PNB SO Manager/Senior Manager(Credit) 2020

PNB SO Manager/Senior Manager (Credit) exam is going to be conducted for the selection of Manager/Senior Manager(Credit) in PNB bank. On this page, we will provide Exam pattern, Exam Syllabus and Previous papers for PNB SO Manager/Senior Manager (Credit) 2020 exam.

Eligibility Criteria

Post Age as on 01/07/2020 Educational Qualifications as on opening date of Online Registration Post Qualification Work Experience & Other stipulations as on opening date of Online Registration
Manager - Credit Min – 25 years
Max – 35 years
Essential:-CA/ICWA/MBA or PGDM (with specialization in Finance) or equivalent post-graduation degree/diploma from any AICTE approved institute.* minimum of 60% in aggregate.
Desirable:-Certificate in Commercial Credit, Moody’s Analytics.
Minimum 1 year of post-qualification experience in Banks/PSU/Corporate High-Value Credit/ NBFC.
Senior Manager - Credit Min – 25 years
Max – 37 years
Essential:-CA/ICWA/MBA or PGDM (with specialization in Finance) or equivalent post-graduation degree/diploma from any AICTE approved institute.* minimum of 60% in aggregate.
Desirable:-Certificate in Commercial Credit, Moody’s Analytics.
Minimum 3 years of post-qualification experience in Banks/PSU/Corporate High-Value Credit/ NBFC.

Exam Pattern

Selection will be through online test and/or interview. Merely satisfying the eligibility norms do not entitle a candidate to be called for Test or Interview. The online test shall comprise of the following tests :

Sr. No. Name of the test No. of Questions Maximum Marks Duration
1. Reasoning 50 50 120 Minutes
2. English Language 50 25
3. Quantitative Aptitude 50 50
4. Professional Knowledge 50 75
Total 200 200

Course Features

Team BankExamsToday is offering is a full-fledged and a comprehensive course for the preparation of PNB SO Manager/Senior Manager  (Credit) Exam, 2020. 

The course offers you an insight of the prescribed topics with the help of video lectures. Each video lecture is followed by notes and sectional quiz for the complete understanding of the concepts. The course has following characteristics:
  • Video classes for Examination
  • Complete study material in PDF
  • Chapter-wise tests
  • Systematic study plan
  • Interview preparation guide

Syllabus for PNB SO Manager/Senior Manager  (Credit) 2020

Quantitative Aptitude

  • Data Interpretation
  • Boats and Streams
  • Time and Work
  • Time, Speed and Distance
  • Partnership
  • Mixtures and Alligation
  • Ages and Average
  • Profit and Loss
  • Percentage and Interest
  • Problems on Trains
  • Pipes and Cisterns
  • Area and Volume
  • Number Series
  • Linear equations
  • Quadratic equations
  • Data sufficiency

Reasoning

  • Puzzles
  • Seating Arrangement
  • Machine Input Output
  • Order and Ranking
  • Inequalities
  • Problems based on ages
  • Statement and Assumptions
  • Statement and Conclusion
  • Coding-Decoding
  • Statement and Argument
  • Venn Diagram/Syllogism
  • Blood Relation
  • Direction and Distance

English

  • Reading Comprehension
  • Cloze Test
  • Error Spotting
  • Double Fillers
  • Sentence Rearrangement
  • Vocabulary Based Questions

Professional Knowledge Manager/Senior Manager (Credit)

1. Working Capital Management
  • Introduction
  • Need for working capital
  • Cash cycle
  • Management strategies for working capital
2. Ratio analysis
  • Liquidity ratio
  • Turnover ratio
  • Profitability ratio
  • Solvency ratio
3. Time value of money
  • The Future Value of a Single Cash Flow
  • The Future Value of a Series of Cash Flows
  • The Present Value of a Single Cash Flow
  • The Present Value of a Series of Cash Flows
4. Capital budgeting
  • Discounted Payback Period
  • Payback Period
  • Internal Rate of Return (IRR)
  • Average Accounting Rate of Return (ARR)
  • Net Present Value
  • Profitability Index (PI)
  • Investment Decision Criteria
5. RBI and the Foreign Exchange Market
  • Role of Reserve Bank of India (RBI) in forex management.
  • Latest RBI circulars
6. Risk Management
  • Concept of Risk
  • Risk Management Process
  • Determination of Business Objectives
  • Identification of Risks
  • Measurement of Risk
  • Types of risks
  • Derivatives: Forwards, Futures, Swaps and Options
  • Basics of Derivative Pricing and Valuation
  • Forwards and Futures Valuation
  • Forward Rate Agreements and Swap Valuation
7. Short-term Financing
  • Working Capital Concepts
  • Working Capital Issues
  • Working Capital Cycle
  • Aggressive and Conservative Approach
  • Sources of Short-Term Financing
8. Long-Term Financing
  • Considerations of Issuers and Investors
  • Sources of Long-term Finance
  • Merits and Demerits of:
    • Retained Earnings
    • Equity Capital
    • Preference Capital
    • Debenture Capital
    • Term Loans
9. Money Markets
  • Money Market
  • Money Market Instruments
    • Coupon Bearing Instruments
    • Discount Instruments
  • Risks involved in Money Market
10. Capital Markets
  • Capital Markets
  • Process, types of securities and parties involved
  • Types of bonds
  • Bond valuations
  • Debt and Equity
11. Portfolio Management
  • Portfolio Risk and Return
  • Capital Allocation
  • Optimal Portfolio
  • Modern Portfolio Theory
  • Performance Measurement
12. Yield Curve Analysis
  • Concept of Yield Curve and its Types
  • Yield to Maturity concept
  • Types of Interest Rates and their Computation
  • Yield Interpolation
13. Duration
  • Concept of Duration and Modified Duration
  • Macaulay duration
  • Effective duration
  • Computation of Duration for different types of bonds
  • Relationship between duration, yield, coupon and maturity
  • Duration of a Portfolio
14. Convexity
  • Concept of Convexity and its Properties
  • Convexity of a Portfolio
  • Impact of price change on convexity
  • Positive and Negative Convexity
15. Interest Rate Options
  • Interest Rate Options
  • Over-the-Counter Options, Calls and Puts on LIBOR Caps, Floors and Collars
16. Interest Rate Swaps
  • Interest Rate Swaps
  • Basic Structure
  • Price Quoting Conventions
  • Pricing & Valuing Interest Rate Swaps
  • Variants of Interest Rate Swap
  • Swaption
17. Financial Awareness
  • Latest circulars of RBI and SEBI 
  • Indian Financial System
  • Financial market instruments 
  • International reports and indices
  • Latest government schemes 
  • Important committees
  • Foreign investment and trade 
  • Growth numbers by various organization 
  • Union budget 
  • Latest mergers and MOUs of banks and financial institutions 
  • Heads of various financial organizations 
  • Mutual Funds
  • Basel Norms
  • Regulatory organizations: SEBI/NABARD/RBI

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