Frequently Asked Questions in IBPS interviews

As IBPS Clerk interviews are getting closer, so today I am listing down the most important questions asked in a bank exam interview.


What are various tools in hands of RBI to control flow of currency ?

What are open market operations ?

What is the difference between bank rate and repo rate ?

What is the current state of banking in India ?

Why you want to join a bank ?
What are mutual funds ?

What is KYC ?

What are the functions of RBI, IRDA and SEBI ?

What are different types of risks that a bank faces ?

What is the purpose of SLR ?

Why NP ratio of PSU banks is less than private sector banks ?

Do you think FDI in retail sector should be allowed in India ?

What were you doing in last 6 months ? (Most frequent question)




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86 comments:

  1. sir, ibps clerk aur maharashta gramin bank scale 1 ka interview same day par hai kya karu?

    ReplyDelete
    Replies
    1. it depends on wot u want to do in future if u choose clerk u might go for po later and if u choose gramin scale 1 u might go for po in nationalised bank so u can do one think u can go for ibps clerk as probation period is only for 6 months and you can go for po and u might have 2 years probation period in gramin bank and service bond too so u have to take a call keeping ur interest in mind

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  2. plz give me the answers of these two questions...
    1. What is the current state of banking in India??
    2. Why NP ratio of PSU banks is less than the private banks??

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    Replies
    1. Raman Sir pls do d needful...Ans of dese questions pls...

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    2. 1) it is main mechanism for financial inclusion in the 12th financial plan that has theme of financial inclusion so banking sectors pvt or public is now opening new avenues and new banks and banks after huge npa are still in the green zone i.e profit

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  3. sir i got 68 gen in ibps po3....is there any chance to be selected as po?in atleast 2nd list...i am working as public sec bank clerk since 2 years....please reply...interview was satisfactory....

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  4. Raman Sir,

    Please give your opinion on this as this is my first & last attempt of bank job (Age 30 Years)

    I got 90 in PO & I read somewhere 122 as highest. So the difference of highest & mine is 32. In any all India competition especially those exams with eligibility of any stream of graduation without any experience (World record of number of peopleappeared for one written test). thousands of people may lie in each mark. So Iam thinking around 27,000 (out of 57,000) people in between 90 – 122.

    Please tell about my chances

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    Replies
    1. sir clerical di kado tak allotment ho sakdi a

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    2. Thank you Sir,

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    3. Sir what about 77 gen

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    4. Sir,with due respect I hv been following or forum..it seems all r predicting result date on the basis of 12 Jan as the last date of interview...but for the kind information of all of you I think the interview lasted on 24-25 Jan itself..one of my friend had his intrvew on 21 Jan whom admit card I can share for proof...so as per my estimates result is going to declare somewhere around 10 febFeb...

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    5. can u show that

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    6. Share admit card for interview on Jan 21, 2014 for ibps po 3...

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  5. Ramanji can u please tell the tentative result date of ibps po3

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  6. sir cn i xpect my chances i m havin 74 gnrl in ibps po plz reply

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    Replies
    1. 15 or more out of 20 in interview and ur in

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    2. 90 jinke marks hain wo 4000 rank..jaise uppar comment me likha hai....so sorry bro..w8 for second list..

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    3. i think u r in the first list if we follow raman sir's expected cut off u need 65 is safe for u to get above 42 so u r in above 75 r i guess safe

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  7. Sir i got 57 from sc. And mah interview is not satisfactory. is any chance for me

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    Replies
    1. good chance if got 70 out of 100 in interview

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  8. ramandeep bro i got 50 marks in IBPS PO 3 and iam expecting above 15 marks out of 20 in interview and iam belongs to SC category is there any chance to get job in first list plz reply

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    Replies
    1. 16 or more out of 20 in interview will give u good chance 2 b in 1 st list.

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    2. above 15 out of 20 to tera nhin aa payega....but ur selection is sure in secondlist...

