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IBPS Clerk Interview - Core Banking Questions Asked

Published on Sunday, February 15, 2015
Name : Tejal C Bari

Venue : Bank of Maharashtra,Mumbai.

Date : 13th February 2015

I reached d center around 12.30 for afternoon batch.
we were given a blank sheet to copy a paragraph from Marathi newspaper.Around 1 pm verification
started. They were talking 15-20 mins for verification and very strict about it.The panel went for lunch around 2 and came at 2.45pm.

i was called for verification around 2.45pm. The documents were verified by 2 people.

After waiting long I was called for interview around 4.30pm.

i entered the room by taking permission. There were 4 men and 1 woman in the panel. 

Ques . Meaning of your name.

ans : shine n then was lot of discussion on that.

then mam had all my documents.she asked me about my first preference.
ans : i said bob has maximum branches overseas and it has good career growth. it also provides good customer service.

Ques.Then 1male asked me about my ambitions.
a.i said i want to get into banking sector as it provides good opportunities and i m working hard for it.i have appeared for various PO exams also but couldn't clear the cutoff.
then he asked me where are you lagging.

I said current affairs.then they started grilling me about budget.

previous and current finance minister.

then mam opened my marksheets..n asked me about my subject cryptography.
i answered about encryption and decryption of messages.

then she asked me who monitors that...i said SWIFT...then she asked about working of swift...i said i don't have deep knowledge of it.

one male panel who was quite till now asked about e banking and m banking...
I answered correctly...he was satisfied..

then mam asked me about kejriwals main philosophy..i couldn't answer that....then she only said its corruption...

then that male said can he fight against that ??
i said he can but he should stop all the drama...all started laughing...

another male then asked me about per capita income
I could answer half answer right...its total income/ total population..

Ques. Then 1 male asked about NPA...when they become NPAs...

They made me feel comfortable throughout and not to get nervous.

Later they said how do you feel was your interview. I said moderate. only few questions I couldn't answer.

Later I asked them about my good and bad point...all d male praised me for good communication skills and confidence..

Then mam said improve your banking knowledge and current affairs...since you need to be updated while interacting with customers...

They all wished me best of luck and asked to leave...I thanked everyone and left the room..
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