Weekly Structure
Daily Study Schedule (Mon–Fri)
|
Time |
Activity |
|---|---|
|
2 hrs |
Professional Knowledge (main topic of the day) |
|
1 hr |
Quant/Reasoning/English (alternate) |
|
1 hr |
MCQs Practice (mix of topics + previous year Qs) |
Weekly Testing Plan
|
Day |
Test Type |
|---|---|
|
Saturday |
Sectional Test (Professional Knowledge) |
|
Sunday |
Full Mock Test (with analysis and error log) |
WEEK 1: Fundamentals of Credit & Financial Statements
Professional Knowledge:
- Government schemes
- Basics of lending: Fund-based vs Non-fund-based
- Types of borrowers & credit facilities
- Financial Statements: Balance Sheet, P&L, Cash Flow
- Financial Ratios: Liquidity, Profitability, Solvency
General: Quant (Numbers, Averages), Reasoning (Puzzles), English (RC)
WEEK 2: Credit Appraisal & CMA Data
Professional Knowledge:
- RBI Circulars for last six months
- Working capital assessment (Nayak Committee, Tandon norms)
- Capital budgeting: DSCR, IRR, NPV
Current Affairs: Union Budget 2025 highlights (esp. credit/infrastructure focus)
General: Data Interpretation, Syllogism, Cloze Test
WEEK 3: Risk & Recovery
Professional Knowledge:
- Types of Risks in Banking: Credit, Market, Operational
- Basel I/II/III Norms: CRAR, Tier 1 & 2, Capital Buffers
- Recovery mechanisms: SARFAESI, DRT, Lok Adalats, IBC
- Credit rating & CIBIL
Static Banking: Types of mortgages, charges (hypothecation, pledge)
Practice: RBI Circular
WEEK 4: Legal & Regulatory Framework
Professional Knowledge:
- Banking Regulation Act
- RBI Act
- Companies Act (relevant to loans, directors, charges)
- Negotiable Instruments Act
- Coinage act
- KYC/AML Guidelines
Financial Awareness: Static GK + latest RBI initiatives
Sectional Tests: Laws, Risk, Credit Appraisal
