Poverty Alleviation Programs By Indian Government For RBI Grade B

Government of India has started various poverty alleviation programmes of basically two types:
  • Encouraging self-employment
  • Providing supplementary wage employment
“Garibi hatao” slogan was adopted during Fifth five year plan.
Planning commission in 2012 reduced the poverty line to Rs- 28.65 per capita daily consumption in cities and Rs- 22.42 in rural areas.

Followings are some schemes of Poverty alleviation: 

Integrated Rural Development Programme (IRDP):

  • To eliminate rural poverty by providing income-generated assets to the poorest of the poor.
  • Started in 1978-79.
  • Main aim is to create sustainable opportunities for self-employment in the rural sector.
  • Assistance is given in the form of subsidy by the government.
  • It is funded on 50:50 basis by the centre and the state.

National Rural Employment Guarantee Act (NREGA):

  • Came into force in 2006.
  • It was later modified as the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) in October 2, 2009.
  • It is an Indian labour law and social security measure that aims to guarantee the “right to work”.
  • It was started to enhance the livelihood security in rural areas by providing at least 100 days of guaranteed wage employment in a financial year.
  • If work is not provided within 15 days of applying, applicants are entitled to an unemployment allowance.
  • Recently, Finance Minister Arun Jaitley announced Rs- 48000cr for the MGNREGA.

National Maternity Benefit Scheme:

  • It is for the family below the poverty line.
  • Implemented by states and union territories.
  • It provides a sum of Rs-500 to a pregnant woman for the first two live births.
  • It was later changed into Janani Suraksha Yojana with Rs-1440 for every institutional birth.

National Old Age Pension Scheme (NOAPS):

  • To provide pension to old people, above the age of 65.
  • Came into effect on 15 august 1995.
  • Initially, 200 rupees per month was given but later it was changed to 500 rupees as per as 2011-12 budget.

Jawahar Gram Samridhi Yojana (JGSY):

  • It is a comprehensive version of previously launched “Jawahar Rozgar Yojana (JRY)”.
  • Started on 1 April 1999.
  • Main objective: - For the development of rural areas.
  • Secondary objective: - To give out sustained wage employment.
  • This was only for the below poverty line.

National Family Benefit Scheme (NFBS):

  • Started in August 1955.
  • Sponsored by the state government.
  • Later it was transferred to the state sector scheme from 2002-03.
  • It is under the community and rural development.
  • It provides a sum of 20000 rupees to a person of family who becomes the head of the family after the death of its primary breadwinner.


  • Started in 1999-2000 by the central government.
  • Rs-100cr was allocated during 2000-01.
  • It mostly covers groups of “poorest of the poor” and “indigent senior citizens”.

Employment Generation Schemes in India


Already discussed above.

Swarnjayanti Gram Swarojgar Yojana (SGSY):

  • Started in 1999.
  • For the self-employment of the rural poor.
  • Later it became IRDP.

Pradhan Mantri Gram Sadak Yojana (PMGSY):

  • Started on 25 December 2000.
  • Comes under the authority of the minister of rural development.

Swarna Jayanti Shahari Rozgar:

  • Started on 1 December, 1997.
  • To provide employment to urban unemployed and under-employed through the set up of self-employment ventures.
  • Centrally sponsored.

Prime Minister’s Employment Generation Programme (PMEGP):

  • To generate continuous and sustainable employment opportunities in rural and urban areas.
  • Announced on 15 August 2008 by PM.

Food for Work Programme:

It was started in 2001 to provide food through wage employment in the drought affected areas in eight states.

Sampoorna Grameen Rozgar Yojana (SGRY):

  • It came in existence by merging Jawahar Gram Samridhi Yojana (JGSY) and Employment Assurance Scheme (EAS).
  • Launched in September 2001.
  • To provide additional wage employment in the rural areas.

Rural Landless Employment Guarantee Programme (RLEGP):

  • It was started in 1983
  • The aim was to provide employment to landless farmers and labourers.

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