free health check up, complimentary golf lessons, spa services, and lounge access in selected domestic and international airports.
life insurance savings planMax Life InsuranceIt offers early liquidity from the first policy year.
UPI123 PAYPNB allows users of feature phones to make secure and real-time payments using the Unified Payments Interface (UPI) without internet.
SBM World Elite Metal Debit CardSBM BankIt offers a range of specially curated travel programmes, lifestyle, and luxury benefits
Co-branded credit card Myntra and Kotak Mahindra Bankthe card can be availed through a hassle-free digital journey within minutes, across Myntra as well as Kotak mobile applications
Gold-Pegged Digital CurrencyReserve Bank of Zimbabweto stabilize the local currency, which has been suffering from high inflation and devaluation.
EMI facility for UPI paymentsICICI Bankto offer more convenience and affordability to its customers.
peer-to-peer (P2P) CRED CRED members can now send and receive money from anyone in their contact list, whether they are CRED members or not, using their phone numbers or UPI IDs.
WhatsApp banking servicesAirtel-India Post Payments Bank allows customers to conveniently access banking services on their mobile phones.
Banking Portal Kotak FYNKotak Mahindra Bankaims to make banking seamless and convenient for customers by providing paperless transactions and the facility to unify multiple accounts under one login ID.
SBM World Elite Metal Debit CardSBM BankIt offers a range of specially curated travel programmes, lifestyle, and luxury benefits
New transaction codes in National Electronic Funds Transfer (NEFT) and Real Time Gross Settlement (RTGS) systems related to the Foreign Contribution (Regulation) Act (FCRA)Reserve Bank of India (RBI)Make it easier for the government to track foreign contributions and ensure that they are used for legitimate purposes.
The e-BG (Electronic Bank Guarantee) schemeIndian Overseas Bank with the National E-Governance Services Limited (NeSL)To ensure the fulfilment of a specific action/performance by the applicant, and to prevent the occurrence of fraud and manipulation.
"Co-lend"Cashfree PaymentsIt aims to simplify the co-lending process by providing a fully automated escrow management solution.
"HARBINGER-2023" Reserve Bank of IndiaThe objective of the hackathon is to develop solutions that will aid differently-abled individuals to access digital financial services and increase the reach of the central bank's digital currencies.
Private cloud platform, "MAHABANK NAKSHATRA"Bank of Maharashtra (BoM)To support the Bank's High-Performance Cloud Capabilities for hosting apps and its digital infrastructure.
"OfflinePay" Pilot ProgramHDFC BankTo test offline digital payments for customers and merchants.
"Bajaj Allianz Life Sustainable Equity Fund"Bajaj Allianz Life InsuranceIt enables investors to invest in socially conscious businesses that have been assessed on pertinent Environment (E), Social (S), and Governance (G) factors.
QR Code-based Coin Vending MachineReserve Bank of IndiaTTo address the issue of fake currency notes in coin vending machines.
SIB WealthSouth Indian Bank (SIB)To help its High Net Worth Individuals (HNI) clients invest their money in the greatest financial products on the market.
BizKhataAirtel Payment BankThis current account comes with no minimum balance requirement and allows business owners to make online payments using Immediate Payment Service (IMPS), Unified Payments Interface (UPI), National Electronic Funds Transfer (NEFT), and IFT to any bank in India.
"Blue" and "Yellow" bondsSecurities and Exchange Board of India (SEBI)SEBI has taken these measures in the backdrop of increasing interest in sustainable finance in India as well as around the globe, and with a view to aligning the extant framework for green debt securities with the updated Green Bond Principles (GBP) recognised by IOSCO.
Pay as You Drive (PAYD) vehicle insurance policyNew India AssuranceThe PAYD policy offers discounts on renewals, coverage beyond distance limits, and additional protection features like zero depreciation, roadside assistance, engine protection, and return to invoice.
"Edelweiss CRISIL IBX 50:50 Gilt Plus SDL Short Duration Index Fund"Edelweiss Asset Management LimitedIt is is an open-ended index fund that will invest 50% in Indian Government Bonds and 50% in State Development Loans, with some tracking errors.
Timepay Evok, a UPI API engineNPST (Network People Services Technologies Ltd)It provides UPI AutoPay for regular payments using UPI and the QR POS (Quick Response Point of Sale) solution for secure transactions.
"SwipeUp platform"AU Small Finance Bank LimitedThe largest SFB in India, AU Small Finance Bank Limited, has introduced the industry's first "SwipeUp platform," which enables other bank credit cardholders to upgrade to AU credit cards.
Information database of municipal bondSecurities and Exchange Board of India (SEBI)To help municipal debt issuers and other participants in the municipal debt market, SEBI has created an information database on its website that includes a repository of data on municipal bonds.
Jeevan Azad (Plan No. 868)Life Insurance Corporation of India (LIC)It offers financial assistance to the family in the event of the premature death of the life assured during the policy term.
Two consumer credit card types "PNB Global Gold" and "PNB Global Classic"PNB BankThese meant to accommodate different client needs and income levels. It was launched in association with VISA.
First-ever, one-of-a-kind, multi-branded credit card, powered by VisaIndusInd Bank and British Airways Executive Club and Qatar Airways Privilege Club Customers can choose their preferred airline loyalty program and preferred travel destination to collect maximum rewards points, known as Avios, which can be redeemed for flights with British Airways or Qatar Airways.
"iTerm Prime" insurance planAegon Life InsuranceThe "iTerm Prime" insurance plan, which Aegon Life Insurance has introduced, will satisfy the needs of independent contractors by providing a unique 10% discount (5% discount in addition to the 5% online discount for all) on the first-year premium.
Digital Solutions For ExportersICICI Bank LimitedThe program aims to increase exporters' operational effectiveness by clearing the backlog of time-consuming manual processes already in place.
Quick Response (QR) code bill payment systemIndian BankIndian Bank has introduced a Quick Response (QR) code bill payment system for the Chamundeshwari Electricity Supply Corporation Limited (CESC) in Mysuru, Karnataka. This makes CESC the first power distribution company to offer this type of payment system to its customers.
IND DIGI KCCIndian BankIndian bank has rolled out an online facility to avail Kisan Credit Card (KCC) loans up to Rs 1.6 lakh through ‘IND DIGI KCC’ and renew agri jewel loan up to Rs 4 lakh with a convenient re-pledging system.
