Important Dates
|
Particulars |
Date |
|
Commencement date of on-line application |
12.06.2024 |
|
Last Date of the online application |
02.07.2024 |
| Date of Online Examination
| Shall be advised shortly |
Number of Vacancies
|
Post / s |
Minimum Age |
Maximum Age (as on 01.06.2024) |
Total Vacancies |
|
Radiance Private Sales Head |
35 |
50 |
1 |
|
Group Head |
31 |
45 |
4 |
|
Territory Head | 27 |
40 |
8 |
|
Senior Relationship Manager |
24 |
35 |
234 |
|
E-Wealth Relationship Managers |
23 |
35 |
26 |
|
Private Banker Radiance Private |
33 |
50 |
12 |
|
Group Sales Head (Virtual RM Sales Head) |
31 |
45 |
1 |
|
Wealth Strategist (Investment & Insurance) |
24 |
45 |
9 |
|
Product Head - Private Banking |
24 |
45 |
1 |
|
Portfolio Research Analyst |
22 |
35 |
1 |
|
Assistant Vice President Acquisition & Relationship Manager |
23 |
40 |
19 |
Relaxation in Age Limit
|
Sr. |
Category |
Age relaxation (in years) |
|
|
1 |
Scheduled Caste/ Scheduled Tribe |
5 years |
|
|
2 |
Other Backward Classes (Non-Creamy Layer) |
3 years |
|
|
3 |
Persons with Benchmark Disabilities (PwBD) |
PwBD (SC/ST) |
10 years |
|
PwBD (OBC) |
8 years |
||
|
PwBD (GEN/EWS) |
5 years |
||
|
4 |
Persons affected by 1984 riots |
5 years |
|
|
5 |
Ex-servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within one year from the last date of receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment |
PwBD (SC/ST) |
10 years |
|
PwBD (OBC) |
8 years |
||
|
PwBD (GEN/EWS) |
5 years |
||
Qualification & Experience (As on 01.06.2024)
|
Posts | Qualifications | Work Experience |
|
Radiance Private Sales Head |
A Degree (Graduation) in any discipline from a University recognized by the Govt. Of India./Govt. bodies/AICTE Desirable: Degree/Master Degree in Marketing |
Candidates having relevant work experience of minimum 15 years with 3 years’ experience in a Private Banking / Private Wealth business in a supervisory position with Public Banks / Private Banks / Foreign Banks / Broking Firms / Security Firms / Asset Management Companies |
|
Group Head |
A Degree (Graduation) in any discipline from a University recognised by the Govt. Of India./Govt. bodies/AICTE Desirable qualification/certification : 2 years full time Post Graduate Degree /Diploma in Management Regulatory certifications e.g. NISM/IRDA |
Minimum 10 Years of experience in managing sales in Wealth Management/Retail Banking/ Investments in the financial service industry. Should have managed a large team of Relationship Managers & Team Leads at Regional Level at least for 5 years |
|
Territory Head |
A Degree (Graduation) in any discipline from a University recognised by the Govt. Of India./Govt. bodies/AICTE Desirable qualification/certification : 2 years full time Post Graduate Degree /Diploma in Management Regulatory certifications e.g. NISM/IRDA |
Minimum 6 years of experience in Relationship Management in Wealth Management out of which minimum 2 years as a Team Lead. Proficiency/knowledge in local language/area/market/clients is desirable |
|
Senior Relationship Manager |
A Degree (Graduation) in any discipline from a University recognised by the Govt. Of India./Govt. bodies/AICTE Desirable qualification/certification : 2 years full time Post Graduate Degree /Diploma in Management Regulatory certifications e.g. NISM/IRDA |
Minimum 3 Years of Experience as Relationship Manager in Wealth Management with Public Banks / Private Banks / Foreign Banks / Broking Firms / Security Firms / Asset Management Companies. Proficiency/knowledge in local language/area/market/clients is desirable |
|
E-Wealth Relationship Managers |
A Degree (Graduation) in any discipline from a University recognised by the Govt. Of India./Govt. bodies/AICTE Desirable qualification/certification : 2 years full time Post Graduate Degree / Diploma in Management Regulatory certifications e.g. NISM/IRDA |
Minimum 2 Years of Experience as Relationship Manager in Wealth Management with Public Banks / Private Banks / Foreign Banks / Broking Firms / Security Firms / Asset Management Companies OR 2 years’ experience in sales/ services of High Value financial products through digital medium (telephone/video or web). |
|
Private Banker Radiance Private |
A Degree (Graduation) in any discipline from a University recognized by the Govt. Of India/Govt. bodies/AICTE Desirable qualification : 2 years full time Post Graduate Degree / Diploma in Management , CFP, CFA or equivalent qualifications |
