PNB SO Scale-I Credit Officer 2023

PNB SO Scale-I Credit Officer exam is going to be conducted for the selection of Scale-I Credit Officer in PNB bank. On this page, we will provide Exam Pattern, Exam Syllabus, and Previous papers for PNB SO Scale-I Credit Officer 2023 exam.

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Number of Vacancies

Important Dates

Particulars	Date
Opening Date for On-line Registration	24.05.2023
Closing Date for On-line Registration (Including for Candidates from Far-Flung Areas)	11.06.2023
Tentative Date of On-line Examination	02.07.2023

Eligibility Criteria

Educational Qualifications

Chartered Accountant(CA) from the Institute of Chartered Accountants of India

Cost Management Accountant- CMA (ICWA) from the Institute of Cost Accountants of India.

Chartered Financial Analyst (CFA) from CFA Institute (USA).

Full-time Post-Graduation Degree/ Diploma in Management (MBA/ PGDM/ equivalent) with specialization in Finance from any Institute/ College/ University recognized/ approved by Govt. bodies/ AICTE/ UGC with minimum 60% marks or equivalent grade.

Age

Min – 21 years Max – 28 years

Post Qualification Work Experience

Mandatory: NIL
Desirable: Work Experience in Bank(s)/FI(s)

Selection Process

Selection will be based on an Online Written Test followed by a Personal Interview or Personal Interview only, depending upon the application response received against each post, as per the discretion of the Bank.

Scenario 1.

Written / Online Test followed by Interview:

I. Written/ Online Test:

In case the Bank decides to conduct Online Test, the same will comprise of as under:

Parts	Name of Test	No. of Questions	Maximum Marks	Duration
Part I	Reasoning	25	25	120 Minutes
	English Language	25	25
	Quantitative Aptitude	50	50
Part II	Professional Knowledge	100	100

Note: For each question for which a wrong answer has been given by the candidate one-fourth of the marks assigned to that question will be deducted as a penalty to arrive at a corrected score.

Candidates have to qualify for all the Tests of Part-I. The part-II i.e. professional knowledge test will be evaluated only for those candidates who qualify in each paper in Part-I.

II. Personal Interview:

Candidates who obtain minimum qualifying marks as decided by the Bank in Part-I will be considered for shortlisting for Interview on the basis of merit prepared as per marks obtained by them in Part-II i.e. Professional Knowledge Test, provided they fulfill the other eligibility criteria with regard to Educational Qualification and Post Qualification work experience for the respective post.
Personal Interview will be of 50 marks. Minimum qualifying marks in interview shall be 45% i.e. 22.50 for SC/ST candidates & 50% i.e. 25 for other candidates.

Scenario 2.

Shortlisting of applications followed by Interview:

Personal Interviews will be conducted by Bank in the following manner:

Documents in support of the eligibility of the candidates, on the basis of successful applications submitted, shall be collected at the appropriate stage and only those candidates who are found eligible, in terms of the eligibility criteria prescribed for the respective post, on the basis of documents submitted shall be called for Personal Interview.
Personal Interview will be of 50 marks. Minimum qualifying marks in interview shall be 45% i.e. 22.50 for SC/ST candidates & 50% i.e. 25 for other candidates.
Candidates obtaining minimum qualifying marks in Personal Interviews will be provisionally selected for issuing an offer of appointment on the basis of scores obtained by them in the Interview. A candidate should therefore qualify for the interview and be in the merit to be shortlisted for subsequent provisional appointment.

Application Fees:

SC/ST/PwBD category candidates: Rs. 50/- + GST@18% per candidate (only postage charges) = Rs 59/-
Other category candidates: Rs. 1000/- + GST@18% per candidate = Rs 1180/-

Bond Period

Scale : JMG Scale-I
Amount of Bond: Rs 1.00 lakh
Bond Period: 03 Years

Course Features

Team BankExamsToday is offering a full-fledged and comprehensive course for the preparation of the PNB SO Scale-I Credit Officer Exam, 2023. The course offers you an insight into the prescribed topics with the help of video lectures. Each video lecture is followed by notes and a sectional quiz for a complete understanding of the concepts. The course has the following characteristics:

Video classes for Examination
Complete study material in PDF
Chapter-wise tests
Systematic study plan
Interview preparation guide

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Syllabus for Scale-I Credit Officer 2023

Quantitative Aptitude

Data Interpretation
Boats and Streams
Time and Work
Time, Speed and Distance
Partnership
Mixtures and Alligation
Ages and Average
Profit and Loss
Percentage and Interest
Problems on Trains
Pipes and Cisterns
Area and Volume
Number Series
Linear equations
Quadratic equations
Data sufficiency

Reasoning

Puzzles
Seating Arrangement
Machine Input Output
Order and Ranking
Inequalities
Problems based on ages
Statement and Assumptions
Statement and Conclusion
Coding-Decoding
Statement and Argument
Venn Diagram/Syllogism
Blood Relation
Direction and Distance

English

Reading Comprehension
Cloze Test
Error Spotting
Double Fillers
Sentence Rearrangement
Vocabulary Based Questions

Professional Knowledge Manager/Senior Manager (Credit)

Module A – Overview of Credit

Principles of lending
Credit policy
Types of borrowers & types of credit facilities
Credit delivery
Credit Appraisal
Credit rating

Module B – Analysis of Financial Statements

Basics of Financial Statements
Ratio analysis
Cash flow statement
Fund flow statement
Project appraisal
Working capital management

Module C: Financial management

Indian Financial System
Regulatory bodies in India
Money market and Capital market instruments
Time value of money
Basics of derivatives
Leverages
Capital budgeting

Module D: Other credits

Export finance
Priority sector lending
Non-fund based Credit Facilities
Government-sponsored schemes
Retail loans

Module E: Monitoring, Followup, and Management of Impaired Assets

Documentation
IRAC norms
Types of charges
Management of impaired assets
IBC 2016
SARFAESI ACT

Module F: RBI circulars and related laws

RBI circulars (1 year)
Companies act
Contract act 1872
Banking regulation 1949
RBI act 1934
Negotiable instruments act 1881
Payment and settlement act 2007