Indian Bank Specialists Officer Recruitment 2026

 Indian Bank has invited applications for - Specialists Officers Scale II, III Recruitment 2026 for the Post of Manager & Senior Manager. Today we are providing a syllabus and exam pattern for the exam.

Important Dates

Particulars	Date
Commencement date of on-line application	08.04.2026
Last Date of the online application	28.04.2026
Date of Online Examination	Tentative

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Number of Vacancies

Post / s	Minimum Age	Maximum Age (as on 01.04.2026)	Total Vacancies
Manager-Chartered Accountant Scale II	23	33	10
Senior Manager-Credit Scale III	26	36	20
Manager-Credit Scale II	24	34	80
Senior Manager-Finance Scale III	26	36	20
Manager-Finance Scale II	24	34	80
Senior Manager-Financial Analyst Scale III	26	36	10
Manager-Financial Analyst Scale II	24	34	40
Senior Manager-Risk Management Scale III	26	36	6
Senior Manager-Forex Dealer Scale III	25	35	2
Senior Manager-Forex Dealer (Cross-Currency) Scale III	25	35	1
Senior Manager-Domestic Dealer - Rupee Derivatives Scale III	25	35	1
Senior Manager-Domestic Dealer - Equity / MFs Scale III	25	35	1
Senior Manager-Domestic Dealer - NSLR Scale III	25	35	1
Senior Manager-Domestic Dealer - SLR Scale III	25	35	2
Manager-Wealth Management Scale II	24	34	5
Manager-HR Scale II	25	31	10
Manager-Marketing Scale II	25	35	10

Note: The maximum age specified is applicable to General Category candidates and Economically Weaker Section (EWS) Category Candidates

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Relaxation in Age Limit

Sr.	Category	Age Relaxation
1	Scheduled Caste/ scheduled Tribe Candidates	By 5 years
2	Other Backward classes (OBC) Candidates (Non-Creamy layer)	By 3 years
3	Persons with Benchmark Disabilities (PwBD)	By 10 years
4	Persons affected by 1984 riots	By 5 years
5	Ex-servicemen, Commissioned Officers, including Emergency Commissioned Officers (ECOs) / Short Service Commissioned Officers (SSCOs), who have rendered at least 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within 12 months from the date prescribed for closing of online registration) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment, subject to ceiling as per Government guidelines	By 5 years

Notes: 
The maximum age specified is applicable to General Category candidates and Economically Weaker Section (EWS) Category Candidates.

Qualification & Experience (As on 01.09.2025)

