IBPS PO V Interview Experience : Nanded

Hi future bankers of India,

I am Nikhil Kulkarni.
Graduation: BE (ENTC),
Home town: Nanded ( Maharashtra)
interview experience

IBPS PO interview center: Bank of Maharashtra staff college, Pune (Maharashtra).

Interview Scheduled @1 pm (27-01-2016) I reached at venue on time and interview process is started with document verification. It took an hour. While verification I have kept all the mentioned documents as well as photocopies with me.

NOTE: Please be on time for interview, you may face the problem while verification of documents and yes..! It will be bad impact on your interview.

Panel members: 5 Gents and 1 Lady.

Interview started at 5:10 pm, I was last but two candidate for the interview.

Me :May I come in

Panel chairman: Please come in

Me : Good evening mam and Good evening sirs .

M1( chairman who was at center): Please have seat.

Me: Thank you sir and wish u all belated happy republic day.

M1 : Ohh..! Thank you. You are the first candidate who wished us republic day. (smiled all)

This gave me good start. Actually I prepared with the counter questions like what was the unique thing happened on republic parade ?? Who was invited as chief guest on this republic day??
But nothing happened like this .

Interview started with important question.

M1 : Tell me about yourself?

Me:I have given details like full name, city from which I belong to , graduation , family details etc.

M1: what you have done after graduation?

Me: I have completed my graduation in 2012 and I told them very honestly that I was preparing for Gate exam in 2013 but didn't qualify it so after that I have started preparing for government exams (bank,insurance,)

M1: have u qualified any exam up till now

Me: Yes I have qualified the RRB Assistant exam and attended interview also but didn't get selected in final result.

M2 : have u joined any coaching class?

Me: Yes sir I have joined online class room program.

Now started main interview

M2 : why u want to join banking sector ?

Me: same ans.as we all know 1. High possibility of growth 2. Stable job 3rd one honestly sir bank employees get high perks and they get loan at less interest. ( Banks take good care of their family members means their employees) :-) and smiled

All members were laughing.

L1 : you told us that your elder sister is post graduate in law then in which field she did her specialisation?...

Me : hmm blank . don't know about her subject . (very bad feeling :-( . But covered the answer. Some how Told them I was in 8 th or 9 th standards so am not aware of her graduation details.sorry mam

L1: what is npa?

Me: npa is nothing but non performing loans . after 90 days it became npa if bank did get repayment of interest or principal amount.

L2 : then how to recover that loan ?

Me : told them bank approaches Asset reconstruction company. And their is sarfaesi act option for banks.

M5 : difference between credit card and debit card?

Me : we all know friends but still will tell you.

Credit card has limit and debit card has no limit such whatever amount u have in saving or current account u can withdraw.

Credit card has not compulsion of account with bank and exact opposite in debit card.

M5: who is MOS for finance?

Me: easy one right friends . but here I completely blank..tried took my time but not able to recall the name.. But cover up answer by telling he is former finance ministers son

M5 : u r right tell name

Me: : :-( sorry sir...

M5 : its OK beta no problem

Then M1 said thank u . u can go now.

Me : thanks sir , thanks mam.

Overall satisfied with my performance and now what waiting waiting and long waiting for final results . let's hope my name will be in final list...best luck to all ... 

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