Roots HDFC Securities To offer multiple forms of valuable information, including articles, bite-sized tips, podcasts by experts, video tutorials and explainers, and live social media feed on the Indian financial markets.
Vikram Credit Card Bank of Baroda Designed for Indian defence, paramilitary, and police personnel.
Multi-branded Credit Card BA & QA and IndusInd Bank The credit card will be available in the Infinite variant of Visa and will offer a range of rewards and benefits for international travel.
Co-branded credit card SBI Card and Punjab & Sind Bank To provide premium and mass premium clients, respectively, with lifestyle perks and the best-in-class experience.
UTKARSH 2.0 Reserve Bank of India (RBI) To improve the effectiveness of the Reserve Bank of India's statutory and other duties, increase its importance and relevance nationally and internationally, and enhance its internal governance, infrastructure, and human resources.
“Digital Rupee Retail Segment”Reserve Bank of IndiaTo allow cashless payment for various purposes, such as COVID-19 vaccination.
“Active Fit” Aditya Birla Health Insurance Co. Limited (ABHICL) The plan will cover day-care treatments, pre-hospitalization, and post-hospitalization along with maternity benefits as well.
Emerging Opportunities Fund Tata AIA Life Insurance Company Ltd It will be available at INR 10 per unit which will be applicable only during the NFO period.
“Reliance Health Infinity Policy” Reliance General Insurance Company Ltd (RGICL) This policy is India’s first plan that will provide the policyholders, discounts depending on their financial credit score.
Guaranteed Fortune Plan Canara HSBC Life Insurance It will also provide guaranteed annual additions to enhance maturity benefit payouts and policy term options.
“Roshni” PNB Housing Finance Limited (HFC) To enable customers from Tier I and Tier II cities to avail of home loans ranging from INR 5 lakh to INR 30 lakh.
“Ageas Federal Life Insurance Criti Care Plan” Ageas Federal Life Insurance Co Ltd People with age between 18 and 65 years are eligible to subscribe to the policy and the policy will cover the individual with a maximum age of 70 years.
“Interbank Rate Forex Card” International travelers will be able to buy Forex Cards at Interbank Rates with zero added markup during regular bank hours.
IIFL Equity-Linked Savings Scheme (ELSS) Nifty 50 Tax Saver Index Fund (IN50) IIFL Mutual Fund IIFL ELSS IN50 is an open-ended passive equity-linked scheme with three years of lock-in.
STACK ICICI Bank Ltd To launch real estate-specific STACK in order to provide ease to the companies involved in the real-estate sector.
Foreign Currency Loan Bank of Baroda (BoB) It will provide an alternate facility for Indian banks to raise funds for their international businesses.
Policy for Outpatients Star Health To bridge the gap between inpatient hospitalization expenses which are covered by outpatient charges and health insurance.
Union Vyom App and Others Digital Products Union Bank of India (UBI) Union Vyom App is UBI’s super app and is a one-stop shop for all financial goods
14 Multiple Products ICICI Lombard For insurance solutions across various sectors.
DIY Crop Insurance Absolute The insurance product will be introduced on Absolute’s AgCloud ecosystem, Upaj.
India’s First Sticker-Based Debit Card IDFC First Bank FIRSTAP is one-third the size of a regular debit card and can be affixed on any surface viz. ID card, mobile wallet, watches, etc.
Deposit Scheme for NRIs Federal Bank The deposit scheme, “Deposit Plus”, offers a higher interest rate than the existing fixed deposit schemes for NRIs.
New Products for NRIs ICICI Bank To launch products for NRIs in the Gujarat International Financial Tech (GIFT) City.
“Evolve” Axis Bank To study the importance of technology and digitalization in achieving growth in the MSME sector.
CASA Campaign Karnataka Bank Limited (KBL) The primary objective of this campaign by KBL is to introduce its customers to various options of digitally enabled savings accounts.
Combined Life Insurance Savings Plan Max Life Insurance Company Limited To enhance the flexibility of the policy, it gives the option to choose premium payment terms, income duration, and deferment period to the policyholders.
ICICI Pru Sukh Samruddhi Long-Term Savings Product ICICI Prudential Life Insurance Company Limited To encourage women to attain financial independence, the plan will provide a higher maturity benefit to women customers.
Multiple Products for Insurance Solutions ICICI Lombard General Insurance Company Limited For insurance solutions across health, motor, and corporate segments were launched by ICICI Lombard.
Two ETFs HDFC Mutual Fund To provide investment returns similar to that provided by the NIFTY IT Index and NIFTY Private Bank Index.
Shagun 366 Unity Bank The offer to enroll in Shagun 366 will be valid till 30th November 2022.
Special FD Scheme Bank of India (BoI) The scheme will offer an interest rate of 7.25% on a 777-day deposit period.
Farm Yield Insurance Policy HDFC ERGO’s It is an insurance policy in which a satellite index will be used to provide localized coverage at the farm level.
Premium Credit Cards BoB and VISA It would enable the customers to digitally buy general insurance products, hence promoting insurance inclusion in India.
“Project WAVE” Indian Bank It would enable the customers to digitally buy general insurance products, hence promoting insurance inclusion in India.
Dhan Varsha Plan Life Insurance Corporation of India It provides financial assistance to the family in the event of an untimely death of the life assured in a policy term.
New Depository Scheme Karnataka Bank Scheme The deposit scheme is launched as part of the centenary year of the Karnataka bank.
‘Smart Wire’ Facility ICICI Bank Limited To allow NRI and resident customers to make SWIFT-based remittances.
“Gram Seva Program” State Bank of India (SBI) It will be the fourth phase of the SBI Gram Seva Program under which the bank will adopt 30 remote villages across India.
Insure India campaign HDFC Life Insurance Company Limited To raise awareness amongst and educate Indians about life insurance.
“Khushiyon Ka Tyohar” Bank of Baroda (BOB) Bank of Baroda (BOB) home loans will be available at an interest rate beginning at 7.95% per annum with no processing charges.
ABSLI Akshaya Plan Aditya Birla Sun Life Insurance (ABSLI) The maximum age for entry is 55 years with the minimum being 30 days. Premium term varies from 6 years, 8 years, 10 years, 12 years, and 15 years.
Click2Protect Optima Secure HDFC ERGO General Insurance Company Limited It combines life and health insurance solution benefits, thereby offering simple and un-complicated financial planning for customers.
