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Union Bank Of India: Credit Manager Exam Analysis 2025

Published on Sunday, June 22, 2025

UBI CREDIT OFFICER EXAM ANALYSIS 2025

Sections

Difficulty level

Quantitative Aptitude  

Easy to Moderate

Reasoning Ability

Easy to Moderate

English Language

Easy to Moderate

Professional Knowledge

Easy to Moderate

Overall

Easy to Moderate

Quantitative Aptitude

Topics

Number of questions

Quadratic Equation

5-6

Approximation

5

D.I (Table)

5

Arithmetic

9-10

Total

25

Reasoning Ability

Topics 

No. of Questions

Circular based Puzzle

5

Box Puzzle

5

Syllogism

3-4

Seating Arrangement

5

Odd one out

1

Coding

1

Pair Formation

1

Statement and assessment

1

Inequality 

1

Total

25

English Language

Topics 

No. of Questions

Reading Comprehension 

10

Sentence Rearrangement

4-5

Error Correction

3

Fillers

4-5

Synonyms antonyms 

2-3

Total 

25

Professional Knowledge

  • Ratio Analysis  - 5 to 6 Ques (Numerical)
  • Full Form of LAMPS- Large Area Multi-Purpose Societies
  • Scheme-  PM Surya Ghar, Stand Up India
  • DRI scheme , What is current rate of interest charged by banks?
  • Self Help Group
  • Priority Sector Lending- (3 to 4 ques)
  • IRAC Norms ( 2 -3 ques) 
  • Lead Bank Scheme 
  • Insolvency and Bankruptcy Code, 2016
  • Credit Rating
  • Capital Budgeting 
  • Micro Enterprise Limit
  • Small Enterprise Limit
  • Medium Enterprise Limit
  • What is Break-Even Point?
  • Minimum maturity period allowed for commercial paper in India? 
  • Additional feature distinguishes a Green clause letter of Credit from a Red Clause Letter of Credit?
  • Best Practice in Bank Lending 
  • Inventory Turnover Ratio
  • Right of Lien governed under Which Act ?
  • Panch Sutras ( 5 Principles of Lending ) 
  • Indian Accounting Standards are converged with which of the following global standards?- (International Financial Reporting Standards) IFRS 
  • Cash Budget Method
  • What is the maximum loan amount that can be extended without collateral under CGTSME?
  • What is maximum tenure of Treasury Bills  issued in India? 
  • Person who lends money at excessively high interest rates is called a: Usurer or loan shark
  • RBI Circulars: From Jan 2024 up to June 2025
  • Primary purpose of red clause of letter of credit
  • Up to what loan amount can Scheduled commercial banks in India offer education loans without requiring collateral?

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Ramandeep Singh

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