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  9. anonymous 2.34pm plz do share the proof bro it will be helpful to predict the date as well as will be helpful to others too coz i think max to max interview 17 tak hue h 24-25tak interview chalna impossible hai

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  10. hello raman sir...this,is priti....when is the result of po 3 gonna released..plzzzz tell any update regarding thos matter

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  11. Sir, i got 77 marks in po3, my interview was an average one, is there any chance for me in the first list pls rply

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  12. Sir, i got 77 marks in po3 and my interview was an average one, is there any chance for me in the first list. Pls rply

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  13. Hello Raman Sir,
    i want to ask 3 questions
    1.Is dat true like 65 marks in IBPS po 3 general candidate couldnt be in the first list of successful candidates?
    2 the interview panel knows the whole final cutoff while conducting the interviews?
    3.if the interview goes well and finally the interviewer asks a question like how many marks u scored in written?Will this take an impact of making us to pass above or below the cutoff?

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    Replies
    1. ya Raman sir... plz answer the above questions please........ i too have the same doubt....

      -Mano-

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    2. 1) no, first have to qualify interview and then clear interview cut off and proper documentation that will decide whether one can make to the first list or not
      2) yeah i think so they know the written result of every candidate as in my venue verifing officer said that those candidates who didn't brought their application i can get it for you and one boy didn't brought it and he said i will get for you i think they have access to ibps database
      3) No, they ask this question just to check r u optimistic and confident of selection or not in my case there were 3 questions on written score and overall i have to face 24 questions and i was the 3rd last candidate and my interview was held in the evening after 5:30 pm

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  14. My name in ibps clerk 3 form arjun but in 10th &12th marksheet arjun dharamvir singh so what i need affidavit and if yes tell me the process of this

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  15. Hi sir ji ,

    I got 85 marks in ibps clerk 3 belongs to general from karnataka cut off marks 63. Please help what r my chances for final selection n how many marks i need secure in interview for final selection.

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    Replies
    1. I m also from kar i got 84 obc when is ur interview

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  16. ramandeep sir pls pls reply aap kabhi nahi krte hain am very frustrated i am a female married candidate mere p.o marks hain 65 with gfen category and interview achha hua hai aur mere clerical mein 112 marks hain joki cuttoff 101 hai gen ki kya chance hai sir pls pls reply ......

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  17. Raman sir, could u plz tell me how many candidates r above 70 in ibps po?? plz raman.

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  18. i think the vacancies in both ibps po n clerk this year to be more than what it was last year.

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  19. Sir I got 70 marks in po 3 in general category
    What are my chances
    Plz help me raman sir

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  20. Ramandeep ur approach on the issues is very impressive I have a query whether ibps will release allotment or interviewbmaros please reply

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  21. Hello raman I m follwing ur site on regular basis nd u hv done a gud job, frgt abt ppl thy alwys crticse gud wrk,
    See I have score 85 nd had pretty gud intrvw, I knw I m in, now I hv resigned frm my wrk in hcl technology wrkd as a fin analyst nd sevrd two mnth notice period nd mndy z my last date, I thot I would b joing in march, but I m bknk now, can u tell me when will be I m joing thru ibps, so tht till tht I can join some othr comp , plz reply .
    Aman singh

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  22. hi ramandeep sir,
    I am having a doubt regarding the announcement of the IBPS po interview result... in the po 2 they have clearly mentioned the interview result date ... but in the ibps po3 notification they havent mentioned anything abt the interview result seperately..... So will they just announce the bank alloted to individuals on march or else they will announce the interview scores before that....
    Plz reply sir....

    -MANO-

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  23. now a days this site is advertising site

    Mr ramandip sing what about your predictions about SBI

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  24. i got 78 in po3
    interview average
    cat-obc-oh
    any chance please reply

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  25. Sir How many candidates are above 70 in IBPS PO3...expected..pls reply

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  26. raman sir please reply 72 obc category any chane

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  27. Wil ibps give final score and selected candidates tis time sir or are they going to provide direct alotment at end of march sir?:??