First Auto Index Fund ICICI Prudential Mutual Fund The objective behind the launch of the ICICI Prudential Nifty Auto Index Fund is to give investors an opportunity to earn from the expected growth in the automobile, and e-Vehicle sectors.
Unified Payments Interface (UPI) National Payments Corporation of India (NPCI) UPI is a real-time payment system in India that was developed and launched by the NPCI in 2016 under the Digital India campaign.
iSelect Guaranteed Future Plan Canara HSBC Life Insurance It is an individual, non-participating, non-linked, savings and protection life insurance plan which especially targets new-age customers.
Smart Flexi Protect Solution Max Life Insurance Company Ltd It will provide health and enhanced life cover, in addition to market-linked investment returns.
New Pension Plus (NPP) Life Insurance Corporation of India (LIC) It is a non-participating and Unit Linked Pension Plan with a Unique Identification Number (UIN).
Agribazaar Kisan Safalta Card Star Agribazaar Technology Private Limited It is a farmer-centric card that would help farmers meet both, pre-harvest and post-harvest farm requirements.
"Rainbow Savings Account" ESAF Small Finance Bank (SFB) To promote a trans-friendly and inclusive culture specifically for the transgender community.
India's first electronic vehicle ecosystem "All things EV" HDFC ERGO  HDFC aims to fulfill the needs of the existing and potential Electric Vehicles or EV users.
First all-women branch  HDFC Bank To enhance gender diversity in the banking sector
Edelweiss Gold and Silver FOF, a fund of funds Edelweiss Mutual Fund The fund aims to maintain an equal allocation between Gold ETF and Silver ETF and rebalance it periodically. The Edelweiss Gold and Silver FOF will be launched on August 24.
'Vigil Aunty' campaign HDFC bank To practise safe banking habits
'The Baroda Tiranga Deposit Scheme' Bank of Baroda It is a special retail term deposit product offering interest rates of 5.75 percent for 444 days and 6 percent for 555 days. The scheme is open till December 31, 2022, and is applicable on retail deposits below Rs 2 crore. Senior citizens will earn an additional interest rate of 0.50 percent and non-callable deposits will get 0.15 percent extra.
KBL Amrit Samriddhi under ACC and Fixed Deposit category Karnataka bank The bank will offer a 6.10% per annum interest rate on the deposit scheme with a tenure of 75 weeks (525 days).
First state-of-the-art dedicated branch State Bank of India (SBI) To facilitate and support them
Kotak Crème Kotak Mahindra Bank Limited It is a lifestyle-focused corporate salary account, offering an upgraded banking experience to new-age professionals working with eminent corporates.
Utsav Deposit State Bank of India (SBI) This fixed deposit scheme has higher interest rates and is only available for a limited time.  The fixed deposit will offer an interest rate of 6.1 percent effective from August 15, 2022. This offer has a validity of 75 days which is till October 30, 2022.
Navi Nifty India Manufacturing Index Fund Navi Mutual Fund  It is India’s first index fund that will seek to replicate the Nifty India Manufacturing Index, which will track the performance of manufacturers among the top 300 companies in India. This is the sixth fund of this year from Navi MF.
Maha Dhan Varsha Scheme Bank of Maharastra It is a Fixed Deposit scheme with a time period of 400 days and a maximum limit of up to Rs. 2 Cr.
Switch 'Pay As You Drive' (PAYD) add-onEdelweiss General InsuranceThe PAYD add-on gives customers three options of Own Damage cover up to 5000 km, 5000-7500 km, and 7500 to 10000 km annually.
Pay As You Drive(PAYD) add-onGo Digit General InsuranceThis feature makes Digit Insurance one of India's first insurers to introduce an add-on feature for its customers.
Cyber VaultEdge insurance planSBI General InsuranceA comprehensive cyber insurance cover for individuals.
SWITCHEdelweiss General InsuranceA comprehensive motor insurance product under IRDAI Sandbox Initiative.
UPI 123Pay payment and wearable ATM cardsAcemoneyIt allows people to carry out cashless transactions without smartphones or internet connections using feature phones.
‘Global Health Care’Bajaj Allianz General Insurance To provide cover to a policyholder for planned as well as an emergency treatment both in India and abroad.
‘SIB TF Online’ PortalSouth Indian BankThe portal facilitates a platform for trade-related payments to foreign entities remotely.
Digital Savings Account ‘Freo Save’Bengaluru-based neo banking platform Freo in partnership with Equitas Small Finance BankTo provide full-stack neo-banking products, including smart savings account, credit and payments products, cards and wealth-growth products.
KCC Digital Renewal SchemeIndian BankIt enables eligible customers to renew their Kisan Credit Card accounts via digital modes.
Cardless EMI facilityICICI bank with Zest MoneyCustomers can use pre-approved cardless credit to instantly buy products/ services using ZestMoney and pay in equated monthly installments (EMIs).
Kotak NationBuilders Salary AccountKotak Mahindra Bank Ltd (KMBL)  It aimed at employees of public sector units.
A new health insurance verticalSBI General InsuranceTo focus on new innovative health products, in-house claim settlement process, etc.
India’s first-ever banking metaverse called KiyaverseKiya.aiIt helps to enable consumers to transact, access banking information, and avail of various banking products virtually.
Kotak CherryKotak BankIt aims to be an open architecture platform, which will help investors in choosing from a wide array of offerings beyond the ones manufactured by Kotak group.
‘Health Add-ons’Aditya Birla Health Insurance Co.LtdA range of six unique add-on covers that can be added to the existing indemnity plans.
Bima RatnaLife Insurance Corporation of India It is aimed at the domestic market, provides both protection and savings.
HDFC Securities“HDFC Money”It is a Robo-advisory investment platform that will offer mutual fund schemes and other financial products.
A Smart Value Income PlanTata AIA Life Insurance CompanyIt is a non-linked, participating life insurance savings plan where the bonus can be adjusted against premium payments.
Co-Branded Contactless Rupay Credit CardBank of Baroda Financial & HPCl To reward customers for spends on utilities, grocery and departmental stores.
A new health insurance policy called Reliance Health GainReliance General Insurance CompanyThrough this policy, customer can customize their health insurance policy by selecting features as per their need.
‘Earn' FeatureCoinDCXIt pays interest on Crypto assets. Customers can earn interest upon their crypto holdings.
A life stage investment tool called ‘LIFEY' ICICI BankIt helps customers to achieve their investment goals and have financial freedom.