Posts	Qualifications	Experience	Certifications
Manager Chartered Accountant	Minimum Qualification: Member of Institute of Chartered Accountants of India (ICAI) Desirable: Preference will be given to candidates with additional Qualification of ICMA/CFA. Certification IndAS.	Mandatory: Minimum 1 year of post-qualification work experience in Accounts & Finance / Taxation / IndAS. Desirable: Proficiency in MS Office will be an added advantage.
Senior Manager Credit	Graduation in any discipline AND 2 years (full time)MBA (Finance) / MMS in Finance.	Mandatory: Minimum Four (4) years of Post Qualification Work Experience in processing of credit proposals as an officer in Corporate Credit / Mid Corporate Credit in any Scheduled Public Sector Banks /Large Scheduled Private Sector banks or Subsidiary of a Scheduled Commercial Bank or as Credit Analyst in RBI approved Rating Agencies.	Desirable: Any residential programmes conducted by NIBM or similar institutions in credit / risk or CAIIB from IIBF
Manager Credit	Graduation in any discipline AND 2 years (full time) MBA (Finance) / MMS in Finance.	Mandatory: Minimum Two (2) Year of Post Qualification Work Experience in processing of credit proposals as an officer in Corporate Credit / Mid Corporate Credit in any Scheduled Public Sector Banks / Large Scheduled Private Sector banks or Subsidiary of a Scheduled Commercial Bank or as Credit Analyst in RBI approved Rating Agencies.	Desirable: Any residential programmes conducted by NIBM or similar institutions in credit / risk or CAIIB from IIBF
Senior Manager Finance	Graduation in any discipline AND PGDBA / PGDBM in Finance	Mandatory: Minimum Four (4) years of Post Qualification Work Experience in processing of credit proposals as an officer in Large Corporate Branches / Extra Large Corporate Branches / Corporate Office / Project Finance Unit / Corporate Credit / Mid Corporate Credit, etc in any Scheduled Public Sector Banks / Large Scheduled Private Sector Banks.	Desirable: Any residential programmes conducted by NIBM or similar institutions in credit / risk or CAIIB from IIBF
Manager Finance	Graduation in any discipline AND PGDBA / PGDBM in Finance	Mandatory: Minimum Two (2) years of Post Qualification Work Experience in processing of credit proposals as an officer in Large Corporate Branches / Extra Large Corporate Branches / Corporate Office /Project Finance Unit / CorporateCredit / Mid Corporate Credit etc in any Scheduled Public Sector Banks / Large Scheduled Private Sector Banks	Desirable: Any residential programmes conducted by NIBM or similar institutions in credit / risk or CAIIB from IIBF
Senior Manager Financial Analyst	Member of Institute of Chartered Accountants of India (ICAI) OR ICMA  (erstwhile ICWA) OR CFA	Mandatory: Minimum Four (4) years of Post Qualification Work Experience in processing of credit proposals as an officer in Corporate Credit in any Scheduled Public Sector Banks / Scheduled Private Sector banks.	Desirable: Any residential programmes conducted by NIBM or similar institutions in credit / risk or CAIIB from IIBF
Manager Financial Analyst		Mandatory: Minimum Two (2) year of Post Qualification Work Experience in processing of credit proposals as an officer in Corporate Credit in any Scheduled Public Sector Banks / Scheduled Private Sector banks.
Senior Manager – Risk Management	(1) CA OR (2) Engineering graduate / Master's Degree in Mathematics / Statistics / Finance / Economics / MBA (Full time)	Mandatory: Minimum 5 years of experience in Banking Industry and 3 years’ experience in any of the following verticals of the Risk Management 1)Liquidity Risk Management / 2) Interest Rate Risk / IRRBB 3) Operational Risk Management 4) Market Risk 5) Treasury 6) Credit Risk	Desirable: Completion of a Certificate programme in Risk Management from IIBF / NIBM will be an added advantage. Certifications such as FRM / PRM / CFA are preferred.
Senior Manager - Forex Dealer	Mandatory: Graduate Degree (Full Time / Regular mode) Desirable: MBA (Finance / Banking), FRM from GARP / CFA from CFA Institute, (formerly the AIMR (Association for Investment Management and Research) will be given preference.	Minimum three (3) years experience in Public Sector Banks / Private Banks / Foreign Banks / Financial Institutions.Handling Forex Interbank Trading at USD/INR desk.	Treasury Management conducted by IIBF/NIBM certificate is desirable
Senior Manager- Forex Dealer (Cross Currency)		Minimum three (3) years experience in Public Sector Banks / Private Banks / Foreign Banks / Financial Institutions. Handling cross currency trading desk.
Senior Manager – Domestic Dealer – Rupee Derivatives		Minimum three (3) years experience in Public Sector Banks//Primary Dealers/Mutual Funds/ Private Banks/ Foreign Banks. Handling domestic derivatives desk.
Senior Manager – Domestic Dealer - Equity / MFs	Mandatory: Graduate Degree (Full Time / Regular mode). Desirable: MBA (Finance / Banking), FRM from GARP / CFA from CFA Institute, (formerly the AIMR (Association for Investment Management and Research) will be given preference.	Minimum three (3) years experience in Public Sector Banks/Private Banks/ Foreign Banks/Primary Dealers/Mutual Funds. Handling Equity desk Portfolio Management / Index and ETF trading.	Treasury Management conducted by IIBF/NIBM certificate is desirable
Senior Manager – Domestic Dealer - NSLR	-	Minimum three (3) years experience in Public Sector Banks/Private Banks/ Foreign Banks/Primary Dealers/Mutual Funds. Handling NSLR desk.
Senior Manager - Domestic Dealer – SLR	-	Minimum three (3) years experience in Public Sector Banks/Private Banks/ Foreign Banks / Primary Dealers / Mutual Funds. Handling SLR desk.
Manager – Wealth Management	Graduate in anydiscipline AND 2 Year Full Time Degree in Management (MBA/ PGDBA/ PGDBM/ PGPM/ PGDM) with specialization in Marketing / Wealth Management.	Minimum 2 years post‑qualification experience in client‑facing Wealth Management roles such as Relationship Manager, Wealth Manager, Investment Counsellor, Wealth Strategist, Financial Advisor, or equivalent, with Public Sector Banks /Private Banks/ Foreign Banks/Broking/Securities Firms/ Asset Management Companies. Candidate must have demonstrable experience in: Managing HNI/affluent client relationships Building portfolios with minimum TRV of ₹25 lakh Cross-selling wealth products (Mutual Funds, Insurance, PMS, AIF, SIPs)	Mandatory: 1) NISM Certification   (Mutual Fund Distribution) 2) IRDAI Certification (Life & Non-Life Insurance). Desirable: AMFI / NCFM certification. NISM Investment Advisor (Level I/II) certification CFP certification (Certified Financial Planner) Advanced certification in Wealth/ Investment Advisory
Manager– HR	Graduate and Two Years Full time Post Graduate degree or Two Years Full time Post Graduate diploma in Personnel Management / Industrial Relations/HR / HRD/ Social Work / Labour Law.	Minimum 2 years’ of post-qualification work experience as HR Manager / Officer in Scheduled Commercial Banks/PSUs/ Central or State Govt. Departments/Reputed Private Limited Companies. Desirable: Candidates having exposure to Labor law, Labor court and Conciliation proceedings, IR and training related activities may be given preference.
Manager –  Marketing	Graduate and Two years full time / regular Master’s degree in Business Administration (MBA) or Post Graduate Diploma in Management / Post Graduate Diploma in Business Management / Master of Management Studies /Post Graduate Programme in Management with specialization in Marketing.	Minimum 3 years of full-time post-qualification experience in Marketing roles within Banks/Financial Institutions/NBFCs. Experience must include handson involvement in campaign planning, digital marketing execution, market research, or product promotion.	Certifications in Digital Marketing (e.g., Google Digital Marketing & Ecommerce Certificate, HubSpot Digital Marketing Certification) or Data Analytics for Marketing (e.g., Google Analytics Certification), or CRM platforms, or Embedded Finance and Agentic Al. Certifications should be valid/current at the time of application, verifiable through certificate IDs and issuing body portals. Preference for NISM Series-V-A (Mutual Fund Distributors) if experience includes product sales.

