UCO Bank has invited applications for - Generalist & Specialist Officers . Today we are providing a syllabus and exam pattern for the exam.
Important Dates
Particulars | Date |
|---|---|
Commencement date of on-line application | 13.01.2026 |
Last Date of the online application | 02.02.2026 |
| Date of Online Examination | Shall be advised shortly |
Number of Vacancies
Post / s | Minimum Age | Maximum Age (as on 01.01.2026) | Total Vacancies |
|---|---|---|---|
Treasury Officer MMGS-II | 22 | 35 | 10 |
Relaxation in Age Limit
Category | Age Relaxation |
|---|---|
Scheduled Caste/ scheduled Tribe Candidates | 5 years |
Other Backward classes (OBC) Candidates (Non-Creamy layer) | 3 years |
Persons With Benchmark Disability as defined under “The Rights of Persons with Disabilities Act, 2016” | 10 Years |
Ex-Servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within one year from the last date of receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment, subject to ceiling as per Government guidelines | 5 Years |
Persons affected by 1984 riots | 5 Years |
Qualification & Experience (As on 01.01.2026)
Posts | Qualifications | Experience |
|---|---|---|
Treasury Officer in MMGS-II (Generalist Cadre) | Mandatory: Graduate in any discipline from a University /Institute recognized / approved by Government of India or its Regulatory bodies recognized / approved by Government of India or its Regulatory bodies. AND Full time two (2) years MBA or Post Graduate Diploma in Management with specialisation in Finance/International Business/Trade Finance from any Institute/College/University recognised/approved by Govt. bodies/AICTE/UGC with minimum 60% marks or equivalent grade (55% for SC/ST/OBC/PWBD). The candidate must possess a valid Mark-sheet/ certificate and indicate the percentage of marks obtained in post-graduation on the date of online registration for the post. Preferred: Certificate course in Treasury Management from IIBF/NIBM along with above mentioned qualification will be given preference. | Minimum three (3) years of post-qualification work experience in Banking/Financial sector in Treasury function/treasury dealer. |
- All the educational qualifications mentioned should be from a University/ Institution/ Board recognised by Govt. Of India/ approved by Govt. Regulatory Bodies and the final result should have been declared on or before 01-01-2026.
- In case of experience certificate, the relavant experience certificate from the employer must explicitly state that the candidate has experience in that specified field.
Probation Period & Service Bond
Scale | Probation Period | Bond | |
|---|---|---|---|
Amount in Rs | Minimum Service Period | ||
JMGS-I | Two (2) years | Two (2) lakh | Two (2) Years |
MMGS-II | One (1) Year | Two (2) lakh | Two (2) Years |
Selection Procedure
- Selection may involve Online Written Exam, Screening, Group Discussion, Interview, or other processes as decided by the Bank.
- A screening committee will check eligibility; its decision is final and no correspondence will be entertained.
- Shortlisting is provisional and subject to later document verification.
- Candidates are shortlisted based on eligibility, qualification, and experience, but meeting norms doesn’t guarantee selection.
- Qualifying marks in exam/Interview/selection process will be fixed by the Bank.
- Merit list will be prepared in descending order of scores; if marks tie at cutoff, older candidates rank higher.
Syllabus
Professional Knowledge: Treasury
Module A: Role & Structure of Treasury
- Functions of Bank Treasury
- Front Office, Mid Office, Back Office
- ALM committee (ALCO)
- Treasury as profit centre
Module B: Money Market
- Call, Notice & Term Money
- Treasury Bills (91, 182, 364 days)
- Commercial Paper (CP)
- Certificate of Deposit (CD)
- Repo and Reverse Repo
- Liquidity Adjustment Facility (LAF)
Module C: Capital Market
- Primary vs Secondary market
- Government securities market
- Corporate bonds
- Yield curve and its interpretation
- Price–yield relationship
Module D: Government Securities (G-Secs)
- Types of G-Secs
- Dated securities
- Treasury Bills
- SDLs
- Auction process
- YTM, duration, modified duration
- SLR investment management
Module E: Fixed Income & Interest Rate Concepts
- Simple vs Compound interest
- Bond valuation
- Accrued interest
- Clean price vs dirty price
- Duration & convexity
- Interest rate risk
Module F: Forex Market & Treasury
- Structure of Forex market
- Spot, Forward, Swap
- Forward premium/discount
- Exchange rate regimes
- RBI intervention in forex market
- Nostro, Vostro, Loro accounts
Module G: Derivatives
- Futures
- Options (Call & Put)
- Swaps (Interest Rate Swap, Currency Swap)
- Hedging vs speculation
- Use of derivatives by banks
Financial Awareness
Module A: Asset Liability Management (ALM)
- ALM objectives
- Liquidity risk
- Interest rate risk
- Gap analysis
- Duration gap
- Behavioral maturity
- ALCO decisions
Module B: Risk Management
- Market risk
- Credit risk
- Liquidity risk
- Operational risk
- Value at Risk (VaR)
- Stress testing
- Basel III norms related to market risk
Module C: RBI Regulations & Monetary Policy
- Monetary policy framework
- Repo, Reverse Repo, MSF, SDF
- CRR, SLR
- Open Market Operations (OMO)
- Standing Deposit Facility
- RBI guidelines on treasury operations
Module D: Accounting & Treasury Book Keeping
- Investment classification: HTM, AFS, HFT
- Mark to Market (MTM)
- Profit & loss impact of interest rate changes
- Depreciation and appreciation of investments
- Transfer pricing (FTP)
Module E: Banking & Financial System
- Indian banking structure
- Role of RBI
- Public sector banks, private banks, foreign banks
- Development financial institutions
- Payment systems overview
Module G: General Awareness (Banking & Economy)
- Recent RBI circulars
- Inflation, GDP, fiscal deficit
- Global central banks (Fed, ECB, BOE)
- International financial institutions
- Current affairs related to markets (last 6–9 months)
Quantitative Aptitude & Reasoning (if included)
- Quant
- Ratio, Percentage
- Simple & Compound Interest
- Time value of money
- Data Interpretation (bond yield, interest-based sets)
Reasoning
- Puzzles
- Syllogism
- Inequality
- Analytical reasoning
English Language (if included)Reading comprehension (economy/markets based)
- Error spotting
- Cloze test
- Vocabulary
UCO Bank - Specialists Officers Course by Team BankExamsToday
Course features
- Daily video classes
- Study Material
- Live sessions
- Unit tests
- Special attention to Professional Knowledge section from Day 1
- 5 full-length mock tests
- Interview preparation guide