‘AU Royale Salary’ and ‘AU Royale Business’ current accountAU Small Finance BankThis will help affluent segments like HNIs and NRIs.for easy transactions.
Gold Systematic Investment Plan (SIP)PhonePeTo allow users to invest in the highest purity 24K gold of a specified amount every month.
Real-Time Xpress CreditSEBI Yono PlatformThrough this product customers can avail of loans up to 35 Lakhs.
‘Manthan’SEBITo promote innovation in the securities market
Buy-now pay-later servicePaytm For IRCTC customers to book train tickets online
Airtel Axis Bank Credit CardBharti Airtel and Axis BankThis credit card will offer various benefits like cash backs, discounts, vouchers that can be redeemed in a digital manner, pre-approved instant loans, Buy Now Pay Later offerings to the customers.
Mahila Money Prepaid CardsMahila Money, Visa, and Transcorp This prepaid card will help women entrepreneurs to use the card for digital payments more effectively.
Unnati-contactless co-branded credit cardBank of Baroda Financial Solutions Limited and CreditAI Fintech Pvt LtdIt is launched especially for farmers.
‘LaxmiForLaxmi’ InitiativeHDFC Mutual FundThe initiative will enable the connectivity between women investors and women financial experts
‘HouseWorkIsWork’Axis BankTo generate confidence among women to work, develop skills and gain the required jobs as per their skills and education
‘UPI123Pay’ and ‘DigiSaathi’ Reserve Bank of IndiaIt is the 24x7 helpline facility for digital payments
‘FG Dog Health Cover’Future Generali India Insurance Company Limited (FGII) It provides insurance cover to the dogs aged between 6 months to 4 years for giant breeds and 7 years for small, medium, and large dog breeds. The premium amount starts at Rs 323 per month.
Corporate Liquidity Management Solution (C-LMS) and Government Liquidity Management Solution (G-LMS)IDBI Bank To fulfill the liquidity management need of institutional clients.
‘Union MSME RuPay Credit Card’Union Bank of India and National Payments Corporation of India (NPCI)It will offer simplified and digital delivery of Finance to MSMEs and fulfill their business-related operational expenses. It offers interest-free credit for upto 50 days
‘Meri Policy Mere Hath’Ministry of Agriculture & Farmers Welfare of the Government of IndiaIt is a doorstep distribution drive that will grant crop insurance to the farmers for the upcoming Kharif season.
‘Openppi’ Software StackJusPayIt will help PPIs i.e. Prepaid Payment Instruments like digital wallets to implement and follow PPI rules and norms set by RBI
'interest-only home loan' facilityStandard Chartered Bank It was launched for completed residential properties in which the borrowers will have to pay only interest without principal deduction in a limited period. The facility is available for the loan amount between Rs 35 lakh to Rs 3.5 crores with max tenure of 30 years for salary people and 25 years for self-employed people.
‘Waste to Wealth Creation’ programSmall Industries Development Bank of India (SIDBI)Under the program, women will make ornaments and showpieces from the fish scales
'Panchtantra'Union Finance Minister Nirmala SitharamanLaunched on the occasion of the 17th foundation day of Security Printing and Minting Corporation of India Limited (SPMCIL)
‘Unitary Digital Identity framework’Indian GovernmentTo grant assistance to Sri Lanka to implement the framework which will help to introduce a personal identity verification device that will be based on biometric data by combining the two devices.
‘Take a Break’ featureInstagramIt aims to motivate people to make decisions on the way they spend their valuable time on the platform
Intelligent Messenger ‘Pop’Paytm MoneyIt will generate instant updates to track the investment made by the users and provide various specific information about stock, portfolio analysis, stock market news, and many more.
Two New Services for the CustomersSouth Indian BankThe SIB has allowed online outward remittances via Net Banking and inward remittances via NPCI’s UPI mode.
IRCTC BoB RuPay CardBank of Baroda (BoB) Financial Solutions Limited (BFSL) in partnership with Indian Railway Catering and Tourism Corporation Limited (IRCTC)It will grant the maximum amount of saving to the frequent railway travelers.
‘Flexi Edge’ Insurance PlanCanara HSBC Oriental Bank of Commerce Life InsuranceThe ‘Flexi Edge’ insurance plan is a non-linked participating individual savings life insurance plan.
‘YES BANK Agri Infinity’ programYES BankIt is an annual startup enabler program that aims to co-develop digital financial solutions for the agriculture sector.
Co-Branded Credit CardsPunjab National Bank (PNB) partnered with Patanjali Ayurved Limited (PAL)Both the variants of the credit card offer a hassle-free credit service on the purchase of PAL’s products.
‘PencilCard’PenciltonThe ‘PencilCard’ is a debit card with NCMC (National Common Mobility Card) and it is launched for teens.
CUB Fitness Watch Debit CardCity Union BankTo hold the wristwatch in front of the PoS device during payment like tapping the card on PoS.
Platina Fixed DepositUjjivan Small Finance BankIt grants interest of 15 basis points in addition to term deposit rates of Ujjivan SFB.
‘Saa ₹thi’ Mobile APPSecurities and Exchange Board of India (SEBI)To create awareness among the investors about facts and basic concepts of the securities market, KYC norms and processes, trading and settlement, mutual funds, recent market developments, investor grievances redressal mechanism, etc.
‘RuPay Select contactless debit card’UCO Bank in partnership with the National Payments Corporation of India (NPCI)It allows the ATM withdrawal limit of Rs 50,000 along with purchases of upto Rs 2 lakhs at PoS or e-commerce terminals.
‘#BahaneChhodoTaxBachao’ CampaignSBI General InsuranceTo create awareness among people about the need to buy health insurance to save tax.
‘Unified Presentment Management System’ (UPMS)NPCI Bharat BillPay Ltd. (NBBL)To boost, enrich and simplify bill payment procedures in India.
‘Digi Zone’Life Insurance Corporation (LIC) of IndiaThrough the ‘Digi Zone’, people will also be able to pay their policy premiums and get benefits from other services.
CBoI RuPay Business Platinum Debit CardCentral Bank of India (CBoI) in partnership with the National Payments Council of India (NPCI) To offer support to businesses financially.
‘green fixed deposits’IndusInd BankIn this, the deposit proceeds will be used to finance projects to support United Nations Sustainable Development Goals (UN-SDG).
Tokenization methodGoogle and MastercardIt will allow users of Google Pay to safely transact using credit cards and debit cards of Mastercard.
