Online Examination (Exam pattern)
Sr. | Name of the Tests | No. of Questions | Maximum Marks | Duration |
|---|---|---|---|---|
1 | English Language | 20 | Total Maximum Marks 150 | 20 Minutes |
2 | Quantitative Aptitude | 20 | 20 Minutes | |
3 | Reasoning Ability | 20 | 20 Minutes | |
4 | Professional Knowledge | 90 | 60 minutes | |
Total | 150 | 2 Hours |
- The test of Professional Knowledge will consist of Banking & Management related questions.
- Penalty for Wrong Answers: For each question for which a wrong answer has been given by the candidate one fourth or 0.25 of the marks assigned to that question will be deducted as penalty to arrive at corrected score. If a question is left blank, i.e. no answer is marked by the candidate, there will be no penalty for that question.
- Normalization of Scores: The corrected scores obtained by each of the candidates in different sessions (if held) will be normalized using equi-percentile method. Scores up to two decimal points shall be taken for the purpose of calculations
Syllabus
English Language
- Reading Comprehensions
- Para Jumbles
- Vocabulary
- Error Spotting
- Cloze test
Quantitative Aptitude
- Data Interpretation
- Data Sufficiency
- Number Series
- Time and Work
- Time and Distance
- Approximation
- Simple and Compound Interest
- Ratio and Proportion
- Averages
- Mixture and Allegation
- Pipes and Cisterns
- Problems based on trains
- Percentages
- Partnership
- Profit, Loss and Discount
- Elements of Algebra
- Quadratic Equations
Reasoning Ability
- Coding & Decoding
- Syllogism
- Machine Input Output
- Puzzles
- Seating Arrangements
- Direction Sense Test
- Blood Relations
- Problems based on Ages
- Ranking and Order
- Data Sufficiency
- Statement and Conclusions
- Statement and Assumptions
- Statement and Arguments
Professional Knowledge
Module A: RBI circulars and Master Circulars
- Priority sector lending
- KYC
- Basel Norms
- Exposure Norms
- Housing Finance
- Sovereign Gold Bonds
- SHG–Bank Linkage Programme
- IRAC norms
Module B: Laws
- Negotiable Instrument act
- Coinage act
- IBC
- SARFAESI
- MSMED act
- Banking Regulation act
- RBI act
- Consumer protection act
- RTI act
- Foreign Exchange Management Act
Module C: Financial Management
- Ratio analysis
- Working capital committees
- Cost of Capital
- Capital budgeting
- Time Value of Money and Discounting
- Risk & Return: Portfolio concepts, diversification basics
- Indian Financial System
- Regulatory bodies in India
Module D: Financial Awareness
- Capital market and money market instruments
- Foreign currency accounts
- Remittances
- News related to banking
- Monetary Policy Updates
- Mergers & Acquisitions in Banking Sector
- Digital Banking Developments
- Important Banking Terms & Abbreviations
Module E: Government Schemes
- PM Vishwakarma
- PM Awas Yojana (Urban & Rural)
- PM SVANidhi
- PM Mudra Yojana
- PM Jan Dhan Yojana
- PM Jeevan Jyoti Bima Yojana
- MSME Samadhaan Scheme
- PM Surya Ghar: Muft Bijli Yojana
- PMEGP, CGTMSE
- Latest government schemes related to banking
BOM Generalist Officer Exam Analysis 2023
Sections | Difficulty level |
|---|---|
Reasoning Ability | Easy to Moderate |
Quantitative Aptitude | Easy to Moderate |
English Language | Easy toModerate |
Professional Knowledge | Moderate |
Overall | Moderate to Difficult |
English Language
Topics | No. of Questions |
|---|---|
Reading Comprehension | 10 |
Sentence Rearrangement | 5 |
Error Spotting | 10 |
Double Fillers | 4 |
Reasoning Ability
Topics | No. of Questions |
|---|---|
Direction Sense | 5 |
Data Sufficiency | 5 |
Inequality | 5 |
Number-Symbol Coding | 5 |
Syllogism | 5 |
Puzzle | 10 |
Professional Knowledge
|
Topic |
No. of Questions |
|---|---|
|
RBI Circulars / Compliance |
5 |
|
Monetary Policy (RBI Rates, LAF, SLR, CRR) |
5 |
|
Negotiable Instruments Act |
3 |
|
Banking Basics & Customer Relationship |
6 |
|
Banking Acts & Regulations (FEMA, BR Act, IT Act, SARFAESI, Banker’s Evidence Act) |
5 |
|
Accounting & Financial Ratios |
3 |
|
Trade Finance (Guarantees, LC, LoC) |
3 |
|
Government Schemes (PMJJBY, PMSBY, Sukanya, BSBDA) |
4 |
|
MSME Classification & Lending Norms |
2 |
|
Ombudsman / Dispute Resolution |
1 |
|
Credit Rating Agencies / NGOs |
2 |
Previous year Questions of Professional Knowledge
- PSL - Crop Season or Harvest Season
- FEMA Full Form - Foreign Exchange Management Act
- IFSC Full Form - Indian Financial System Code
- Reverse Repo Rate - 3.35%
- SLR Rate - 18.00%
- Negotiable Instrument Act Section 18 - Cheque in the form of Figure or Words
- Where the amount is stated differently in figures and words.—If the amount undertaken or ordered to be paid is stated differently in figures and in words, the amount stated in words shall be the amount undertaken or ordered to be paid.
