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10 Most Common Questions in IBPS interviews

First of all congratulations to all who passed in IBPS PO 2013. I am receiving many requests to share my last year interview experience and share some tips. Right now I am busy with writing a book on Quantitative Aptitude, but as I love to help my readers so today I am writing this post.

Before reading this post read How to prepare for IBPS interviews


IBPS Interview Questions

Why do you want to work in a bank ?

This is one of the most common question asked in every IBPS interview. You should answer like this 
PSU banks offer lot of stability and growth. I always wanted to work in a bank. I love to help others, so a bank is a best place for me.

Never say "there are no targets", although it is a fact but they expect young blood to bring lots of business.

Read my previous post 4 questions asked in Bank interviews to find detailed answers.

What you were doing during last 6 months ?

Many of you might be preparing for IBPS and other competitive exams, but interviewers don't want to listen this. As per them you were unemployed. Do some homework for this question, if your father have a shop or business then you can say "I was helping my father in his business". If you are an IT engineer then you can say I was working as a freelancer online while preparing for competitive exams. This is an important questions, this can effect your chances of gettng selected a lot.

What are various services provided by a bank ?

I already wrote a detailed post on this topic. Read Functions of banks.

Why value of rupee is going down ?

Why don't you go into IT/Biotechnology/Pharma sector (based your education background)?

This is the most common question, if you say like "Sir I am fed up of my current job, targets are too high". They are going to struck you out. Best and diplomatic answer to this question is :-
Sir, banking industry is growing day by day and there are lots of growth prospects every employee. I want to grow with the pace of banking industry. 

What are today's newspaper headlines ?

This is the most frequent question in IBPS interviews. I don't think this question need any explanation, so start reading a national newspaper everyday.

Can you work rural and far away places ?

Last year many candidates left their jobs for this reason (including me :p). Even there were 7 lac candidates, there are still unfilled vacancies due ti people like us who don't go for a job. This time I am sure they will ask about this, never say I can't go to Kerala or Kashmir, just say I can go anywhere. There is a rule that you can request for home city after 2 years of service.
Questions regarding financial terms and instruments ?

In case of any query, comment below. I request you to share this post on Facebook and Google+.
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