PNB SO CREDIT OFFICER 204 Exam Pattern
Parts | Name of test | No. of Quest. | Maximum Marks | Duration |
Part I | Reasoning | 25 | 25 | 120 minutes |
English Language | 25 | 25 | ||
Quantitative Aptitude | 50 | 50 | ||
Part II | Professional Knowledge | 50 | 100 |
Reasoning
- Puzzles (5-6 Quest)
- Seating Arrangement (5-8 Quest)
- Color Based Puzzle (5 Quest)
- Blood Relation (5-7 Quest)
- Statement and Conclusion (4 -5 Quest)
- Venn Diagram (5 Quest)
- Direction and Distance (2-3 Quest)
Quantitative Aptitude
- Data sufficiency - (4 to 5 Quest)
- Quadratic equations - (5 to 6 Quest)
- Simple Compound Interest- (3 to 4 Quest)
- Cost Price & Selling Price -(3 to 4 Quest)
- Partnership- (1 Quest)
- Average- (2 Quest)
- Number Series (5-8 Quest)
- Distance (2-3 Quest)
- Data Interpretation – (4 to 5 Quest)
- Boats and Streams – (2 to 3 Quest)
- Profit and Loss (2-3 Quest)
English
- Jumbled words (2 to 3 Quest)
- Error word (5 to 6 Quest)
- Vocabulary (7 to 10 Quest)
- Sentence Improvement (3 to 4 Quest)
- Rearrangement of sentences (5-6 Quest)
Professional Knowledge
- Add stamp duty- purpose of LTV Ratio
- Calculate contribution margin if factory selling price Rs 20 per unit having variable cost Rs 10 per unit, fixed cost is Rs 10000
- Full form CRILC- Central Repository of Information on Large Credits
- Full Form MRR- Monthly Recurring Revenue
- Which type of security interest that gives multiple lenders equal claim on borrower assets
- Income cieling for setting up projects under PMEGP
- Following interest rate is applicable to all floating rate personal or retail loans availed from schedule domestic commercial banks (excluding RRBs).- base rate, BPLR,MCLR, prime rate, External Benchmark
- Unsecured Exposure not more than what percent
- which amount of gurantee cover under CEGSSC minimum 0.15 cr to maximum of ___ 5 cr
- A process by which a single assets or a pool of assets transferred form Balance sheet of bank not included in APR
- Maximum cost of project for margin money under manufacturing sector for upgradation under PMEGP
- Maximum amount of loan can sanction to individuals against security of shares dematerialized form as per RBI Directions
- Microfinance loan given to household having annual household income upto____
- Maximum repayment period of loan under third tranche of PM Savnidhi Scheme
- Maximum amount a company can withdraw from cash credit limit in banking system
- Interest rate reset under External Benchmark atleast
- MSE Units having Working Capital limits upto Rs 5 Cr, working capital computed on the basis of __________ project annual turnover
- Which method used by bank to assess the working capital needs of industries with seasonal cash flow patterns- turnover method, cash nudget method, Tandon second method of lending,Tandon first method of lending,Tandon third method of lending
- Credit exposure interest
- Loans to individual for education purpose not exceeding will be eligible for PSL
- Maximum amount of education loan without colletral security and third party gurantee under CGFSEL
- Net interest margin is
- Ratio-5 Questions
- RbI set up CRILC credit and not fund based exposure of____________above
- Single borrower is jointly financed by different lending institution by grouping together is known as
- Non individual borrowers except depreciation obtain LEI Codes
- Banks create____granting loan against LIC policies
- Calculate DSCR added back to numerator/denominator
- Target for lending to micro enterprises for domestic commercial excluding RRBs & SFB
- Calculation of LTV Ratio
- concession rate of interest chargeable to beneficiaries of loan under PM Vishwakarma Scheme
- sanction of loan is classified under PM Mudra
- ___means securities issued by special purpose entity as a part of securitization
- RBI Gudelines banks are mandate not to accept collect security in case of loans upto_____ extends to MSE scheme.
- Guidelines of RBI enhancing credit supply for large borrower market mechanism specified borrower ASCL of more than______
- APR- Annual percent rate digital loan which is not included (operating cost, cost fund, penal charges)
- Rbi Guidelies colletral free loan to household annual housing income______
- what is debt equity ratio help to study
- which of the are not type of long term finance ( commercial paper, Bond, Debentures, Shares )
- Depreciation is not included- (Land, Machinery, Equipment, Computer)
- LTV housing loan- 90% Till 30lakh,80% for 30-75 lakh for more than 75 lakh 75%
- Working Capital difference between Current assets and current liabilities excluding bank borrowing