‘Health Prime’ Wellness riderBajaj Allianz General Insurance It aims to offer holistic healthcare solutions.
Hyperlocal banking servicesThe FSS (Financial Software and Systems) and CSB BankIt aims to offer financial facilities to underserved segments. They will be opening 1,000 Smart Cash franchisees in semi-urban and rural areas of India.
‘SBI Card PULSE'SBIIt provides users with a Noise ColorFit Pulse Smartwatch of Rs. 4,999, which is a welcome gift to the user given on payment of the joining fee.
‘Dhan Rekha’Life Insurance Corporation of India (LIC)It is the new non-linked, non-participating individual savings life insurance plan. It offers special premium rates for female lives.
‘bob World Wave’Bank of BarodaIt will allow the customers to monitor SpO2, body temperature, heart rate, and blood pressure also help in providing contactless payments upto Rs 5000 in all NFS-based PoS devices.
‘Active Health Essential’Aditya Birla Health Insurance Co. LtdThe plan offers comprehensive health solutions like Day 1 Chronic Management Program coverage. In this the owner of the policy will be covered from Day 1 during the case of an existing condition and if it is developed at a later stage. In this there will be no additional cost.
‘PNB Pride-CRMD module tool’Punjab National Bank (PNB)It is an android-based mobile application that was launched particularly for differently-abled employees.
Mahila Mitra Plus savings schemeFederal BankIt offers a curated set of features and makes financial planning and investments easy and efficient for women.
‘FIRST Private Infinite’IDFC First BankIt is country’s first standalone metal debit card or black card.
Fedo HSA‘Fedo’The ‘Fedo HSA’ offers a saving account with smart saving insurance, health credit, and debit card which is associated with various health benefits and rewards.
‘Trade Emerge’ICICI BankFor Indian exporters and importers so that they can avail themselves of digital banking and value-added services from ICICI.
‘Indus Merchant Solutions’ AppIndusInd BankFor merchants, retailers, and professionals to perform banking transactions in a digital manner.
World’s 1st MSPBharatPeBharatPe will offer its merchant partners and customers an opportunity to purchase BharatPe’s equity shares.
‘Digital Payment Gateway’National Internet Exchange of India (NIXI) in partnership with PayU and National Securities Depositories Limited (NSDL)This will provide a real-time payment facility, uninterrupted payment services to the customers of NIXI.
HARBINGER 2021 – Innovation for TransformationReserve Bank of IndiaIt aims to enhance ease of payments and user experience in digital payment methodology.
‘SafeCard’PhonePeThe Credit/Debit card details are stored by merchants for ease of payment because of Card-on-File (CoF).
SBI Easy RideState Bank of India (SBI)The customers can opt for two-wheeler loans in a digital manner via the YONO app. They will not have to visit the bank branch to avail this loan.
‘BeFit’ICICI Lombard General InsuranceThe ‘BeFit’ solution will provide customers coverage for their complete OPD requirements in a cashless manner.
‘Ka-ching’ Credit CardKotak Mahindra Bank (KMBL) and IndiGo airlinesThey can earn additional 6E rewards on dining, shopping, transport, medical bills, utilities, and fuel.
‘NSE- Shine’National Stock Exchange of India (NSE)The ‘NSE –Shine’ will offer a data framework for bullion bar integrity for the purpose of settlement of gold derivatives contracts.
‘ePLI bond’Department of PostsThe user will be able to download a digital copy of policy bond from Digilocker.
‘Bharti AXA Life Unnati’Bharti AXA Life InsuranceIt provides dual benefits of savings and protection in one single plan to the individuals. 
‘6S Campaign’Punjab National Bank (PNB)To provide financial services at a concessional rate to its customers during the festival season.
‘I-Sprint’21’International Financial Services Centres Authority (IFSCA) and GIFT CityThe hackathon will prove a platform for the promotion of retail business for the banking units at GIFT IFSC center.
‘Supreme’ESAF Small Finance BankFeatures like hassle-free banking enhanced ATM cash withdrawal limit of Rs 50,000 per day, POS transaction limit of Rs.80,000 per day, and e-commerce transaction limit of Rs 20,000 per day in India are provided by the ‘Supreme’.
NAV-eCash CardIndian Navy and State Bank of India (SBI)It will also eradicate the difficulty faced by the officer to handle physical cash during deployment of the ship at high seas.
‘Club Vistara IndusInd Bank Explorer’ Credit CardIndusInd BankThe credit card allows the user to travel for international tours in a cashless mode, in which also CV points can be earned.
‘bob World’Bank of BarodaThe platform will be rolled out in phases, under four key pillars of Save, Invest, Borrow and Shop.
‘WisePOSGo’ POS DeviceKarnataka BankThe ‘WisePOSGo’ is a one-step forward by Karnataka Bank in the direction of the digital payment infrastructure of India.
‘Pulse’PhonePeThe ‘Pulse’ website will provide details about the evolution of Digital Payments in India.
‘PayNearby NeoDukaan’Digital payments network PayNearbyIt provides digital payment options like credit management and online wholesale procurement.
‘ANANDA’ Mobile AppLICTo register new LIC policies. Only non-medical will be passed through the app.
‘12% Club’ AppBharatPeTo invest and earn up to 12 % annual interest or borrow at a similar rate.
‘Freo Save’Saving Account by FREOT o maintain better credit scores and offers world-class customer support service.
‘Do-It-Yourself (DIY) Repayment Platform’Kotak Mahindra Bank in partnership with Creditas SolutionsProvides a secured, convenient, and highly efficient mode of repayment solution to the customers. It is based on Artificial Intelligence (AI) and Machine Learning (ML) mechanisms. It allows customers to manage their dues seamlessly on their own.
‘SBI Life eShield Next’SBI Life InsuranceIn this, the absolute amount assured on death will increase by 10% p.a. (simple) of the basic sum assured at the end of every 5th policy year, subject to a maximum increase of up to 100% of the basic sum assured.
Amazon Web Services (AWS)RBL BankTo strengthen its AI-powered banking solutions and will provide a digital transformation to its banking structure by adding digital value to the bank’s offerings, saving costs, and enhanced security.
‘Equitech’Equitas Small Finance BankIt will provide legal and regulatory mechanism support to Indian startups through expert solutions and venture capitalists.
‘Digital Prayaas’Small Industries Development Bank of India (SIDBI)It is launched with an objective to sanction the loan to the low-income group's entrepreneurs by the end of the day i.e. fast delivery of loan.