Notes:

• Dual specialization: one must be in the prescribed field.
• Major/minor: major must be in the prescribed stream.
• PG Degree/Diploma with more than two specializations → not eligible.
• Only prescribed qualifications/experience count; no equivalents accepted.
• Certificates must clearly establish eligibility during screening/verification.
• Probation & Bond Period  

PROBATION PERIOD 

• The selected candidates in Scale I posts will be on probation for a period of 02 years and the selected candidates in Scale II, and III posts will be on probation for a period of 01 year, from the date of joining. Their confirmation in the Bank’s service will be decided in terms of the provisions of Indian Bank Officers Service Regulations, 1979 (as amended up to date). 

BOND AMOUNT 

• An appointed candidate must serve a minimum of two years in the Bank and cannot resign without giving three months’ written notice. They are required to sign a Financial cum Surety Bond committing to this period. If they leave early, they must repay the bond amount (₹2 lakhs for JMG Scale‑I and ₹3 lakhs for MMG Scale‑II & above), along with salary for the unserved notice period and training/other costs incurred by the Bank. This ensures service stability and protects the Bank’s investment in employee development.

Selection Procedure

Depending upon the number of applications received, Bank at its discretion will decide on the mode of selection viz. 

• Shortlisting of applications followed by interview or 
• Written / Online Test followed by Interview

Online Examination (Exam pattern)

Name of section	No. of questions	Maximum Marks	Medium of Exam	Time allotted
English Language	20	20*	English	Composite time of 02 Hours
Professional Knowledge (Respective Domain)	60	120	English & Hindi
Reasoning	40	40*	English & Hindi
Quantitative Aptitude	40	40*	English & Hindi
Total	160	220

Penalty for wrong answers in test: 

• 1/4th of the mark allotted to the respective question for which a wrong answer is given. If a question is left blank, i.e. no answer is given by the candidate, there will be no penalty for that question.

Cut off score in Test

• Candidates shortlisted for interview = 3× vacancies (Unreserved) and 5× vacancies (Reserved). Final numbers may vary at interview stage. Cut‑offs will be fixed based on vacancies and total marks.

Interview

• Total marks in the interview will be 100.

Minimum Qualifying marks in Test and Interview

• The minimum qualifying marks are 40% for Unreserved/EWS and 35% for SC/ST/OBC/PWBD candidates in both the test and interview. Candidates must qualify separately in each stage to be included in the merit list. If sufficient candidates are not available, the Bank may lower the qualifying marks or cut‑off at its discretion.

Weightage of Test and Interview

• If both Written / Online Test and Interview are held, the weightage (ratio) for Written / Online Test and Interview will be 80:20 respectively.
• If selection is made by shortlisting of applications followed by Interview, the weightage (ratio) will be 100% of the Interview Score.

Merit Order in Test, Interview and Final Merit List

• In the event of two or more candidates having obtained the same score in Test / Interview, merit order shall be decided as per date of birth (the candidate senior in age is placed before / above the candidate junior in age).

Indian Bank Specialist Officer Course by Team BankExamsToday

Team BankExamsToday is offering is a full-fledged, comprehensive and systematic Interview preparation course of Indian Bank exams. 

Course features

• Daily video classes
• Study Material
• Live sessions
• Unit tests
• Special attention to Professional knowledge section from Day 1
• One to One Mock Interview Session
• Interview preparation guide

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