Indian Bank SO Credit Officer: Exam Analysis (8 March 2020)

Published on Monday, March 09, 2020
Indian Bank SO Credit Officer: Exam Analysis (8 March 2020)
Hi Readers,
Indian Bank SO Credit Officer exam which is held on 8th March 2020 is over now. This exam was basically cover four topics: English, Reasoning, Quantitative Aptitude & Professional Knowledge. Here is the overall exam analysis.

Reasoning Ability

Topic No. of Questions Level
Puzzle 10 Easy to Moderate
Seating Arrangement 10 Moderate
Coding-Decoding (Chinese) 5 Medium
Syllogism 4 Easy
Inequality 3 Moderate
Machine input-output 5 Moderate
Direction Sense (Backward) 1 Medium
Statement & Assumption 6 Easy
Statement & Conclusion 1 Easy
Others 5 Medium

Quantitative Aptitude

Topic No. of Questions Level
Data Interpretation 20 Moderate
Simplification & Approximation 10 Easy to Moderate
Quadratic Equation 5 Moderate
Wrong Series 5 Medium
Problem of ages 1 Easy to Moderate
Mensuration 1 Easy
Compound Interest 1 Easy
Others 7 Moderate

English Language

Topic No. of Questions Level
Reading Comprehensive 20  Easy to Moderate
Rearrangement 5  Medium
Match the following 5  Moderate
Error Spotting 5  Easy
Cloze Test 5  Moderate
Para Jumbles 5  Easy
Phrase 5  Medium

List of Professional Knowledge Questions Asked

Ques.1 Who is issued CIN No.
Answer: Registrar of Companies

Ques.2 One question-Related Debt service coverage ratio

Ques.3 One question also Related to Debt service coverage ratio (Theory)

Ques.4 PARI PASSU question

Ques.5 BCSBI full form (Banking Codes and Standards Board of India)

Ques.6 CERSAI full form

Ques.7 Mudra loan- Tarun limit

Ques.8 One question Related to Current Ratio 

Ques.9 Prior Sector Loan Limit (Education Loan)
Answer: 10 Lakh

Ques.10 Debts Recovery Tribunals Minimum Limit  
Answer: Rs. 2 lakh

Ques.11 Priority Sector to Weaker Section Limit 
Answer: Target is 10% of ANBC

Ques.12 One question related to the classification of Priority Sector.

Ques.13 How many pillars of BASEL III

Ques.14 TReds full form

Ques.15 CRAR Ratio 11.5% (2% of Capital Buffer)

Ques.16 Risk-Weighted Assets

Ques.17 Who is authorised to person for Auction
Answer: Authorised Officer of Bank

Ques.18 Digital Signature

Ques.19 Pledge

Ques.20 RERA full form

Ques.21 Exim Bank Established year
Answer: 1982

Ques.22 EGCC works for What purpose

Ques.23 NBFC-MFI Housing Hold limit 
Answer: Rs. 125000 (Rural)

Ques.24 P2P NBFC limit
Answer: 50 lakh

Ques.25 CRILC Repassing loan limit
Answer: Rs.5 crore

Ques.26 CGTMSE- Set by GOI & SIDBI

Ques.27 Fund flow statement question (Numerical)

Ques.28 PMEG- Subsidy limit for General Category

Ques.29 Rural help in terms of credit
Answer: NABARD

Ques.30 Law of Limitation period of the decree for Filing suit of case

Ques.31 Minimum shareholders in Public Ltd. Company

Ques.32 NPA % Providing in Sub Standard Asset
Answer: Unsecured Assets

Ques.33 Regulator of Import-Export is
Answer: DGFT

Ques.34 What is Reserved Capital

Ques.35 LIBOR full form

Ques.36 One more question working capital method suitable for the software development company.

Expected cutoff

As per my analysis, the expected cutoff is 75 for the General category. I am not sure about the rest of the categories.  

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