‘Uttarakhand Bhookamp Alert’Chief Minister of Uttarakhand, Pushkar Singh Dhami The app makes use of the Earthquake Early Warning (EEW) system. The EEW is based on a real-time approach and detects the onset of an earthquake situation.
‘Health and Wellness Savings Account’Suryoday Small Finance Bank (SSFB) The account offers top-up health insurance of Rs 25 lakhs, an annual healthcare package, and on-call emergency ambulance medical care services.
AutoPay Function for MF SIPPhonePeHelp customers to set up their mutual fund SIPs in three steps namely selecting the fund, entering monthly SIP (Systematic Investment Plan) investment amount, and authentication with a UPI PIN.
Agency Bank’Reserve Bank of India (RBI) has impaneled the IndusInd BankAllow scheduled private sector banks as agency banks of the regulator for the conduction of government business.
‘Lumine’ Platinum Credit Card & ‘Eclat’ Select Credit Card LIC Cards Services Limited (LIC-CSL) collaborated with IDBI BankThe cardholders will be able to earn 3 ‘delight’ points on every spend of Rs 100 on the Lumine card and 4 points on the Eclat card.
‘SWIFT Go’ Service Society for Worldwide Interbank Financial Telecommunication (SWIFT) It will allow seamless Low-Value Cross Border Payments facility anywhere in the world through their bank accounts.
‘Optima Secure’ Health Policy HDFC ERGO General Insurance The insurance cover is doubled instantly and automatically on the purchase of a policy.
‘Arogya Rakshak’ Health Insurance Plan Life Insurance Corporation of India (LIC) It is a non-linked, non-participating, regular premium-based, individual health insurance policy.
‘RBI Retail Direct’ Scheme Reserve Bank of India The retail investors will be able to open and maintain their glit securities account named as ‘ Retail Direct Glit Account’ or simply RDG Account via an online portal with RBI.
‘One Mumbai Metro Card’ Mumbai Metro One Private Ltd (MMOPL) in partnership with Mastercard and Axis Bank It is a prepaid, open-loop contactless card that can be used as a part of the daily transit journey via a single tap.
‘Arogya Supreme’ SBI General Insurance It offers customers full health insurance coverage which includes 20 basic covers and 8 optional covers.
‘MandateHQ' Razorpay and Mastercard The 'MandateHQ' is a payment interface which help card-issuing banks to enable recurring payments for their customers.
‘Postpaid Mini’ Paytm and Aditya Birla Finance Ltd. To pay their monthly expenses like mobile and direct to home (DTH) recharges, gas cylinder booking, electricity and water bills shop on Paytm Mall and more.
‘Salaam Dil Sey’ Initiative HDFC Bank To the doctors for their tireless service during the pandemic and are fighting bravely with the pandemic by risking their lives. It pays a tribute to the doctors of India.
‘Salute Doctors’ ICICI Bank The solution will prove beneficial to a medical student, senior medical consultant, an owner of a hospital or a clinic.
‘Pay Your Contact’ Kotak Mahindra Bank Ltd The feature thus makes payment transactions easy and simple and it is associated with high security.
‘ICICI STACK for Corporates’ ICICI Bank The ‘ICICI STACK for Corporates’ solution enables the corporate sector and its associated entities to meet their banking requirements in a seamless manner.
NR Savings Account Scheme for the Seafarer Segment Federal Bank The services under the schemes are integrated into the digital platform so that digital banking under the schemes can be performed by the mariners.
Healthcare Credit, Business, & Personal Loans Canara bank The bank has launched healthcare credit, business, and personal loan schemes to its customers.
ABSLI Vision LifeIncome Plus Plan Aditya Birla Capital Limited (ABCL) The flexible bonus pay-outs can be accumulated for wealth creation or withdrawn at the customer’s convenience for instant access to their money.
IPOS (Integrated Partner Onboarding Solution) Edelweiss General Insurance (EGI) The IPOS is an industry-first digital end to end partner onboarding solution. It was launched to offer to digitise support to partner’s journey in an efficient manner.
Exide Life Guaranteed Wealth Plus Exide Life Insurance Company Limited It offers continuous life cover throughout the income payout period with up to 350% guaranteed returns.
Digigold Airtel Payments Bank To launch this platform, Airtel Payments Bank has collaborated with SafeGold which is a provider of digital gold.
‘I choose my number’ Jana Small Finance Bank To choose their favourite numbers as the last 10 digits of their bank account, savings or current.
‘Eva’ Chatbot HDFC Bank and CSC The chatbot will support Village Level Entrepreneurs (VLEs) by providing them banking services.
‘Axis Global Innovation Fund of Fund’ Axis Mutual Fund Indian investors an opportunity to invest in a globally diversified equity portfolio which will complement their Indian equity allocation.
‘Merchant Stack’ ICICI Bank It will prove highly beneficial to grocers, supermarkets, large retail store chains, online businesses and large e-commerce firms.
‘ConQR’ Mastercard and Bank of Baroda Financial Solutions (BFSL) The ‘ConQR’ is a Mastercard QR on card solution which is launched to offer simplicity to perform digital transactions.
‘PNB@Ease’ Punjab National Bank (PNB) Customers themselves can make every transactions undertaken by the branch of the bank.
‘Rewards123’ Airtel Payments Bank To the digital customers as it offers various perks on digital transactions.
‘UNI-CARBON CARD’ Union Bank of India This card will create an opportunity to add the value of benefits to the bank’s customers.
KBL Smart Trade Karnataka Bank in partnership with IIFL Securities Limited To allow the customers of Karnataka Bank to access IIFL Securities Demat and Trading account solution to serve their capital market needs.
‘Distributor to Retailer’ (D2R) Finance BharatPe To grant instant liquidity to SMEs and empower SMEs in India.
‘IOB Trendy’ Savings Account Indian Overseas Bank For the growing millennial population in the country by keeping their banking preferences in mind.
‘Wear N Pay’ Axis Bank This range of devices linked to the customers’ bank account and thus perform like a regular debit card.
‘Yes Essence’ Yes Bank To the women who belong to various segments like homemakers, salaried professionals, entrepreneurs and senior citizens.
‘SmartUp Unnati Mentoring Programme’ HDFC Bank To support women entrepreneurs. It was launched to mark the celebrations of International Women’s Day.
