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Indian Bank SO Scale II, III & IV (Credit) 2023: Details

Published on Tuesday, April 18, 2023
Hi Readers,
Indian Bank has recently released the Notification for the post of Specialist Officer for the various post-2023.

Activity Date
On-line registration including Edit/Modification of Application by candidates 16.02.2023 to 28.02.2023
Download of call letters for online examination 15.04.2023
Online Examination Date23.04.2023

Vacancies

  • Chief Manager (Credit) - 25
  • Senior Manager (Credit) - 30
  • Manager (Credit) - 5 

Eligibility criteria as on  01-01-2023

Chief Manager Credit Officer

Age Limit: Min - 29, Max - 40
Educational Qualification:MBA (Finance) or equivalent qualification from reputed institutions or CA/ICWA/CFA from a University / Institution / Board recognised by Government of India / Government regulatory bodies wherever applicable.
Experience: Minimum 7 years of work experience in Credit / Finance in a Bank / FIs

Senior Manager Credit Officer

Age Limit: Min - 27, Max - 38
Educational Qualification: MBA (Finance) or equivalent qualification from reputed institutions
or CA/ICWA/CFA from a University / Institution / Board recognised by Government of India / Government regulatory bodies wherever applicable.
Experience: Minimum 5 years of work experience in Credit / Finance in a Bank / FIs

Manager Credit Officer

Age Limit: Min - 25, Max - 35
Educational Qualification: MBA (Finance) or equivalent qualification from reputed institutions or
CA/ICWA/CFA from a University / Institution / Board recognised by Government of India / Government regulatory bodies wherever applicable.
Experience: Minimum 3 years of work experience in Credit / Finance in a Bank / FIs

Exam pattern

S. no.Name of the testNo. Of
questions
Maximum
Marks
Duration
1.English Language 20    20    
Composite
time of 120
minutes
2.General Awareness with Special Reference to Banking Industry 2020
3.Professional Knowledge (Respective Domain)6060

Syllabus for Indian Bank SO Scale II, III & IV (Credit) 2023

English

  • Reading Comprehension
  • Cloze Test
  • Error Spotting
  • Double Fillers
  • Sentence Rearrangement
  • Vocabulary Based Questions

Professional Knowledge 

1. Working Capital Management
  • Introduction
  • Need for working capital
  • Cash cycle
  • Management strategies for working capital
2. Ratio analysis
  • Liquidity ratio
  • Turnover ratio
  • Profitability ratio
  • Solvency ratio
3. Time value of money
  • The Future Value of a Single Cash Flow
  • The Future Value of a Series of Cash Flows
  • The Present Value of a Single Cash Flow
  • The Present Value of a Series of Cash Flows
4. Capital budgeting
  • Discounted Payback Period
  • Payback Period
  • Internal Rate of Return (IRR)
  • Average Accounting Rate of Return (ARR)
  • Net Present Value
  • Profitability Index (PI)
  • Investment Decision Criteria
5. RBI and the Foreign Exchange Market
  • Role of Reserve Bank of India (RBI) in forex management.
  • Latest RBI circulars
6. Risk Management
  • Concept of Risk
  • Risk Management Process
  • Determination of Business Objectives
  • Identification of Risks
  • Measurement of Risk
  • Types of risks
  • Derivatives: Forwards, Futures, Swaps and Options
  • Basics of Derivative Pricing and Valuation
  • Forwards and Futures Valuation
  • Forward Rate Agreements and Swap Valuation
7. Short-term Financing
  • Working Capital Concepts
  • Working Capital Issues
  • Working Capital Cycle
  • Aggressive and Conservative Approach
  • Sources of Short-Term Financing
8. Long-Term Financing
  • Considerations of Issuers and Investors
  • Sources of Long-term Finance
  • Merits and Demerits of:
    • Retained Earnings
    • Equity Capital
    • Preference Capital
    • Debenture Capital
    • Term Loans
9. Money Markets
  • Money Market
  • Money Market Instruments
    • Coupon Bearing Instruments
    • Discount Instruments
  • Risks involved in Money Market
10. Capital Markets
  • Capital Markets
  • Process, types of securities and parties involved
  • Types of bonds
  • Bond valuations
  • Debt and Equity
11. Portfolio Management
  • Portfolio Risk and Return
  • Capital Allocation
  • Optimal Portfolio
  • Modern Portfolio Theory
  • Performance Measurement
12. Acts Related to Banking   
  • SARFAESI act (Most important)
  • Banking regulations act
  • Limited liability act
  • Negotiable instruments act 
13. RBI Circulars

  • In-depth analysis if last 9 months RBI circulars
  • Most important – Priority sector lending, Urban co-operative banks, COVID measures, MSME

General Awareness with Special Reference to Banking Industry      

  • Banking Reforms
  • Regulatory Bodies in India- NABARD, SEBI etc.
  • International Banking
  • Latest circulars of RBI and SEBI
  • Latest Updates in Financial & Capital Markets
  • Financial Terms
  • Banking Terms
  • Latest Acts related to Banking
  • Priority Sector Lending
  • NPA - latest news
  • SARFAESI Act
  • RBI Monetary Policy
  • Capital & Money Market Instrument
  • Commercial Banks, NBFCs, HFC - Latest news
  • Mergers and Acquisitions in Banking Companies
  • Credit Rating and Agencies
  • Payment Options- NEFT, RTGS, Bharat Bill payment etc.
  • Complete List of Obituaries 2023
  • Recently Appointed Brand Ambassadors List
  • Monthly GK Digest
  • Ministry of Cabinet Ministers
  • Renamed Govt. Schemes, Cities, Airports & Railway Stations
  • Indian Financial System
  • Financial market instruments
  • International reports and indices
  • Important committees
  • Foreign investment and trade
  • Growth numbers by various organization
  • Union budget
  • Latest mergers and MOUs of banks and financial institutions
  • Heads of various financial organizations
  • Mutual Funds
  • Basel Norms
  • Regulatory organizations: SEBI/NABARD/RBI
  • Joint Military Exercises of India
  • List of Summits and Conferences
  • India's Rankings in Different Indices
  • List of Appointments in 2023
  • List of Important Days With Themes
  • List of MoUs signed by India in 2023
  • List of Sports Events & Winners – 2023
  • Awards and Honours 2023

Service bond

  • 2 years of service from the date of joining the Bank, he/she shall reimburse the Bond amount of Rs2 lakhs.

Application Fees:-

Rs. 850/-(General & Others).
Rs. 175/-(SC/ST/PWD).

Indian Bank SO for Scale II, III & IV (Credit) 2023 Course by BankExamsToday

  • 20-25 Minutes of Video-lectures everyday
  • Comprehensive Notes prepared by experienced faculty
  • Time-bound Sectional Quizzes on All Subjects
  • Doubt Clearing video session
  • Discussion forum for queries
  • Updated Study Material- Print-Friendly
  • 100% Syllabus Coverage
  • Mock Test with detailed solution


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