Bank of Maharashtra Generalist Officer exam(Scale 2) held on 22 February 2020. Most of the questions asked from the "Financial Awareness" section of our BoM Generalist Officer course.
Reasoning Ability
| Topic | No. of Questions | Level |
|---|---|---|
| Puzzle (Circle +Line) | 10 | Moderate |
| Seating Arrangement | 5 | Moderate |
| Machine Input-Output | 5 | Moderate |
| Syllogism | 5 | Easy |
| Statement & Assumption and Statement & Conclusion | 5 | Easy |
| Inequality | 2 | Moderate |
| Data Sufficiency | 3 | Moderate |
Quantitative Aptitude
| Topic | No. of Questions | Level |
|---|---|---|
| Data Interpretation | 10 | Easy |
| Quadratic Equation & Inequality | 5 | Easy |
| Ranking | 1 | Moderate |
| Profit & Loss | 1 | Moderate |
| Probability | 2 | Moderate |
| Problem of Ages | 1 | Moderate |
| Boat and Stream | 1 | Moderate |
| Number Series | 6 | Easy |
| Time & Work | 1 | Moderate |
| Geometry (Cylinder Based Questions) | 5 | Moderate |
| Others | 2 | Moderate |
English
| Topic | No. of Questions | Level |
|---|---|---|
| Reading Comprehension | 10 | Easy |
| Rearrangement | 5 | Easy |
| Error Spotting | 5 | Easy |
| Double Fillers | 5 | Easy |
| Sentence Connector | 5 | Easy |
List of Professional Knowledge Questions asked
Ques.1 Letter of administrationQues.2 Noting under negotiable instrument
Ques.3 Section 24 Slr
Ques.4 Section 17 promissory notes
Ques.5 Debt securitization meaning
Ques.6 Deferred payment guarantee.
Ques.7 Revolving lc
Ques.8 As per RBI trade credit policy (revised), which of the following is wrongly brought out in "All in cost".
- Expenses
- Withholding tax payment in INR.
- Other fees
Ques.10 If the camera does place in currency chest branch then how many penalties by RBI
Ques.11 Export credit limit in Psl.
Ans: 40cr
Ques.12 Negotiable instrument means?
Ques.13 Negotiable instrument started from which act?
Ans: 1881
Ques.14 Senior citizen pension excessive wrong credit will be recovered in___:1/3 of next pension amount?
Ques.15 You have a partnership account with A & B and in which C is account who is authorized, signatory. If you intimated to the bank as B expired. Next, C has come clear the cheque which is in clearing....what will you do in that situation?
Ques.16 A note which, has become dirty due to usage and also includes a two-piece note pasted together wherein both the pieces presented belong to the same note and form the entire note. the type of note is?
Ans: Soiled note
Ques.17 RBI checking officer will come to the branch for denominations and soiled notes calculation on which period basis....?
Ques.18 RBI bank will collect the soiled and imperfect notes from which of the below.
a. PSBs
b. Payment banks
c. RRBs
d. Commercial scheduled banks
e. Small finance bank
Ans: a, c, d only.
Ques.19 RBI has directed all UCBs having total assets of___and above as on 31st March of the previous Financial year to report exposure on all borrowers having aggregate exposure of____and more to CRIAIL?
Ans: 500cr, 5cr.
Ques.20 BBPS system expanded by____
Ans: Recurring payments
Ques.21 NBFC P2P platform limit---
Ans: 50 lakhs
Ques.22 Tapan Ray committee name__
Ans: CIC
Ques.23 Priority sector lending limit for PSBs and RRBs __
Ans: 40% of ANBC
Ques.27 Rtgs cut off timings?
Ques.14 Senior citizen pension excessive wrong credit will be recovered in___:1/3 of next pension amount?
Ques.15 You have a partnership account with A & B and in which C is account who is authorized, signatory. If you intimated to the bank as B expired. Next, C has come clear the cheque which is in clearing....what will you do in that situation?
Ques.16 A note which, has become dirty due to usage and also includes a two-piece note pasted together wherein both the pieces presented belong to the same note and form the entire note. the type of note is?
Ans: Soiled note
Ques.17 RBI checking officer will come to the branch for denominations and soiled notes calculation on which period basis....?
Ques.18 RBI bank will collect the soiled and imperfect notes from which of the below.
a. PSBs
b. Payment banks
c. RRBs
d. Commercial scheduled banks
e. Small finance bank
Ans: a, c, d only.
Ques.19 RBI has directed all UCBs having total assets of___and above as on 31st March of the previous Financial year to report exposure on all borrowers having aggregate exposure of____and more to CRIAIL?
Ans: 500cr, 5cr.
Ques.20 BBPS system expanded by____
Ans: Recurring payments
Ques.21 NBFC P2P platform limit---
Ans: 50 lakhs
Ques.22 Tapan Ray committee name__
Ans: CIC
Ques.23 Priority sector lending limit for PSBs and RRBs __
Ans: 40% of ANBC
Ques.24 Bimal Jalan committee related to _
Ques.25 PMJDY eligibility age criteria?
Ques.25 PMJDY eligibility age criteria?
Ans: 18-59 years
Ques.26 An additional factor of authentication has transaction limit____
Ans: Rs 2000/-
Ques.26 An additional factor of authentication has transaction limit____
Ans: Rs 2000/-
Ques.27 Rtgs cut off timings?
Ans: 4:30pm to 6:00 pm