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  28. Bhai,,,maximum log apni chance
    puch rahe hai aur keh rahe hai ki
    meri interview average gyi hai.....so
    guys,,,average interview ho to kitne
    marks mil jate hai....40-45 denge ya
    50 up v de dete hai.... ...
    average interview here means at
    least 60-70% questions wr
    answered.....


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  29. Got 74 gen interview was average.very tensed abt result. Ramandeep please tell me how many candidates got above 74...

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  30. Will ibps give final score and selected candidates this time or are they going to provide direct allotment at end of march???? Pls reply RAMAN sir..........

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  31. po interview experience-Panel 3,venue-NOIDA,date-7-01-2014,
    there were four members M1,M2,M3,M4 (M1 AND M4 members didnt ask me any questions)
    i knocked the door asked for their permission,entered the room wished them morning....
    M2-tell about urself
    me-told correctly but i was interrupted in the middle and asked me about the university from where i have completed my graduation.
    M2-then he asked me to continue
    me-told them about my work experience..
    M2-said you want to support your family and ur fathers health isnt stable how will you join po where posting can be even done in the places like COIMBATORE,..........
    me-i will take my family along with me
    m2-do you know where COIMBATORE is
    me-sir,its in the south
    M2-exactly
    me-no idea sir(actually i was confused between kerala and TN)
    M2-dont have idea about indian places
    me-yes,sir i do have idea about indian places but i am sorry about this place...
    M2-asked about my father
    me-told them
    M2-asked to me about how i have prepared for the interview?
    me-i told them i used internet as the medium from where i collected the possible information about banking functions and have prepared topics like different banking products..stopped by M2
    M2-what are the different banking products and THE SERVICES (M2 emphasized on the word services?)
    me-i told them about saving,current,fixed,recurring deposit, and different kinds of loan house loan,education loan,cash credit, portfolio management,deals in foreign exchange and about services through ATM,CBS,kiosk....i was stopped there by M2
    M2-what is kiosk?
    me-sir,this is one of the banking services that is meant for customer easy accessibility different banking product....
    M2-have you seen it in bank?
    me-in my locality i havent seen but it is now being installed at different branches of india
    M2-what does it do?
    me- no idea sir,but the one kiosk machine i saw at electricty bill collection that accepts the money.
    M2-okkk
    M3-so,aap real estate me kaam karte ho...kitna bada plot hai?
    me-10 kattha sir
    M3-kya bana raahe ho
    me-sir 12 flats
    M3-kya rate hai?
    me-5000 rs per sq feet
    M3-5000 JO HAI wo kya hai?
    me-carpet area
    M3-built up area hoga na
    me - yes sir but humlog usse misc me charge karte hainn
    M3-okk,khatiyaan samajhte ho
    me-yes told them
    M3-accha tumhe housing loan product ke liye karna hai how will you do it?
    me-sir mujhe mera role samajh nahi aa raha hai... then i told them--sir pehle jameen ke kagazverify karenge uske baad hi unhe bataayenge ki humare ssth judne ke baad unhe kahi aur jaana nahi hoga..(he wasnt satisfied expected more...)
    M3-ok best of luck...
    me -thank you sir
    M3-how marks did you get?
    me-75
    M3-dont you think you have got less marks?
    me-i said i agree i should have had got bit more but still i consider it as the best marks for me since it has given me an opportuninity to prove my point in the interview.
    M1 M2 M3 M4-all together said thank you
    i said thank you and left the room.
    (now i was confident during the interview but things like kiosk,coimbatore and housing loan were not answered
    gracefully)

    from the viewers i would like to know how was the interview of mine....any remarks from sir will be highly appreciated

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  32. can any1 tell dt "WHAT IS HIGHEST SCORE IN IBPS CLERK 3 EXAM FOR GENERAL CATAGORY IN RAJASTHAN ?"