Minimum 12 Years of relevant work experience in financial services, Investment advisory OR Private banking out of which minimum 8 Years of experience is in Wealth Management or related profiles Excellent knowledge of Private Banking products and services including Investments (Mutual Funds, PMS, AIFs, Structured products). Insurance (Life, Health, General), Banking Products (Assets as well as Liabilities), Trusts as well as advisory services etc. Proven track record of high performance and bespoke relationship management Excellent connections in the respective private banking markets Well-versed in terms of Banking regulations, and reforms and developments/changes across the Wealth M |
|
Group Sales Head (Virtual RM Sales Head) |
A Degree (Graduation) in any discipline from a University recognized by the Govt. Of India/Govt. bodies/AICTE Desirable qualification : 2 years full time Post Graduate Degree / Diploma in Management |
Minimum 10 Years of relevant work experience in financial services, Investment advisory out of which minimum 5 Years of experience in Wealth Management. Prior experience of handling virtual Relationship Manager sales centre/outbound sales in call centre, outbound tele-sales Good understanding of the sales process and compliance for tele sales. · Excellent Knowledge of Investment Products, PMS, Mutual Funds and Insurance 3 Proven track record of High Performance and Leadership · Should have managed a large team of relationship managers & Team Leads at Regional Level at least for 5 years. |
|
Wealth Strategist (Investment & Insurance) |
A Degree (Graduation) in any discipline from a University recognized by the Govt. Of India/Govt. bodies/AICTE Desirable qualification: 2 years full time Post Graduate Degree / Diploma in Management |
Minimum 3 years of experience as a Relationship Manager/ Investment Counsellor in Wealth Management. Excellent knowledge of Investment Products, PMS, AIF, Mutual Fund, Insurance etc. |
|
Product Head - Private Banking |
A Degree (Graduation) in any discipline from a University recognized by the Govt. Of India/Govt. bodies/AICTE |
Minimum -3- years of relevant work experience. Must have experience of handling clients segments having TRV of Rs 15 Cr and above. Must be well versed with the Investment, Insurance, Derivative Products, etc. Ability to co-ordinate with various department like Trade, Forex, Project Finance, Merchant Banking, Syndication, Venture Capital, Private Equity. Must have sound knowledge of the prevalent ecosystem of Private Wealth in the industry. Must be aware of the regulatory guidelines, pertaining to products. |
|
Portfolio Research Analyst |
A Degree (Graduation) in any discipline from a University recognized by the Govt. Of India/Govt. bodies/AICTE Desirable qualification: 2 years full time Post Graduate Degree / Diploma in Management |
Minimum 1 year of experience as a Research Analyst in Wealth Management with leading Public / Private / Foreign Banks / Broking /Security firms. The candidate should have good command over excel and MIS preparation. Must possess sound communication skill. Must possess requisite knowledge of Wealth Management products. |
Nature of Employment
Selection Procedure
- Selection will be based on short listing and subsequent round of Personal Interview and/or any other selection method.
- Bank reserves the right to change (cancel/ modify/ add) any of the criteria, method of selection and provisional allotment etc.
- The Bank reserves its right to call candidates in a particular ratio, at its sole discretion, as per the Bank’s requirement.
- Adequate number of candidates as decided by the Bank will be shortlisted based on their qualification, experience and overall suitability for Interview. Most suitable candidates will be called for the selection process (PI/any other selection method) and merely applying / being eligible for the post does not entitle the candidate to be eligible for the selection process.
- The qualifying marks in Interview/selection procedure will be decided by the Bank.
- A candidate should qualify in all the processes of selection i.e. Personal Interview and/or other selection method (as the case may be) and should be sufficiently high in the merit to be shortlisted for subsequent process.
- In case more than one candidate scores the cut off marks (common mark at cut off point), such candidates will be ranked according to their age in descending order.
