Bank of India Credit Analyst 2020

Bank of India Credit Officer exam is going to be conducted for the selection of Credit Officers in Bank Of India. On this page, we will provide Exam pattern, Exam Syllabus and Previous papers for Bank of India Credit Officer 2020 exam.

Important Dates

Submission of on – line application commencing from

16.09.2020

Last date for submission of on – line application

30.09.2020

Relevant date for Age and Qualification

01.09.2020

Tentative Date of Online Examination

Will be advised separately

Eligibility Criteria (as on 1 September 2020)

Name of the Post

Scale

Educational Qualifications

Work Experience

Credit Analyst

SMGS-IV

Two years Full time MBA in Finance /PGDM in Finance / CA / ICWA

Candidates from Institutes of national importance will be preferred.

10 years of experience as an Officer in NBFC / Financial Institution having business mix of 1000 crores & above as on 31.03.2020 out of which 5 years experience in credit processing/credit appraisal / assessment / credit rating / balance sheet analysis / credit monitoring.

Age Criteria (as on 1 September 2020)

Name of the Post

Age as on 01.09.2020

Minimum Age

Maximum Age

Credit Analyst

20

38

Exam Pattern 

Sr. No.

Name of the Tests

Maximum Marks

Duration

1.

English Language

50

Composite Time of 150 Minutes

2.

Professional Knowledge

75

3.

General Awareness with special reference to Banking Industry

50


Bank of India Credit Analyst 2020 Course by Ramandeep Singh

Video class + Test series + Quizzes
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+91-9067201000

Syllabus for Bank of India Credit Officer 2020

English

  • Reading Comprehension
  • Cloze Test
  • Error Spotting
  • Double Fillers
  • Sentence Rearrangement
  • Vocabulary Based Questions

General Awareness with Special Reference to Banking Industry 

  • Banking Reforms
  • Regulatory Bodies in India- NABARD, SEBI etc.
  • International Banking
  • Latest circulars of RBI and SEBI
  • Latest Updates in Financial & Capital Markets
  • Financial Terms
  • Banking Terms
  • Latest Acts related to Banking
  • Priority Sector Lending
  • NPA - latest news
  • SARFAESI Act
  • RBI Monetary Policy
  • Capital & Money Market Instrument
  • Commercial Banks, NBFCs, HFC - Latest news
  • Mergers and Acquisitions in Banking Companies
  • Credit Rating and Agencies
  • Payment Options- NEFT, RTGS, Bharat Bill payment etc.
  • Complete List of Obituaries 2020
  • Recently Appointed Brand Ambassadors List
  • Monthly GK Digest
  • Ministry of Cabinet Ministers
  • Renamed Govt. Schemes, Cities, Airports & Railway Stations
  • Indian Financial System
  • Financial market instruments
  • International reports and indices
  • Important committees
  • Foreign investment and trade
  • Growth numbers by various organization
  • Union budget
  • Latest mergers and MOUs of banks and financial institutions
  • Heads of various financial organizations
  • Mutual Funds
  • Basel Norms
  • Regulatory organizations: SEBI/NABARD/RBI
  • Joint Military Exercises of India
  • List of Summits and Conferences
  • India's Rankings in Different Indices
  • List of Appointments in 2020
  • List of Important Days With Themes
  • List of MoUs signed by India in 2020
  • Upcoming Sports Event From 2017-2023
  • List of Sports Events & Winners – 2020
  • Awards and Honours 2020

Professional Knowledge

1. Working Capital Management
  • Introduction
  • Need for working capital
  • Cash cycle
  • Management strategies for working capital
  • Cost of capital
2. Ratio analysis
  • Liquidity ratio
  • Turnover ratio
  • Profitability ratio
  • Solvency ratio
3. Time value of money
  • The Future Value of a Single Cash Flow
  • The Future Value of a Series of Cash Flows
  • The Present Value of a Single Cash Flow
  • The Present Value of a Series of Cash Flows
4. Capital budgeting
  • Discounted Payback Period
  • Payback Period
  • Internal Rate of Return (IRR)
  • Average Accounting Rate of Return (ARR)
  • Net Present Value
  • Profitability Index (PI)
  • Investment Decision Criteria
5. RBI and the Foreign Exchange Market
  • Role of Reserve Bank of India (RBI) in forex management.
  • Latest RBI circulars
6. Risk Management
  • Concept of Risk
  • Risk Management Process
  • Determination of Business Objectives
  • Identification of Risks
  • Measurement of Risk
  • Types of risks
  • Derivatives: Forwards, Futures, Swaps and Options
  • Basics of Derivative Pricing and Valuation
  • Forwards and Futures Valuation
  • Forward Rate Agreements and Swap Valuation
  • Interest rate swaps
7. Short-term Financing
  • Working Capital Concepts
  • Working Capital Issues
  • Working Capital Cycle
  • Aggressive and Conservative Approach
  • Sources of Short-Term Financing
8. Long-Term Financing
  • Considerations of Issuers and Investors
  • Sources of Long-term Finance
  • Merits and Demerits of:
  • Retained Earnings
  • Equity Capital
  • Preference Capital
  • Debenture Capital
  • Term Loans
9. Money Markets
  • Money Market
  • Money Market Instruments
  • Coupon Bearing Instruments
  • Discount Instruments
  • Risks involved in Money Market
10. Capital Markets
  • Capital Markets
  • Process, types of securities and parties involved
  • Types of bonds
  • Bond valuations
  • Debt and Equity
11. Portfolio Management
  • Portfolio Risk and Return
  • Capital Allocation
  • Optimal Portfolio
  • Modern Portfolio Theory
  • Performance Measurement
12. Yield Curve Analysis
  • Concept of Yield Curve and its Types
  • Yield to Maturity concept
  • Types of Interest Rates and their Computation
  • Yield Interpolation
13. Duration
  • Concept of Duration and Modified Duration
  • Macaulay duration
  • Effective duration
  • Computation of Duration for different types of bonds
  • Relationship between duration, yield, coupon and maturity
  • Duration of a Portfolio
14. Convexity
  • Concept of Convexity and its Properties
  • Convexity of a Portfolio
  • Impact of price change on convexity
  • Positive and Negative Convexity
15. Fixed Income Securities
  • Types of Bonds and Issuers
  • Corporate Debt and Funding Alternatives
  • Asset-Backed Securities
  • Fixed-Income Securities: Valuation, Risk and return
  • Bond Indentures, Regulation, and Taxation
  • Fixed-Income Markets: Issuance, Trading, and Funding
  • Returns Measures
16. Credit Analysis
  • Credit Risk and Bond Ratings
  • Evaluating Credit Quality
17. Misc.
  • Alternative Investments
  • Market Organization and Structure
  • Positions and Leverage
  • Order Execution and Validity
  • Covariance and Correlation
  • Systematic Risk and Beta
  • CAPM

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