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Bank of Baroda: MSME Department Recruitment 2024

Published on Saturday, June 15, 2024
Bank of  Baroda has invited applications for - MSME Department . Today we are providing a syllabus and interview preparation for the exam.

Important Dates

Particulars

Date

Commencement date of on-line application

12.06.2024

Last Date of the online application

02.07.2024

Date of Online Examination

Shall be advised shortly

                                            Download Notification

Number of Vacancies

Post / s

Minimum Age

Maximum Age (as on 01.06.2024)

Total Vacancies

Zonal Sales Manager – MSME Business

32

48

1

Zonal Sales Manager – MSME - CV/CME

32

48

1

Zonal Sales Manager – MSME - LAP/ Unsecured Business

32

48

1

Assistant Vice President MSME - Sales

28

40

17

Assistant Vice President MSME - Sales CV/CME Loans

28

40

3

Senior Manager MSME – Sales

25

37

7

Senior Manager MSME – Sales CV/CME Loans

25

37

4

Senior Manager MSME – Sales LAP/ Unsecured Business Loans

25

37

1

Senior Manager MSME – Sales Forex ( Export/Import Business)

25

37

10

Manager MSME - Sales

22

35

11

Relaxation in Age Limit

Sr.

Category

Age relaxation (in years)

1

Scheduled Caste/ Scheduled Tribe

5 years

2

Other Backward Classes (Non-Creamy Layer)

3 years

 

3

 

Persons with Benchmark Disabilities (PwBD)

PwBD (SC/ST)

10 years

PwBD (OBC)

8 years

PwBD (GEN/EWS)

5 years

4

Persons affected by 1984 riots    

5 years

 

5

Ex-servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within one year from the last date of receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment

PwBD (SC/ST)

10 years

PwBD (OBC)

8 years

PwBD (GEN/EWS)

5 years

Qualification & Experience (As on 01.06.2024)

Posts

Qualifications

Work Experience

Zonal Sales Manager - MSME Business

Mandatory – Graduate in any discipline Preferred – Post-Graduation Degree/Diploma in Management in Banking/ Sales / Marketing/ Credit/ Finance

Minimum 12 Years of experience In sales of assets side preferably in MSME Business. Candidates having leadership experience as under will be preferred: (1) Team handling of more than 20 sales employees (2) As Sales Head / Area Sales Manager etc. covering more than 2 centers

Zonal Sales Manager - MSME- CV/CME

Mandatory – Graduate in any discipline Preferred – Post-Graduation Degree/Diploma in Management in Banking/ Sales / Marketing/ Credit/ Finance

Minimum 12 Years of experience In sales of assets side preferably in commercial Vehicles (CV) / Commercial Mining Equipment (CME) Loans .

Candidates having leadership experience as under will be preferred: (1) Team handling of more than 10 sales employees (2) As Sales Head / Area Sales Manager etc. covering more than 2 centers

Zonal Sales Manager - MSME- LAP/ Unsecured Business

Mandatory – Graduate in any discipline Preferred – Post-Graduation Degree/Diploma in Management in Banking/ Sales / Marketing/ Credit/ Finance

Minimum 12 Years of experience In sales of assets side preferably  MSME Loan Against Properties / Unsecured Loan Business. Candidates having leadership experience as under will be preferred: (1) Team handling of more than 10 sales employees (2) As Sales Head / Area Sales Manager etc. covering more than 2 centers

Assistant Vice President MSME - Sales

Mandatory – Graduate in any discipline Preferred – Post-Graduation Degree/Diploma in Management in Banking/ Sales / Marketing/ Credit/ Finance

Minimum 8 years of experience in Sales of Assets preferably in Sales of MSME Loans with Bank's / NBFC's / Financial Institution's in India.

Assistant Vice President MSME - Sales CV/CME Loans

Mandatory – Graduate in any discipline Preferred – Post-Graduation Degree/Diploma in Management in Banking/ Sales / Marketing/ Credit/ Finance

Minimum 8 years of experience in Sales of Assets preferably in Sales of Commercial Vehicles (CV) / Commercial Mining Equipment (CME) Loans with

Bank's / NBFC's / Financial Institution's in India.

Senior Manager MSME – Sales

Mandatory – Graduate in any discipline Preferred – Post-Graduation Degree/Diploma in Management in Banking/ Sales/ Forex/ Marketing/ Credit

Minimum 5 years of experience in Sales of Assets preferably in Sales of MSME Loans with Bank's / NBFC's / Financial Institution's in India

Senior Manager MSME - Sales CV/CME Loans

Mandatory – Graduate in any discipline Preferred – Post-Graduation Degree/Diploma in Management in Banking/ Sales/ Forex/ Marketing/ Credit

Minimum 5 years of experience in Sales of Assets preferably in Sales of Commercial Vehicles (CV) / Commercial Mining Equipment (CME) Loans with

Bank's / NBFC's / Financial Institution's in India.

Senior Manager MSME - Sales LAP/ Unsecured Business Loans

Mandatory – Graduate in any discipline Preferred – Post-Graduation Degree/Diploma in Management in Banking/ Sales/ Forex/ Marketing/ Credit

Minimum 5 years of experience in Sales of Assets preferably in Sales of Loan Against Property / Unsecured Loans with Bank's / NBFC's / Financial Institution's in India.

Senior Manager MSME - Sales Forex (Export/Import Business)

Mandatory – Graduate in any discipline Preferred – Post-Graduation Degree/Diploma in Management in Banking/ Sales/ Forex/ Marketing/ Credit

Minimum 5 years of experience Sales of Forex / Export Business with any Bank / Financial Institutions in India.