‘Business Kisht Suraksha’ HDFC Ergo General Insurance To reduce the negative impacts on balance sheets which occur due to non-payment of EMIs by the borrower, or due to natural calamity like earthquake, cyclones and floods.
‘SBI International Access-US Equity FoF’ SBI Mutual Fund To the investors to have exposure in the US market and to invest in such themes which are not available in the Indian market.
‘Namma Chennai Smart Card’ ICICI Bank To help the user to have a one-stop solution for making all kinds of payment transactions.
Krishi Sakha App Bharti AXA General Insurance The app will provide farmers with the proper guidance of best farming techniques which they can adopt in their farms and thus increase yields.
FedFirst Federal Bank Saving Account will help children to know the money management process and the importance of money.
‘AURA’ Credit Card Axis Bank To launch this card with exclusive benefit features, Axis Bank has partnered with Poshvine, Decathlon, Practo, Fitternity, IndushealthPlus, 1MG etc.
‘InstaFX’ ICICI Bank To help the customers of any bank to get ‘ICICI Bank Forex Prepaid Card’ swiftly.
‘RuPay PoS’ RuPay and RBL Bank To have the transformation of smartphones to payment accepting terminal, the user has to update the PayNearby App.
‘Unicas’ United Kingdom in partnership with United Multistate Credit Co-operative Society Ltd of India To perform transactions in cryptocurrency and fiat from one account to the other.
‘Infinite India’ ICICI Bank For coordinating with multiple touchpoints thus making hassle-free ease of doing business to the foreign companies in India.
‘Pioneer Heritage Credit Card’ IndusInd Bank partnered with Mastercard For fulfilling the requirements of affluent Indian professionals and entrepreneurs.
‘DakPay’ Department of Posts (DoP) and India Post Payments Bank (IPPB) To provide Digital Financial inclusion in India.
‘AceMoney Micro ATM Service’ ICICI Bank To place the order for cash withdrawal by this ‘Ace Money Micro ATM service’, the customer will have to use the AceMoney app.
‘iMobile Pay’ ICICI Bank To offer payments and banking services to customers of any bank.
‘Axis Bank Rupifi Business Credit Card’ Axis Bank in partnership with Rupifi and Visa To explore its opportunity and expand its business in MSMEs.
Asset Restructuring Web Module SIDBI and ISARC To get benefits of RBI’s MSME restructuring guideline.
SMS Pay Function Yes Bank and Wordline To perform contactless and remote payment transactions in a safe and secured manner.
‘Muthoot Gold Shield’ Muthoot Finance and Bajaj Allianz General Insurance To provide insurance to the customers on gold jewellery.
ICICI Bank Cardless EMI ICICI Bank and Pine Labs ICICI Bank has become the first bank to launch a digital payment mode option for a cardless EMI facility at retail stores.
YES Bank Neokred Card Yes Bank and Neokred Technologies It will help to make cashless payment transactions.
‘CASA Mobilisation Campaign’ Karnataka Bank To provide banking services to the unbanked sections of the country. 
‘Mooh Band Rakho Campaign’ HDFC Bank To protect every citizen from cyber frauds.
‘Eva’-- Unique Saving Account for Women Equitas Small Finance Bank (ESFB) It also offers free health check-up and unlimited teleconsultation with women doctors, gynaecologists and mental health experts.
‘CancerSendsNoNotification’ Campaign Bharti AXA General Insurance Company    National Cancer Awareness Day which is observed on 7th Nov.
‘Smart Drive Private Car Insurance' Airtel Payments Bank and Bharti AXA General Insurance This insurance policy offers compensation for injury or damages caused to another person or property due to a car accident.
‘ICICI Bank Mine’ ICICI Bank To provide a simple, secured and customized banking solution to the millennial customers of ICICI Bank.
‘Visa Direct’ RBL Bank and Visa To domestic transactions and benefits programme like refunds, card bill payments, cashback and disbursements through Visa Direct.
‘Delhi Metro-SBI Card’ SBI Card and Payment Services (SBI Cards) To support digital finance movement and to promote cashless transactions in Delhi Metro.
‘Invest 4G’ Canara HSBC OBC Life Insurance Life Option ensures financial security to the family during the customer’s demise.
‘HealthyLife Programme’ HDFC Bank and Apollo Hospitals To make a healthy life easily accessible and affordable to the customers of HDFC Bank.
‘Salary Card’ EarlySalary and NPCI (National Payments Corporation of India) To provide immediate access for salaried professionals, which will help them to make instant purchases across merchants in India.
‘Axis ACE Credit Card’ Axis Bank partnered with Google Pay and Visa To increase users participation in the digital world
‘Axis Bank Club Vistara Forex Card’ Axis Bank in partnership with Vistara This forex card allows the customers to travel to destinations abroad in a cashless and hassle-free manner
Debit Card Facility  ICICI Bank and Visa  Customer can make use of this card to make payments through POS (Point of Sale) and online transactions by making use of sanctioned LAS account.
Refinance Scheme NABARD The special refinance facility of Rs 800 crore for FY 2020-21 has been sanctioned by NABARD for WASH (Water, Sanitation and Hygiene) programme. 
‘Digital Suraksha Group Insurance’ Flipkart and Bajaj Allianz   This insurance cover allows customers to protect themselves from finance frauds like cyber-attacks and other malicious activities. 
'i-Lead 2.0'Canara BankTo offer banking services seamlessly to its customers irrespective of where their customers reside.
Positive Pay System’  Reserve Bank of India For Cheque Truncation System (CTS). For this purpose, RBI has issued a directive under Section 10 (2) read with Section 18 of the Payments and Settlement System Act 2007.
‘MSMESaksham’ - Portal Small Industries and Development Bank of India (SIDBI) and TransUnion CIBIL The portal will provide quick access to finance and credit facility to the MSMEs. The portal will guide the MSMEs in managing their credits along with providing knowledge hub in the form of articles, business insights to them.
Kona Kona Umeed Kotak Mahindra Bank It is a 2-month campaign which provides offers and discounts to make banking and shopping more rewarding.
‘Jan Bachat Khata (JBK)’ Fino Payments Bank Ltd It is an adhaar Authentication-based digital savings Account that brings neo-banking experience to customers.
Insta Click Savings Account Bank of Baroda The aim behind launching this ‘Insta Click Savings Account’ is that BOB is working to digitize its all work by 2023 and become 100% paperless.