- Bank reserves the right to consider the candidature of the candidate to any other position mentioned in this advertisement other than for which he/she has applied for, subject to the condition that the candidate fulfil the eligibility criteria prescribed for the position for which the candidate is considered for.
- Bank reserves the right to combine two or more similar position/s as one position, if necessitated.
Syllabus
Professional Knowledge
Module A
Overview of Credit
- Principles of lending
- Credit policy
- Types of borrowers & types of credit facilities
- Credit delivery
- Credit Appraisal
- Credit rating
Module B
Analysis of Financial Statements
- Basics of Financial Statements
- Ratio analysis
- Cash flow statement
- Fund flow statement
- Project appraisal
- Working capital management
Module C
Financial management
- Indian Financial System
- Regulatory bodies in India
- Money market and Capital market instruments
- Time value of money
- Basics of derivatives
- Leverages
- Capital budgeting
Module D
Other credits
- Export Finance
- Priority sector lending
- Non-fund based Credit Facilities
- Government-sponsored schemes
- Retail loans
Module E
Management of Impaired assets
- Documentation
- IRAC norms
- Types of charges
- Management of impaired assets
- IBC 2016
- SARFAESI ACT
Module F
RBI circulars and related laws
- RBI circulars (1 year)
- Companies act
- Contract act 1872
- Banking regulation 1949
- RBI act 1934
- Negotiable Instruments Act 1881
- Payment and Settlement Act 2007
Banking Present Economic Scenario General Awareness
- Banking Reforms
- Regulatory Bodies in India- NABARD, SEBI etc.
- International Banking
- Latest circulars of RBI and SEBI
- Latest Updates in Financial & Capital Markets
- Financial Terms
- Banking Terms
- Latest Acts related to Banking
- Priority Sector Lending
- NPA - latest news
- SARFAESI Act
- RBI Monetary Policy
- Capital & Money Market Instrument
- Commercial Banks, NBFCs, HFC - Latest news
- Mergers and Acquisitions in Banking Companies
- Credit Rating and Agencies
- Payment Options- NEFT, RTGS, Bharat Bill payment etc.
- Complete List of Obituaries
- Recently Appointed Brand Ambassadors List
- Monthly GK Digests
- Ministry of Cabinet Ministers
- Renamed Govt. Schemes, Cities, Airports & Railway Stations
- Indian Financial System
- Financial market instruments
- International reports and indices
- Important committees
- Foreign investment and trade
- Growth numbers by various organization
- Union budget
- Latest mergers and MOUs of banks and financial institutions
- Heads of various financial organizations
- Mutual Funds
- Basel Norms
- Regulatory organizations: SEBI/NABARD/RBI
- Joint Military Exercises of India
- List of Summits and Conferences
- India's Rankings in Different Indices
- List of Appointments
- List of Important Days With Themes
- List of MoUs signed by India
- Upcoming Sports Event From
- List of Sports Events & Winners
- Awards and Honours
Marketing Management
Professional Knowledge(Marketing)
- Concepts of Marketing Management
- 4P and 5C of marketing
- Porter model
- Strategic planning process
- SWOT analysis
- Value chain
- Core Competencies
Marketing Environment
- Marketing Environment
- Factors Influencing Consumer Buyer Behavior
- The Marketing Research Process
- Motivation theories: Freud, Maslow, Herzberg
- Buying Decision Process
- Market research
- Databases, Data Warehousing, Data Mining and Database marketing
- Marketing-Mix
- Marketing Funnel
- Customer Relationship Management
- Positioning and Differentiation
- Product Mix
- Market leadership strategies
- Product Life Cycle
- Brand Positioning
- Pricing Strategies
- Identifying Market Segments and Targets
- Market Communication
- Process for Effective Communication; Advertising
- Different Advertising Media
- Communicating the value
Branding
- Brand equity – Role, scope and models
- Brand positioning
- Differentiation Strategies
- Competitive Strategies for Market Leaders
- Product Life-Cycle Marketing
- Pricing strategy
BOB - Wealth Management Services Department Interview Preparation Course by Team BankExamsToday
- Daily video classes
- Study Material
- Live sessions
- Special attention to Professional Knowledge section from Day 1
- One to One mock interview sessions
- Interview preparation guide