Manager MSME -Sales

Mandatory – Graduate in any discipline Preferred – Post-Graduation Degree/Diploma in Management in Banking/ Sales/ Forex/ Marketing/ Credit

Minimum 2 years of experience in Sales of Assets preferably in Sales of MSME Loans with Bank's / NBFC's / Financial Institution's in India

Note:   The educational qualifications shall be obtained from Institute recognized by AICTE/UGC/Government. 
Credit History: The candidate applying shall ensure that, they maintain a healthy Credit history and shall have a minimum CIBIL score of 650 or above at the time of joining. 

The minimum credit score will be as per the Banks policy, amended from time to time.

Nature of Employment

The engagement under the contract is for a period of three (-3-) years or upto attaining the age of -62- years, whichever is earlier and can be subsequently renewed yearly for -1- year each in such a manner that the total engagement period is not more than -5- year, subject to satisfactory performance at the discretion of the Bank. (subject to maximum age as -62- years).

Selection Procedure

  • Selection will be based on short listing and subsequent round of Personal Interview and/or any other selection method.
  • Bank reserves the right to change (cancel/ modify/ add) any of the criteria, method of selection and provisional allotment etc.
  • The Bank reserves its right to call candidates in a particular ratio, at its sole discretion, as per the Bank’s requirement.
  • Adequate number of candidates as decided by the Bank will be shortlisted based on their qualification, experience and overall suitability for Interview. Most suitable candidates will be called for the selection process (PI/any other selection method) and merely applying / being eligible for the post does not entitle the candidate to be eligible for the selection process.
  • The qualifying marks in Interview/selection procedure will be decided by the Bank.
  • A candidate should qualify in all the processes of selection i.e. Personal Interview and/or other selection method (as the case may be) and should be sufficiently high in the merit to be shortlisted for subsequent process.
  • In case more than one candidate scores the cut off marks (common mark at cut off point), such candidates will be ranked according to their age in descending order.
  • Bank reserves the right to consider the candidature of the candidate to any other position mentioned in this advertisement other than for which he/she has applied for, subject to the condition that the candidate fulfil the eligibility criteria prescribed for the position for which the candidate is considered for.
  • Bank reserves the right to combine two or more similar position/s as one position, if necessitated. 

Syllabus

Professional Knowledge

Module A
Overview of Credit

  • Principles of lending
  • Credit policy
  • Types of borrowers & types of credit facilities
  • Credit delivery
  • Credit Appraisal
  • Credit rating

Module B
Analysis of Financial Statements

  • Basics of Financial Statements
  • Ratio analysis
  • Cash flow statement
  • Fund flow statement
  • Project appraisal
  • Working capital management

Module C
Financial management

  • Indian Financial System
  • Regulatory bodies in India
  • Money market and Capital market instruments
  • Time value of money
  • Basics of derivatives
  • Leverages
  • Capital budgeting

Module D
Other credits

  • Export Finance
  • Priority sector lending
  • Non-fund based Credit Facilities
  • Government-sponsored schemes
  • Retail loans

Module E
Management of Impaired assets

  • Documentation
  • IRAC norms
  • Types of charges
  • Management of impaired assets
  • IBC 2016
  • SARFAESI ACT

Module F
RBI circulars and related laws

  • RBI circulars (1 year)
  • Companies act
  • Contract act 1872
  • Banking regulation 1949
  • RBI act 1934
  • Negotiable Instruments Act 1881
  • Payment and Settlement Act 2007

Banking Present Economic Scenario General Awareness

  • Banking Reforms
  • Regulatory Bodies in India- NABARD, SEBI etc.
  • International Banking
  • Latest circulars of RBI and SEBI
  • Latest Updates in Financial & Capital Markets
  • Financial Terms
  • Banking Terms
  • Latest Acts related to Banking
  • Priority Sector Lending
  • NPA - latest news
  • SARFAESI Act
  • RBI Monetary Policy
  • Capital & Money Market Instrument
  • Commercial Banks, NBFCs, HFC - Latest news
  • Mergers and Acquisitions in Banking Companies
  • Credit Rating and Agencies
  • Payment Options- NEFT, RTGS, Bharat Bill payment etc.
  • Complete List of Obituaries
  • Recently Appointed Brand Ambassadors List
  • Monthly GK Digests
  • Ministry of Cabinet Ministers
  • Renamed Govt. Schemes, Cities, Airports & Railway Stations
  • Indian Financial System
  • Financial market instruments
  • International reports and indices
  • Important committees
  • Foreign investment and trade
  • Growth numbers by various organization
  • Union budget
  • Latest mergers and MOUs of banks and financial institutions
  • Heads of various financial organizations
  • Mutual Funds
  • Basel Norms
  • Regulatory organizations: SEBI/NABARD/RBI
  • Joint Military Exercises of India
  • List of Summits and Conferences
  • India's Rankings in Different Indices
  • List of Appointments
  • List of Important Days With Themes
  • List of MoUs signed by India
  • Upcoming Sports Event From
  • List of Sports Events & Winners
  • Awards and Honours

BOB  - MSME Department Interview Preparation  Course by Team BankExamsToday

Team BankExamsToday is offering is a full-fledged, comprehensive, and systematic course for the preparation of the Bank of Baroda exams.

Course features
  • Daily video classes
  • Study Material
  • Live sessions
  • Special attention to Professional Knowledge section from Day 1
  • One to One mock interview sessions
  • Interview preparation guide
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About Me

Ramandeep Singh

Ramandeep Singh - Educator

I'm Ramandeep Singh, your guide to banking and insurance exams. With 14 years of experience and over 5000 successful selections, I understand the path to success firsthand, having transitioned from Dena Bank and SBI. I'm passionate about helping you achieve your banking and insurance dreams.

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