‘AXAA’ Automated Voice Assistant Axis Bank It is an AI-Powered conversational robot
‘Bhavishya’ Saving Account  Fino Payments Bank Ltd
  • The ‘Bhavishya’ Saving Account is launched for the minors who are in between the age group of 10-18 years.
  • This saving account is launched with an aim to inculcate banking and saving habits in children.
‘Smart Plan Shop Package Policy’ Airtel Payment Bank The financial protection in case of asset damage inside the shop or to accidents like fire outbreak, earthquake etc will be offered.
‘Five Star Villages’ Scheme Department of Post The scheme is launched to provide universal coverage of flagship postal scheme to Indian rural areas. It ensures that postal services and products reach to every rural part of India.
‘Green Deposit Programme’ HSBC  India The ‘Green Deposit Programme’ is launched for corporate clients who will be responsible to provide finance to the green initiative projects and eco-friendly projects. 
Liberty Saving Account Axis Bank The Liberty Saving Account will address the need of the youth and digitally interested Indians like changing lifestyles and hospital cash insurance covers. MobiKwik It will allow the user from any UPI payment app to send and receive money
5T Plan Delhi Government   The resemblance of 5T: Testing, Tracking, Treatment, Teamwork and Trackling.
‘IB-eNote’ Indian Bank ‘IB-eNote’ helps to improve turnaround time, saves the cost of papers, reduces printing costs and also other administrative expenses.
‘Ind Guru’ Indian Bank It provides skill development and cross-functional learning to the employees of the Indian Bank. 
Debt and Credit Guarantee Programme National Bank for Agriculture and Rural Development (NABARD)  The ‘Structured Finance and Partial Guarantee Program’ will help to ensure the flow of credit without any interruptions to the destination in rural areas which are affected due to COVID-19.
‘Shaurya Kisan Gold Credit (KGC) Card’ HDFC Bank It is the tri-colour theme-based card which is launched for Indian Armed Forces i.e. Indian Army, Indian Navy, Indian Air Force and Para Military Forces and to their families.
Central Bank Digital Currencies (CBDCs) Testing Platform MasterCard It is the virtual testing platform to assess and explore national digital currencies
‘Signature Visa Debit Card’ Bank of India This Card is for those people who are maintaining an average quarterly balance of Rs 10 lakhs and above.
‘nth Rewards’ National Payment Corporation of India (NPCI) It offers infinite possibilities of earning to the users through bank transactions and redeem instantly with the help of e-vouchers, donations, hotel and flight bookings.
‘Federal Bank Credit Card’ Federal  Bank For this credit card, Federal Bank will make use of FirstVision technology of Fiserv Inc.
‘Paytm All-in-One Portable Android Smart POS’ Paytm This will offer a digital platform to many SME’s in the country.
‘KBL Micro Mitra’  Karnataka Bank A new financial support product for Micro Small and Medium Enterprises (MSME). 
‘Yuva Pay’             Yes Bank and UDMA Technologies Yuva Pay is a digital wallet solution.
‘Digital Apnayen’   Punjab National Bank To encourage customers to prefer digital banking system
iStartup 2.0 ICICI Bank The ‘iStartup 2.0’ will help the startups and entrepreneurs in the requirements like regulatory assistance, analytics, acquisition, staffing, accounting and digital platform for its customers and in all other banking and allied activities
‘Apna Ghar Dreamz’ Home Loan Scheme ICICI Home Finance
  • The scheme is launched for skilled labourers like electricians, mechanics, painters, grocery store owners etc. in the informal sector of Delhi.
  • The credit amount under ‘Apna Ghar Dreamz’ loan scheme ranges from Rs 2 lakh to Rs 50 lakhs.
Suraksha Salary Account for MSME’s Airtel Payment Bank   With the help of this account, MSME and other organisations will be able to make cashless payments and provide financial security to their employees
SARAL Affordable Housing Scheme ICICI Home Finance
  • This scheme to finance homes in rural and urban areas of India.
  • Maximum limit of loan is Rs 35 lakhs with an interest rate starting from 7.98%.
Insta FlexiCash ICICI Bank It is an online overdraft facility (OD) by which customers can get approval for OD instantly with a paperless manner.
Sovereign Gold Bond Scheme for 2020-2021 Reserve bank of India The schemes describe the assured return of 2.5 per cent to investors along with appreciation in the price of the bond in line with the movement of gold prices.
Special Borrowing Scheme for SHGs Indian Overseas Bank In this scheme, each member of SHG will be able to avail of a loan of Rs 5000/- with a cap of Rs 1 lakh for the group.
‘Vikas Abhaya’ Karnataka Vikas Grameena Bank It is a loan scheme to provide some relief to Micro, Small, and Medium Enterprise(MSME) borrowers.
Voice Baking Services ICICI Bank It has started a voice baking services on Amazon Alexa and Google Assistant for its customers
National GIS (Geographic Information System) enabled Land Bank System Union minister of commerce and industry, Piyush Goyal This system will provide real-time information about the availability of industrial land and resources. It will provide details about industrial clusters all over India.
iTurmeric Fincloud’ Platform Intellect Design Arena Ltd. and IBM It will ensure that systems in the banks and financial institutions are operating in isolation or parallel with core legacy systems
MSME Prerana’ Union Minister of Finance and Corporate Affairs, Nirmala Sitharaman It is an online business mentoring programme for MSMEs providing help to develop the businesses in the areas like Business skills, Communications, Human Resources etc
 ‘Home Utsav’ ICICI Bank This product will digitally showcase the real estate properties and projects from various sites of India.
PM SVANidhi portal and SBI Banks’ eMudra portal Ministry of Housing and Urban Affairs  This will help to accelerate the loan sanctioning and loan disbursement process to the street vendors who want to avail the benefits of PM SVANidhi scheme. 
‘Payment Infrastructure Development Fund (PIDF)’ Reserve bank of India The PIDF is set up with an allocation of Rs 500 crore with an initial contribution of Rs 250 crore by RBI which is half-covering of the fund and rest half will be from card-issuing banks and card networks operating in India
eBkray Union Finance Minister, Nirmala Sitharaman For transparent and clean online auction by banks of an attached asset, for the improved realisation of value
Co-branded Multi-Currency Card ICICI Bank Customers can use one card for multiple currencies and enjoy discounts on flights and hotel bookings.
Green Car Loan State Bank of India
  • To encourage customers to buy electric vehicles (EVs) in the country
  • The interest rates on the loan will be 20 basis points (0.2 per cent) lower than SBI's existing auto loans
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