Indian Bank SO Scale II, III & IV (Credit) 2023: Details

Hi Readers,

Indian Bank has recently released the Notification for the post of Specialist Officer for the various post-2023.

Important dates

Activity	Date
On-line registration including Edit/Modification of Application by candidates	16.02.2023 to 28.02.2023
Download of call letters for online examination	15.04.2023
Online Examination Date	23.04.2023

Vacancies

Chief Manager (Credit) - 25
Senior Manager (Credit) - 30
Manager (Credit) - 5

Eligibility criteria as on 01-01-2023

Chief Manager Credit Officer

Age Limit: Min - 29, Max - 40

Educational Qualification:MBA (Finance) or equivalent qualification from reputed institutions or CA/ICWA/CFA from a University / Institution / Board recognised by Government of India / Government regulatory bodies wherever applicable.
Experience: Minimum 7 years of work experience in Credit / Finance in a Bank / FIs

Senior Manager Credit Officer

Age Limit: Min - 27, Max - 38
Educational Qualification: MBA (Finance) or equivalent qualification from reputed institutions
or CA/ICWA/CFA from a University / Institution / Board recognised by Government of India / Government regulatory bodies wherever applicable.
Experience: Minimum 5 years of work experience in Credit / Finance in a Bank / FIs

Manager Credit Officer

Age Limit: Min - 25, Max - 35
Educational Qualification: MBA (Finance) or equivalent qualification from reputed institutions or
CA/ICWA/CFA from a University / Institution / Board recognised by Government of India / Government regulatory bodies wherever applicable.
Experience: Minimum 3 years of work experience in Credit / Finance in a Bank / FIs

Exam pattern

S. no.	Name of the test	No. Of questions	Maximum Marks	Duration
1.	English Language	20	20	Composite time of 120 minutes
2.	General Awareness with Special Reference to Banking Industry	20	20
3.	Professional Knowledge (Respective Domain)	60	60

Syllabus for Indian Bank SO Scale II, III & IV (Credit) 2023

English

Reading Comprehension
Cloze Test
Error Spotting
Double Fillers
Sentence Rearrangement
Vocabulary Based Questions

Professional Knowledge

1. Working Capital Management

Introduction
Need for working capital
Cash cycle
Management strategies for working capital

2. Ratio analysis

Liquidity ratio
Turnover ratio
Profitability ratio
Solvency ratio

3. Time value of money

The Future Value of a Single Cash Flow
The Future Value of a Series of Cash Flows
The Present Value of a Single Cash Flow
The Present Value of a Series of Cash Flows

4. Capital budgeting

Discounted Payback Period
Payback Period
Internal Rate of Return (IRR)
Average Accounting Rate of Return (ARR)
Net Present Value
Profitability Index (PI)
Investment Decision Criteria

5. RBI and the Foreign Exchange Market

Role of Reserve Bank of India (RBI) in forex management.
Latest RBI circulars

6. Risk Management

Concept of Risk
Risk Management Process
Determination of Business Objectives
Identification of Risks
Measurement of Risk
Types of risks
Derivatives: Forwards, Futures, Swaps and Options
Basics of Derivative Pricing and Valuation
Forwards and Futures Valuation
Forward Rate Agreements and Swap Valuation

7. Short-term Financing

Working Capital Concepts
Working Capital Issues
Working Capital Cycle
Aggressive and Conservative Approach
Sources of Short-Term Financing

8. Long-Term Financing

Considerations of Issuers and Investors
Sources of Long-term Finance
Merits and Demerits of:

Retained Earnings
Equity Capital
Preference Capital
Debenture Capital
Term Loans

9. Money Markets

Money Market
Money Market Instruments

Coupon Bearing Instruments
Discount Instruments

Risks involved in Money Market

10. Capital Markets

Capital Markets
Process, types of securities and parties involved
Types of bonds
Bond valuations
Debt and Equity

11. Portfolio Management

Portfolio Risk and Return
Capital Allocation
Optimal Portfolio
Modern Portfolio Theory
Performance Measurement

12. Acts Related to Banking

SARFAESI act (Most important)
Banking regulations act
Limited liability act
Negotiable instruments act

13. RBI Circulars

In-depth analysis if last 9 months RBI circulars
Most important – Priority sector lending, Urban co-operative banks, COVID measures, MSME

General Awareness with Special Reference to Banking Industry

Banking Reforms
Regulatory Bodies in India- NABARD, SEBI etc.
International Banking
Latest circulars of RBI and SEBI
Latest Updates in Financial & Capital Markets
Financial Terms
Banking Terms
Latest Acts related to Banking
Priority Sector Lending
NPA - latest news
SARFAESI Act
RBI Monetary Policy
Capital & Money Market Instrument
Commercial Banks, NBFCs, HFC - Latest news
Mergers and Acquisitions in Banking Companies
Credit Rating and Agencies
Payment Options- NEFT, RTGS, Bharat Bill payment etc.
Complete List of Obituaries 2023
Recently Appointed Brand Ambassadors List
Monthly GK Digest
Ministry of Cabinet Ministers
Renamed Govt. Schemes, Cities, Airports & Railway Stations
Indian Financial System
Financial market instruments
International reports and indices
Important committees
Foreign investment and trade
Growth numbers by various organization
Union budget
Latest mergers and MOUs of banks and financial institutions
Heads of various financial organizations
Mutual Funds
Basel Norms
Regulatory organizations: SEBI/NABARD/RBI
Joint Military Exercises of India
List of Summits and Conferences
India's Rankings in Different Indices
List of Appointments in 2023
List of Important Days With Themes
List of MoUs signed by India in 2023
List of Sports Events & Winners – 2023
Awards and Honours 2023

Service bond

2 years of service from the date of joining the Bank, he/she shall reimburse the Bond amount of Rs2 lakhs.

Application Fees:-

Rs. 850/-(General & Others).
Rs. 175/-(SC/ST/PWD).

Indian Bank SO for Scale II, III & IV (Credit) 2023 Course by BankExamsToday

20-25 Minutes of Video-lectures everyday
Comprehensive Notes prepared by experienced faculty
Time-bound Sectional Quizzes on All Subjects
Doubt Clearing video session
Discussion forum for queries
Updated Study Material- Print-Friendly
100% Syllabus Coverage
Mock Test with detailed solution

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