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  33. sir r uh sure about po cutoff to be 40-42 plz reply
    BEROJGAAR YUVA

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    Replies
    1. I dont think It would be 43 Plus .general cutoff is 61 therefore it is 24 (approx) and maw mark is 18 in interview .if it is 43 plus There is no point in conducting interview For those candidates .so i expect general cutof to be 40.5 to 41 and for Obc it can be 40 but it may get reduced because many candidates were rejected in interviw

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  34. i m seeking a roomate fr bank po prprtn in delhi or lucknow,. if nyone intrstd cn contact me on 9997900070,
    mail id 77gulshan@gmail.com
    raman sir plz dnt remove ma comment

    ReplyDelete
  35. So Raman bro . 3 feb is here and you said on 3 number of vacancy will be declared y ibps in one of you reply to someone comment. Is its for sure or it will be a fake news like what happen with your 27th prediction ...plzzzzzzz reply...

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  36. IS Ibps going to announce number of vacancy today. Raman sir please tell us.

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  37. Raman Sir when we can see the number of vacancy . You said today is the day . Please reply..

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  38. if today vacancies are not announced then there wont be any results on feb 5 r8?

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  39. when will the results of po 3 be decleared ????? pls reply raman sir

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  40. Sir
    I have scored 132 in Karnataka,gen catagory, cut off 63. But I do not know the local language,though I am trying to learn but it is not possible to learn it so quickly. Plz reply whether I will be rejected for this matter as it is only written that it is preferable( not compulsory).plzzzz reply

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  41. interview should be natural, non-argumentative, non-buttering, respectful, confidence and everyone in the panel knows that u must have prepared certain topics and some must have taken coaching classes and panelist will luk for that only because many tries to incorporate what has been told in coaching classes but being natural and their interviewee makes a mistake and if things don't get as planned and told by coaching institutes or read at the time of interview they loose confidence and that affect their result so in short interviewee should not be presumptuous and should take interview as formal natural talk

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  42. In IBPS PO Interview I showed 10th marksheet as DOB Proof but they didn't accept it and took an undertaking from me. Can there be any problem in result declaration or can my result be delayed??
    please reply..

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    Replies
    1. sir,please reply....

      Delete
    2. please forward your birth certificate or class x certificate or other document mentioned in the call letter of interview clearly mentioning your date of birth to ibps as i have heard that 30 days time is given to student who has provided undertaking due to any reason and please call ibps before forwarding so that it reaches right in time and you can ask them how to send the same i think thru email as i did when i applied for rbi and i didn't receive payment confirmation for the same and they ask to send challan thru email so first write a mail and also call ibps before sending document and please don't give ibps any reason to disqualify u hope that help

      Delete
    3. Thanks for the reply...
      I called IBPS ,they said that they are not accepting any document. Please guide me.

      Delete
  43. Feel sorry for Ramandeep as everytime he tries to start a healthy discusssion under a new topic, the same questions are repeated. Imagine what kind of a PO they will be who are too desperate for the result.

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  44. raman sir please comment ......here we are very tensed.....

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  45. Sir pls answer the below question.
    Why NP ratio of PSU is less than private sector banks??? pls answer the question .

    ReplyDelete
  46. Sir kitni vacancies h po m .....confirm karke bataye sir please....hum sab wait kar rahe h sir....pllz kuch hint toh deh sir

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  47. sm1 from mumbai plz find out wat going on...when po3 result will be released

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  48. some body please answer this question. i was asked in p.o interview.

    Is banking a social activity or commercial activity and why?

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  49. raman sir in ibps interview does the interviers know our written score or not please tell me

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  50. Sir i got 54 (from ST ) in ibps po3 and st cut off 26. And my interview is good. is any chance for me. Pkz tell me....

    ReplyDelete

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