- Lok Adalat - 20 Lacs
- Lok Adalat to settle banking disputes involving amounts up to Rs. 20 lakhs.
- Bailer Bailee
- RBI Consortium - SMA I, SMA II - Individually or combinedDD Should not be given above Rs. 20000 as per which act?
- Under Sec 269SS of the Income Tax Act, 1961, one cannot take a loan or pay more than Rs 20,000 in cash.
- Numerical
- Rs. 3 Lacs is the initial Capital
- Rs. 25000 Utilized for business purposes
- Rs. 1.2 Lacs Profit
- Rs. 30000 Tax Paid
- Capital Carry Forward
- AML Documents for how many years - 5 Years
- AML regulations require that transactions made throughout the life of the business relationship be kept as part of the firm's records. The time required to keep such records is up to five years from the date of completion of the transaction.
- The Deferred Bank guarantee is also a financial or Performance Guarantee?
- Standalone LC is a Bank guarantee?
- SMERA full form - SME Rating Agency of India Limited
- Care full form - Cooperative for Assistance and Relief Everywhere
- Basic Savings Bank Deposit Account(BSBDA) amount limit
- The maximum balance in the account should not exceed fifty thousand rupees at any time. The total of debits by way of cash withdrawals and transfers will not exceed ten thousand rupees in a month.
- Sukanya age limit
- The Sukanya Samriddhi Yojana account can be opened in the name of a girl child, by her parents or legal guardians, any time before the girl child attains 10 years of age.
- RBI lending against security is called which rate -
- CRR is given at what rate - 4.50%
- SLR comes in which section - Section 24 of the Banking Regulation Act, of 1949.
- What happens when irrevocable power of attorney is executed in name of ram but after 4 months Shyam informs the bank ram is not power of attorney?
- PMJJBY annual premium
- PMJJBY - Pradhan Mantri Jeevan Jyoti Bima Yojana - A life cover of Rs. 2 lakhs is available under the PMJJBY scheme, at a premium of Rs.330 per annum per member, and is renewable every year. If someone has a joint account, all the account holders can join the scheme, provided they meet its eligibility criteria and agree to pay the premium at the rate of Rs.330 per person.
- PMSBY Maximum Age -
- Pradhan Mantri Suraksha Bima Yojana - The Scheme is available to people in the age group 18 to 70 years with a bank account who give their consent to join/enable auto-debit on or before 31st May for the coverage period 1st June to 31st May on an annual renewal basis.
- Dishonor of cheque maximum imprisonment - Two Years
- According to Section 138 of the Negotiable Instrument Act, the dishonor of a cheque is a criminal offense and is punishable by imprisonment of up to two years or with a monetary penalty or with both.
- Dishonor of cheque maximum imprisonment - Two Years
- According to Section 138 of the Negotiable Instrument Act, the dishonor of a cheque is a criminal offense and is punishable by imprisonment of up to two years or with a monetary penalty or with both.
- Negotiable Instrument Act Section 138
- Bank guarantee, Letter of comfort
- Internal Ombudsman/CCO for 5 to 10 cr timeline Apr 2025.
- RBI circular 2021 June.
- Medium enterprises investment limit - Rs. 50 to 250 crores.
- When the customer presents a cheque to the branch for payment.
- Relationship between bank and customer
- Collateral-free loan by NBFC, 10 lakhs.
- Negotiable Instrument Act
- Evidence Act
- Sarfaesi Act
- RBI Circulars
- Current Ratio
BOM Generalist Officer (Scale II) Course by Team BankExamsToday
Team BankExamsToday is offering is a full-fledged, comprehensive and systematic Interview preparation course of Bank of Maharashtra exams.
Course features
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- Study Material
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- Unit tests
- Special attention to Professional knowledge section from Day 1
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- Interview preparation guide
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