New Student User: Use Code HELLO

Claim Offer

Punjab National Bank Credit Officer Exam Analysis 2025

Published on Tuesday, May 06, 2025

 PNB SO CREDIT OFFICER 2025 Exam Pattern

Parts

Name of test

No. of Quest.

Maximum Marks

Duration

Part I

Reasoning

25

25

120 minutes

English Language

25

25

Quantitative Aptitude

50

50

Part II

Professional Knowledge

50

100

Expected Cutoff 

Section Category

Difficulty Level Expected Cut Off ( Out of 100)

(UR) 

42-45

OBC

38-43

EWS

38-43

SC

32-38

ST 

30-36

ST 

25-40

Sectional Cut Off

Section

Maximum Marks

Expected Cut off

Reasoning

25

6-8 Marks

English Language

25

7-9 Marks

Quantitative Aptitude

50

14-15 Marks

PNB SO Exam 2025: Difficulty Level

Section

Difficulty Level

Reasoning

Moderate

English Language

Easy-Moderate

Quantitative Aptitude

Moderate

Professional Knowledge

Moderate

Overall

Moderate

Reasoning

Topics 

Number of Questions

Seating Arrangement (Two Rows- 12)...

05

Puzzle (Floor Based- 6 Floor, 1 Variable)...

05

Puzzle (Year-Based)

05

Data Sufficiency

02

Odd One Out 

01

Meaning word

01

Syllogism 

05

Backwards & Forward Pattern

01

Total

25

 English Language

Topics 

Number of Questions

Reading Comprehension (Rejuvenation)

09

Word Arrangement 

05

Error detection

05

Column Based (Match the Following)

03

Sentence Arrangement

03

Total

25

 Quantitative Aptitude

Topics 

Number of Questions

Data Interpretation- Pie Chart

05

Data Interpretation- Table

05

Data Interpretation- Table 

05

Data Interpretation- Caselet

05

Missing Number Series

05

Arithmetic

15

Quadratic Equation 

05

Approximation

05

Total

50

Professional Knowledge

  • CGTMSE- (2-3 questions)
  • Mudra- (2 questions) 
  • Stand Up India Scheme - (2-3 questions)
  • PM Surya
  • PM Svanidhi
  • Lead Bank Scheme 
  • DRI (Differential Rate of Interest) scheme
  • Commercial Paper
  • Mortgage type of loans
  • Type of Letter of Credit
  • NEFT- Full Form
  • SWIFT- Full Form
  • CRICL- Full Form
  • Working Capital- (2-3 questions)
  • Financial Ratio- (2-3 questions)
  • CIBIL Score
  • Definition of Large Defaulter and Willful defaulter
  • Current Ratio
  • Green Banking
  • Definition of Non-Performing Asset
  • Self Help group
  • Udgam Portal
  • Loan Limit Hilly areas 
  • Numerical (5 to 6 Questions)
ebook store

About Me

Ramandeep Singh

Ramandeep Singh - Educator

I'm Ramandeep Singh, your guide to banking and insurance exams. With 14 years of experience and over 5000 successful selections, I understand the path to success firsthand, having transitioned from Dena Bank and SBI. I'm passionate about helping you achieve your banking and insurance dreams.

  • Follow me:
Close Menu
Close Menu