Indian Bank has invited applications from experienced professionals for the post of Credit Manager Scale II & III. Below is the detailed exam pattern and syllabus.
Online Examination – Exam Pattern
| Test | Name of Section | No. of Questions | Max. Marks | Duration |
|---|---|---|---|---|
| I | English Language | 20 | 20 | 20 Minutes |
| II | Professional Knowledge (Respective Domain) | 60 | 120 | 60 Minutes |
| III | Reasoning | 20 | 20 | 20 Minutes |
| IV | Quantitative Aptitude | 20 | 20 | 20 Minutes |
| Total | 120 | 180 | 2 Hours | |
Syllabus
English Language
- Reading Comprehensions
- Para Jumbles
- Para Completion
- Vocabulary
- Error Spotting
- Sentence Improvemen
- Cloze test
- Rearrangement of sentences
Reasoning Ability
- Coding & Decoding
- Syllogism
- Machine Input Output
- Puzzles
- Seating Arrangements
- Direction Sense Test
- Blood Relations
- Problems based on Ages
- Ranking and Order
- Data Sufficiency
- Statement and Conclusions
- Statement and Assumptions
- Statement and Arguments
Quantitative Aptitude
- Data Interpretation
- Data Sufficiency
- Number Series
- Time and Work
- Time and Distance
- Approximation
- Simple and Compound Interest
- Ratio and Proportion
- Averages
- Mixture and Allegation
- Pipes and Cisterns
- Problems based on trains
- Percentages
- Partnership
- Profit, Loss and Discount
- Elements of Algebra
- Quadratic Equations
Professional Knowledge (Credit Manager)
Module A : Analysis of Financial Statements
- Basics of Financial statements
- Ratio analysis
- Cash flow statement
- Fund flow statement
- Project appraisal
- Working capital management
- Common size/trend analysis
Module B: Credit Risk & Appraisal
- Credit policy
- Types of borrowers & types of credit facilities
- Credit delivery
- 5 Cs of credit
- Credit scoring/rating models
- Loan structuring, term loans, working capital finance
- Security, collateral, guarantees, covenants
- Retail vs corporate credit appraisal
Module C: Banking & Emerging Trends
- Types of loans & credit facilities
- Fintech in credit appraisal, digital lending
- ESG risk, sustainable finance
Module D Risk Management & Monitoring
- Credit portfolio risk
- Stress testing & scenario analysis
- Early warning signals
- Risk mitigation (hedging, collateral, guarantees)
Module E : RBI circulars and master circulars
- Priority sector lending
- KYC
- Basel Norms
- Exposure Norms
- Housing Finance
- Sovereign Gold Bonds
- SHG–Bank Linkage Programme
- IRAC norms
Module F : Laws
- Negotiable Instrument act
- Coinage act
- IBC
- SARFAESI
- MSMED act
- Banking Regulation act
- RBI act
- Consumer protection act
- RTI act
- Foreign Exchange Management Act
Indian Bank Credit Manager Course – Team BankExamsToday
Team BankExamsToday offers a comprehensive and structured course for Indian Bank examinations.
Course Features
- Daily Video Classes
- Study Material
- Live Sessions
- Unit Tests
- Focused Professional Knowledge Preparation from Day 1
- 5 Full-Length Mock Tests
- Interview Preparation Guide
Call / WhatsApp: 9067201000
Indian Bank Credit Manager Scale II & III Course 2026
