UCO Bank has invited applications for - Generalist & Specialist Officers . Today we are providing a syllabus and exam pattern for the exam.
Important Dates
|
Particulars |
Date |
|---|---|
|
Commencement date of on-line application |
13.01.2026 |
|
Last Date of the online application |
02.02.2026 |
| Date of Online Examination
| Shall be advised shortly |
Number of Vacancies
|
Post / s |
Minimum Age |
Maximum Age (as on 01.01.2026) |
Total Vacancies |
|---|---|---|---|
|
Trade Finance Officer JMGS-I |
20 |
30 |
30 |
Relaxation in Age Limit
|
Category |
Age Relaxation |
|---|---|
|
Scheduled Caste/ scheduled Tribe Candidates |
5 years |
|
Other Backward classes (OBC) Candidates (Non-Creamy layer) |
3 years |
|
Persons With Benchmark Disability as defined under “The Rights of Persons with Disabilities Act, 2016” |
10 Years |
|
Ex-Servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within one year from the last date of receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment, subject to ceiling as per Government guidelines |
5 Years |
|
Persons affected by 1984 riots |
5 Years |
Qualification & Experience (As on 01.01.2026)
|
Posts |
Qualifications |
Experience |
|---|---|---|
|
Trade Finance Officer in JMGS-I (Generalist Cadre) |
Mandatory: Graduate in any discipline from a University /Institute recognized / approved by Government of India or its Regulatory bodies recognized / approved by Government of India or its Regulatory bodies. AND Full time two years MBA or Post Graduate Diploma in Management with specialisation in Finance/International Business/Trade Finance from any Institute/College/University recognized /approved by Govt. bodies/AICTE/UGC with minimum 60% marks or equivalent grade (55% for SC/ST/OBC/PWBD). The candidate must possess a valid Mark-sheet/ certificate and indicate the percentage of marks obtained in post-graduation on the date of online registration for the post. Preferred: Certificate course in Foreign Exchange Operations/International Trade Finance from IIBF/FEDAI will be given preference |
Minimum one (1) year of post-qualification work experience in Banking/Financial sector in Foreign exchange/Trade Finance. |
- All the educational qualifications mentioned should be from a University/ Institution/ Board recognised by Govt. Of India/ approved by Govt. Regulatory Bodies and the final result should have been declared on or before 01-01-2026.
- In case of experience certificate, the relavant experience certificate from the employer must explicitly state that the candidate has experience in that specified field.
Probation Period & Service Bond
|
Scale |
Probation Period |
Bond |
|
|---|---|---|---|
|
Amount in Rs |
Minimum Service Period |
||
|
JMGS-I |
Two (2) years |
Two (2) lakh |
Two (2) Years |
|
MMGS-II |
One (1) Year |
Two (2) lakh |
Two (2) Years |
Selection Procedure
- Selection may involve Online Written Exam, Screening, Group Discussion, Interview, or other processes as decided by the Bank.
- A screening committee will check eligibility; its decision is final and no correspondence will be entertained.
- Shortlisting is provisional and subject to later document verification.
- Candidates are shortlisted based on eligibility, qualification, and experience, but meeting norms doesn’t guarantee selection.
- Qualifying marks in exam/Interview/selection process will be fixed by the Bank.
- Merit list will be prepared in descending order of scores; if marks tie at cutoff, older candidates rank higher.
Syllabus
Professional Knowledge: Trade Finance
Module A: Basics of Foreign Exchange
- Meaning and structure of Forex market
- Types of exchange rates: fixed, floating, pegged
- Spot, forward, swap transactions
- Bid–ask rate, spread, cross rates
- Appreciation vs depreciation
- Nostro, Vostro, Loro accounts
Module B: FEMA & Regulatory Framework
- Objectives and scope of FEMA, 1999
- Capital account vs current account transactions
- Authorized Dealer Categories (AD-I, AD-II)
- Powers of RBI under FEMA
- Contraventions, penalties, compounding of offences
- Role of RBI, FEDAI, IBA in forex operations
Module C: Export–Import Trade Procedures
- Export process: pre-shipment & post-shipment stages
- Import process: clean import, documentary import
- Role of IEC, AD bank, customs
- GR, SDF, SOFTEX forms
- Time limits for realization of export proceeds
- Advance remittance against imports
Module D: Documentary Credit (Letter of Credit)
- Types of LCs: revocable, irrevocable, confirmed, transferable, revolving, standby
- Parties to LC
- LC lifecycle: issuance to settlement
- Discrepant documents and refusal of payment
- Reimbursement mechanisms
- Risks involved in LC transactions
Module E: Uniform Rules & International Guidelines
- UCP 600 – structure and important articles
- ISBP 745 – document examination standards
- URC 522 – documentary collections
- URR 725 – reimbursement rules
- ISP 98 – standby LCs
Module F: Export Finance
- Pre-shipment finance (packing credit)
- Post-shipment finance (negotiation, purchase, discounting of bills)
- ECGC coverage: policies, guarantees
- Interest rate structure for export credit
- Crystallization of export bills
Module G: Import Finance
- Buyer’s credit vs supplier’s credit
- Deferred payment imports
- Usance bills and acceptance
- Role of EXIM Bank
- Guarantees for import transactions
Module H: Forex Risk Management
- Types of risks: exchange, interest rate, country risk
- Hedging instruments: forwards, swaps, options
- Natural hedging
- Open position limits
- Role of ALM in forex books
Module I: Treasury & International Banking
- Structure of bank treasury
- Forex dealing room operations
- Interbank market
- Clearing and settlement mechanisms
- SWIFT basics and message types (MT700, MT103, etc.)
Module J: Overseas Investment & ECB
- ECB framework: automatic vs approval route
- End-use restrictions
- Trade credit guidelines
- ODI rules for Indian entities
- Guarantees and exposures
Module K: Compliance, AML & KYC in Forex
- KYC norms for forex customers
- AML/CFT guidelines in international trade
- Red flag indicators in trade finance
- Trade-based money laundering (TBML)
- Role of FIU-IND
Financial Awareness
Module A: Indian Banking Structure
- RBI, Commercial Banks, RRBs, Co-operative Banks
- Development Financial Institutions
Module B: RBI & Regulation
- Monetary policy tools
- CRR, SLR, Repo, Reverse Repo
- Basel III norms
Module C: Credit & Risk Management
- Fund-based vs Non-fund-based credit
- NPA classification and provisioning
- Credit appraisal basics
- Exposure norms
Module D: Accounting & Financial Statements
- Basics of Balance Sheet & P&L
- Cash flow vs Fund flow
- Ratio analysis (Liquidity, Profitability, Solvency)
- Working capital assessment
- Trade-related entries (LC, BG, Bills)
Module E: General Awareness (Banking + Economy)
- Recent RBI circulars related to forex & trade
- Export-import policy updates
- International institutions: IMF, World Bank, WTO
- Current affairs related to banking and trade (last 6–9 months)
Quantitative Aptitude & Reasoning (if included)
- Quant
- Ratio, Percentage
- Simple & Compound Interest
- Time value of money
- Data Interpretation (bond yield, interest-based sets)
Reasoning
- Puzzles
- Syllogism
- Inequality
- Analytical reasoning
English Language (if included)Reading comprehension (economy/markets based)
- Error spotting
- Cloze test
- Vocabulary
UCO Bank - Specialists Officers Course by Team BankExamsToday
Course features
- Daily video classes
- Study Material
- Live sessions
- Unit tests
- Special attention to Professional Knowledge section from Day 1
- 5 full-length mock tests
- Interview preparation guide
