Hi Readers,
Indian Bank has recently released the Notification for the post of Specialist Officer for the various post-2023.
Important dates
| Activity | Date |
|---|---|
| On-line registration including Edit/Modification of Application by candidates | 16.02.2023 to 28.02.2023 |
| Download of call letters for online examination | 15.04.2023 |
| Online Examination Date | 23.04.2023 |
Vacancies
- Chief Manager (Credit) - 25
- Senior Manager (Credit) - 30
- Manager (Credit) - 5
Eligibility criteria as on 01-01-2023
Chief Manager Credit Officer
Age Limit: Min - 29, Max - 40Educational Qualification:MBA (Finance) or equivalent qualification from reputed institutions or CA/ICWA/CFA from a University / Institution / Board recognised by Government of India / Government regulatory bodies wherever applicable.
Experience: Minimum 7 years of work experience in Credit / Finance in a Bank / FIs
Educational Qualification: MBA (Finance) or equivalent qualification from reputed institutions
or CA/ICWA/CFA from a University / Institution / Board recognised by Government of India / Government regulatory bodies wherever applicable.
Experience: Minimum 5 years of work experience in Credit / Finance in a Bank / FIs
Educational Qualification: MBA (Finance) or equivalent qualification from reputed institutions or
CA/ICWA/CFA from a University / Institution / Board recognised by Government of India / Government regulatory bodies wherever applicable.
Experience: Minimum 3 years of work experience in Credit / Finance in a Bank / FIs
Experience: Minimum 7 years of work experience in Credit / Finance in a Bank / FIs
Senior Manager Credit Officer
Age Limit: Min - 27, Max - 38Educational Qualification: MBA (Finance) or equivalent qualification from reputed institutions
or CA/ICWA/CFA from a University / Institution / Board recognised by Government of India / Government regulatory bodies wherever applicable.
Experience: Minimum 5 years of work experience in Credit / Finance in a Bank / FIs
Manager Credit Officer
Age Limit: Min - 25, Max - 35Educational Qualification: MBA (Finance) or equivalent qualification from reputed institutions or
CA/ICWA/CFA from a University / Institution / Board recognised by Government of India / Government regulatory bodies wherever applicable.
Experience: Minimum 3 years of work experience in Credit / Finance in a Bank / FIs
Exam pattern
| S. no. | Name of the test | No. Of questions | Maximum Marks | Duration |
|---|---|---|---|---|
| 1. | English Language | 20 | 20 | Composite time of 120 minutes |
| 2. | General Awareness with Special Reference to Banking Industry | 20 | 20 | |
| 3. | Professional Knowledge (Respective Domain) | 60 | 60 |
Syllabus for Indian Bank SO Scale II, III & IV (Credit) 2023
English
- Reading Comprehension
- Cloze Test
- Error Spotting
- Double Fillers
- Sentence Rearrangement
- Vocabulary Based Questions
Professional Knowledge
1. Working Capital Management
Rs. 175/-(SC/ST/PWD).
- Introduction
- Need for working capital
- Cash cycle
- Management strategies for working capital
- Liquidity ratio
- Turnover ratio
- Profitability ratio
- Solvency ratio
- The Future Value of a Single Cash Flow
- The Future Value of a Series of Cash Flows
- The Present Value of a Single Cash Flow
- The Present Value of a Series of Cash Flows
- Discounted Payback Period
- Payback Period
- Internal Rate of Return (IRR)
- Average Accounting Rate of Return (ARR)
- Net Present Value
- Profitability Index (PI)
- Investment Decision Criteria
- Role of Reserve Bank of India (RBI) in forex management.
- Latest RBI circulars
- Concept of Risk
- Risk Management Process
- Determination of Business Objectives
- Identification of Risks
- Measurement of Risk
- Types of risks
- Derivatives: Forwards, Futures, Swaps and Options
- Basics of Derivative Pricing and Valuation
- Forwards and Futures Valuation
- Forward Rate Agreements and Swap Valuation
- Working Capital Concepts
- Working Capital Issues
- Working Capital Cycle
- Aggressive and Conservative Approach
- Sources of Short-Term Financing
- Considerations of Issuers and Investors
- Sources of Long-term Finance
- Merits and Demerits of:
- Retained Earnings
- Equity Capital
- Preference Capital
- Debenture Capital
- Term Loans
- Money Market
- Money Market Instruments
- Coupon Bearing Instruments
- Discount Instruments
- Risks involved in Money Market
- Capital Markets
- Process, types of securities and parties involved
- Types of bonds
- Bond valuations
- Debt and Equity
- Portfolio Risk and Return
- Capital Allocation
- Optimal Portfolio
- Modern Portfolio Theory
- Performance Measurement
- SARFAESI act (Most important)
- Banking regulations act
- Limited liability act
- Negotiable instruments act
13. RBI Circulars
- In-depth analysis if last 9 months RBI circulars
- Most important – Priority sector lending, Urban co-operative banks, COVID measures, MSME
General Awareness with Special Reference to Banking Industry
- Banking Reforms
- Regulatory Bodies in India- NABARD, SEBI etc.
- International Banking
- Latest circulars of RBI and SEBI
- Latest Updates in Financial & Capital Markets
- Financial Terms
- Banking Terms
- Latest Acts related to Banking
- Priority Sector Lending
- NPA - latest news
- SARFAESI Act
- RBI Monetary Policy
- Capital & Money Market Instrument
- Commercial Banks, NBFCs, HFC - Latest news
- Mergers and Acquisitions in Banking Companies
- Credit Rating and Agencies
- Payment Options- NEFT, RTGS, Bharat Bill payment etc.
- Complete List of Obituaries 2023
- Recently Appointed Brand Ambassadors List
- Monthly GK Digest
- Ministry of Cabinet Ministers
- Renamed Govt. Schemes, Cities, Airports & Railway Stations
- Indian Financial System
- Financial market instruments
- International reports and indices
- Important committees
- Foreign investment and trade
- Growth numbers by various organization
- Union budget
- Latest mergers and MOUs of banks and financial institutions
- Heads of various financial organizations
- Mutual Funds
- Basel Norms
- Regulatory organizations: SEBI/NABARD/RBI
- Joint Military Exercises of India
- List of Summits and Conferences
- India's Rankings in Different Indices
- List of Appointments in 2023
- List of Important Days With Themes
- List of MoUs signed by India in 2023
- List of Sports Events & Winners – 2023
- Awards and Honours 2023
Service bond
- 2 years of service from the date of joining the Bank, he/she shall reimburse the Bond amount of Rs2 lakhs.
Application Fees:-
Rs. 850/-(General & Others).Rs. 175/-(SC/ST/PWD).
Indian Bank SO for Scale II, III & IV (Credit) 2023 Course by BankExamsToday
- 20-25 Minutes of Video-lectures everyday
- Comprehensive Notes prepared by experienced faculty
- Time-bound Sectional Quizzes on All Subjects
- Doubt Clearing video session
- Discussion forum for queries
- Updated Study Material- Print-Friendly
- 100% Syllabus Coverage
- Mock Test with detailed solution
